405 4th St

Cloquet, MN 55720

$274,900
Price
3
Beds
1,680 Sq. Ft.
$164 / Sq. Ft.
1,680
Sq. Ft.
$164
per Sq. Ft.
Aerial View
Front of Home
Aerial View
Living Room
Living Room
Sun Room
Sitting Room
Living Room
Bedroom 1
Bedroom 2
Bathroom
Bathroom
Bedroom 3
Kitchen
Kitchen
Eat in Kitchen Booth
Kitchen
Basement
Basement
Basement
Basement
Upper Level
Yard
Back Of Structure
Garage
Aerial View
Aerial View

Description

Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one. Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone...Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one. Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone seeking a move-in ready opportunity that also has posibilities to make it your own. Inside You'll Find: 3 bedrooms on the main floor – perfect for single-level living, Spacious eat-in kitchen with room for meals and entertaining. Bright sunroom – enjoy your morning coffee or create a cozy reading nook. Walk-up attic with endless possibilities: extra storage, craft room, home office, or potential non-conforming bedroom. Updated electrical panel and pre-inspected for your peace of mind. Classic details and solid bones throughout with hardwood floors hiding under the carpet. Outdoor Features: Large corner lot with plenty of room for activities and pets! Detached 2-car garage with asphalt driveway for easy maintenance. Mature landscaping and space to garden, play, or entertain. Why You'll Love This Location: Convenient Cloquet location close to schools, parks, shopping, and dining, Easy access to Highway 33 and I-35 for commuting to Duluth or the Twin Cities, friendly neighborhood with small-town charm. This affordable Cloquet home has been thoughtfully maintained and is ready for its next chapter. Whether you're looking for a starter home, investment property, or a place to grow, 405 4th St checks all the boxes.
  1. Listed by Jessica Bellefeuille • Coldwell Banker Realty - Duluth • ***

Property Details for 405 4th Street

Architectural Style
Bungalow
View
Typical
Waterfront YN
No
LISTING UPDATED: 12/30/2025 07:07 PM

Property Details for 405 4th Street

StatusActive
MLS #6122729
Days on Compass64
Taxes$3,786 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Detached
Year Built1923
Lot Size0.29 AC / 12,632 SF
CountyCarlton County

