40402 Ryans Bay Rd

1,400 Sq. Ft.
$375 / Sq. Ft.
1,400
Sq. Ft.
$375
per Sq. Ft.

Description

This charming 2-bedroom, 1-bath home offers comfort, updates, and outdoor enjoyment all in one! Step inside to find new flooring and fresh paint throughout the main level, and a updated bathroom that adds a modern touch. The bright and inviting living spaces flow seamlessly, with two new sliding doors leading out to the deck—perfect for relaxing or entertaining. Outside, you’ll love the added features including a storage shed, cozy firepit area, and a dock, making it easy to enjoy the outdoors and...This charming 2-bedroom, 1-bath home offers comfort, updates, and outdoor enjoyment all in one! Step inside to find new flooring and fresh paint throughout the main level, and a updated bathroom that adds a modern touch. The bright and inviting living spaces flow seamlessly, with two new sliding doors leading out to the deck—perfect for relaxing or entertaining. Outside, you’ll love the added features including a storage shed, cozy firepit area, and a dock, making it easy to enjoy the outdoors and nearby water. A wonderful opportunity for anyone looking for an updated, move-in-ready home with great outdoor amenities!
  1. Listed by Elcor Realty of Rochester Inc.

Property Details for 40402 Ryans Bay Road

Waterfront Features
Lake Front
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 04/03/2026 05:05 AM

Property Details for 40402 Ryans Bay Road

StatusActive
MLS #7045134
Days on Compass2
Taxes$5,768 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1963
Lot Size0.20 AC / 8,712 SF
CountyWabasha County

Location

Listing Courtesy of Elcor Realty of Rochester Inc.
Add your commute

Building Information for 40402 Ryans Bay Road

Stories-Year Built1963Building Size-Lot Size0.20 AC / 8,712 SF

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$3,124 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,644

Property Taxes

$481

HOA Dues

$0

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Property Information for 40402 Ryans Bay Road

Summary
Location and General Information
  • City Name: Zumbro Falls
  • County Or Parish: Wabasha
  • County: Wabasha-MN
  • Directions: Whitebridge Road turn on 11th Ave NE. Follow to Ryans Bay Road to sign.
  • Latitude: 44.197661
  • Longitude: -92.478903
  • Nbr of Acres: 715
  • Lake Name: Recreational Development
  • PLAT: 43
  • Map Coordinate: 999-A1
  • City and Location: Zumbro Falls
  • City and Location Text: Zumbro Falls(MN)
  • Postal Code: 55991
  • State Or Province: MN
  • Public Survey Township: 109
  • Waterfront Property YN: No
  • Water Body Name: Zumbro
  • Waterfront Footage: 55000400
  • Waterfront Frontage: 189
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $.00
  • Association: No
  • Parcel Number: R170029303
  • Tax Annual Amount: $5,768.00
  • Tax Legal Description: SECT-34 TWP-109 RANGE-014 PART W1/2SE1/4 AS DESC IN DOC #260548
  • Tax Other Annual Assessment Amount: $.00
  • Tax Year: 2026
  • Tax With Assessments: 5768
School Information
  • High School District: 1266 - Zumbrota-Mazeppa
  • School District Number: 1266
  • School District Phone: 5078434080
Property
Lot Information
  • Above Grade Fin SQFT: 800.0
  • Below Grade Fin SQFT: 600.0
  • SQFT Total: 1400.0
  • Living Area Units: Square Feet
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Lot Size Area: 0.2
  • Lot Size Dimensions: Irregular
  • Lot Size Units: Acres
  • Other Structures: Storage Shed
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family
  • Property Type: Residential
  • SQFT Main Total: 800
  • Building Area Total: 1600.0
  • Above Grade SqFt Total: 800
  • Below Grade SqFt Total: 800
Utilities
  • Electric: Circuit Breakers
  • Sewer: Other
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Foundation Area: 800.0
  • Fuel: Propane
  • Road Frontage Type: Township
  • Road Responsibility: Public Maintained Road
  • Patio Porch Type: Deck
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Basement Type: Block, Walkout
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Kitchen Window,Patio,Washer/Dryer Hookup
  • Bath Desc: Main Floor Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total Count: 1
  • Bedrooms Total: 2
  • Fireplace Features: Family Room, Gas, Wood Burning
  • Fireplaces Total: 1
  • FireplaceYN: Yes
  • Cooling: Central Air
  • Dining Room Description: Breakfast Area
  • DP Resource: Yes
  • Garage Square Feet: 0
  • Heating: Forced Air
  • Laundry Features: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Levels: Two
  • Room List: Bathroom, Family Room, Bedroom, Kitchen, Living Room, Bedroom 2, Utility Room
  • Basement YN: Yes
Room Information
Room 1
  • Room Level: Main
  • Room Type: Bathroom
Room 2
  • Room Level: Lower
  • Room Type: Bathroom
Room 3
  • Room Level: Lower
  • Room Type: Family Room
Room 4
  • Room Level: Main
  • Room Type: Bedroom
Room 5
  • Room Level: Main
  • Room Type: Kitchen
Room 6
  • Room Level: Main
  • Room Type: Living Room
Room 7
  • Room Level: Main
  • Room Type: Bedroom 2
Room 8
  • Room Level: Lower
  • Room Type: Utility Room

Property History for 40402 Ryans Bay Road

DateEvent & SourcePriceAppreciation
Apr 2, 2026

Price Change

NorthStar #7045134

$525,000
Apr 2, 2026

Listed (Active)

NorthStar #7045134

Dec 19, 2025

Off Market

NorthStar #6773501

Oct 22, 2025

Off Market

NorthStar #6773501

Aug 21, 2025

Listed (Active)

NorthStar #6773501

Aug 15, 2025

Off Market

NorthStar #6748523

Aug 1, 2025

Price Change

NorthStar #6748523

$549,000
Jul 7, 2025

Listed (Active)

NorthStar #6748523

DateEvent & SourcePrice
04/02/2026

Price Change

NorthStar #7045134

$525,000
04/02/2026

Listed (Active)

NorthStar #7045134

12/19/2025

Off Market

NorthStar #6773501

10/22/2025

Off Market

NorthStar #6773501

08/21/2025

Listed (Active)

NorthStar #6773501

08/15/2025

Off Market

NorthStar #6748523

08/01/2025

Price Change

NorthStar #6748523

$549,000
07/07/2025

Listed (Active)

NorthStar #6748523

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 40402 Ryans Bay Road

Taxable ValueLand$480,200Additions$124,400Total$604,600
Tax Record2025$5,450 ($454 / month)
Home Facts
Beds1Total Finished SqFt800 SqFtAbove Grade Finished SqFt800 SqFtStories1StyleSingle Family ResidenceYear Built1963Year Renovated1988CountyWABASHAAPNR17.00293.03

Schools near 40402 Ryans Bay Road

This home is within Plainview-Elgin-Millville School District.
Rating
School
Type
Grades
Distance
Public - PK to 3
Public - 4 to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Plainview-Elgin-Millville Pk-3
PublicPK to 3

Plainview-Elgin-Millville 4-6
Public4 to 6

Plainview-Elgin-Millville Junior
Public7 to 8

Plainview-Elgin-Millville High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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40402 Ryans Bay Road is a single family home for sale in Zumbro Falls, MN 55991. This property was listed for sale on April 2, 2026 by Elcor Realty of Rochester Inc., it's currently listed at $525,000. This listing's school district is Plainview-Elgin-Millville School District. Nearby schools include Plainview-Elgin-Millville Pk-3, Plainview-Elgin-Millville 4-6 and Plainview-Elgin-Millville Junior. 40402 Ryans Bay Road is a 2-bed, 1-bath, 1,400 sqft single family home built in 1963.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Elcor Realty of Rochester Inc.

Based on information submitted to the MLS GRID as of 04/03/2026 05:05 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.