Location

Listing Courtesy of Coldwell Banker Realty - Duluth
Add your commute

Building Information for 405 4th Street

Stories1Year Built1923Building Size-Lot Size0.29 AC / 12,632 SF

Payment Calculator

$1,674 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,358

Property Taxes

$316

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 405 4th Street

Summary
Location and General Information
  • Directions: Selmser Ave. to South on 4th St.
  • Latitude: 47
  • Longitude: -92
  • MLSArea Major: LSAR
  • Road Frontage Type: City Street, Curbs, Sidewalks
  • Road Responsibility: Public Maintained Road
  • Township: Cloquet
Parking
  • Garage Spaces: 2.0
  • Garage Dimensions: 20x24
  • Garage Features: Electrical Service,Slab
  • Garage Type: Detached
  • Parking Features: Off Street, RV Parking, Asphalt
School Information
  • High School District: Cloquet #94
Taxes and HOA
  • Association YN: No
  • Parcel Number: 06-340-0940 + 06-340-0920
  • Tax Annual Amount: $3,786.00
  • Tax Legal Description: Selmsters Subdivision, Prospect Park, Lot 44 Blk 3 + N 10ft of Lt 42 and All lt 43 of Blk 3
  • Tax Year: 2025
Property
Lot Information
  • Above Grade Finished Area: 1480.0
  • Below Grade Finished Area: 200.0
  • Living Area: 1680.0
  • Lot Features: Corner Lot, Tree Coverage - Light, High, Level
  • Lot Size Acres: 0.29
  • Lot Size Dimensions: 110x115
  • Basement Square Feet: ***
  • Construction Type: Brick
  • Foundation Dimensions: 54x28
  • Other Structures: Garage(s)
Property and Assessments
  • Development Status: Previously Owned
  • Land Access: ***
  • New Construction YN: No
  • Possession: Close Escrow
  • Property Sub Type: Single Family Detached
  • Property Type: Residential
  • Year Built: 1923
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Construction Materials: Brick
  • Foundation Details: Poured Concrete
  • Roof: Asphalt Shingle
  • Stories Total: 1
Interior Features
  • Appliances: Range, Refrigerator
  • Basement: Full
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 3
  • Cooling: None
  • Fireplace Features: Wood Burning
  • Fireplaces Total: 1
  • Fireplace YN: Yes
  • Heating: Boiler, Fireplace(s), Wood, Natural Gas
  • Interior Features: Eat In Kitchen, Hardwood Floors, Natural Woodwork, Plaster Walls, Dryer Hook-Ups, Washer Hookup
  • Laundry Features: In Basement, Electric Dryer Hookup, Washer Hookup
  • Basement Features: Partially Finished,Utility Room,Washer Hook-Ups,Dryer Hook-Ups
  • Bath Description: Full Main Floor
  • Dining Room Type: Breakfast Nook,Combine with Kitchen,Eat-In Kitchen
  • Extra Rooms: Sunrm/Solarium,Non-Conforming Bedroom,Loft
  • Main Floor Bedroom: 1
  • Mechanicals: Water Heater-Electric
Room Information
Room 1
  • RoomDescription: Large Living Room, Hardwood under the Carpet, Fireplace
  • RoomLevel: Main
  • RoomType: Bathroom
Room 2
  • RoomDescription: Eat in Kitchen Nook
  • RoomLevel: Upper
  • RoomType: Bonus Room
Room 3
  • RoomDescription: Beautiful Sun room
  • RoomLevel: Main
  • RoomType: Bedroom
Room 4
  • RoomDescription: Hardwood Floor
  • RoomLevel: Basement
  • RoomType: Flex Room
Room 5
  • RoomDescription: Designed to look like a Cabin, Fireplace is fake
  • RoomLevel: Main
  • RoomType: Kitchen
Room 6
  • RoomLevel: Basement
  • RoomType: Laundry
Room 7
  • RoomDescription: Full Bath
  • RoomLevel: Main
  • RoomType: Living Room
Room 8
  • RoomDescription: Walk up Attic/Storage/ non-conforming Bedroom
  • RoomLevel: Main
  • RoomType: Bedroom 2
Room 9
  • RoomDescription: Hookups for washer & electric dryer
  • RoomLevel: Basement
  • RoomType: Storage
Room 10
  • RoomDescription: Entertaining space and your own indoor deck area!
  • RoomLevel: Main
  • RoomType: Sun Room
Room 11
  • RoomDescription: Boiler was installed 2021 - Wood stove is secondary heat source if desired
  • RoomLevel: Main
  • RoomType: Bedroom 3
Agent
Agent Information
  • Listing Agent Primary Office: ***
Sale and Listing
  • Auction: No
  • Auction End Date: ***
  • LVTDate: 2025-10-30
  • Management Company: ***
  • Management Company Phone Email: ***
  • Power Company: Minnesota Power
  • Transaction Type: For Sale
Rental
Rent Information
  • Leased Land: Owned
  • Lender Owned: No

Property History for 405 4th Street

DateEvent & SourcePriceAppreciation
Dec 3, 2025

Price Change

NorthStar #6811223

$274,900—
Dec 2, 2025

Price Change

Lake Superior Area REALTORS #6122729

$274,900—
Nov 1, 2025

Listed (Active)

NorthStar #6811223

—
Oct 30, 2025

Listed (Active)

Lake Superior Area REALTORS #6122729

$279,900—
DateEvent & SourcePrice
12/03/2025

Price Change

NorthStar #6811223

$274,900
12/02/2025

Price Change

Lake Superior Area REALTORS #6122729

$274,900
11/01/2025

Listed (Active)

NorthStar #6811223

—
10/30/2025

Listed (Active)

Lake Superior Area REALTORS #6122729

$279,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 405 4th Street

Taxable ValueLand$14,000Additions$213,300Total$227,300
Tax Record2024$3,442 ($287 / month)
Home Facts
Beds0StyleSingle Family ResidenceCountyCARLTONAPN06-340-0940

Schools near 405 4th Street

This home is within Cloquet Public School District.
Rating
School
Type
Grades
Distance
Washington Elementary School
Public - PK to 4
Churchill Elementary School
Public - PK to 4
Cloquet Middle School
Public - 5 to 8
Cloquet Senior
Public - 9 to 12
Rating
School
Distance
Washington Elementary School
PublicPK to 4

Churchill Elementary School
PublicPK to 4

Cloquet Middle School
Public5 to 8

Cloquet Senior
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 405 4th Street, Cloquet, MN 55720

405 4th Street is a single family home for sale in Cloquet, MN 55720. This property was listed for sale on October 30, 2025 by Coldwell Banker Realty - Duluth, it's currently listed at $274,900. This listing's school district is Cloquet Public School District. Nearby schools include Washington Elementary School, Churchill Elementary School and Cloquet Middle School. 405 4th Street is a 3-bed, 1-bath, 1,680 sqft single family home built in 1923.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Realty - Duluth

Based on information from one of the following Multiple Listing Services: Minneapolis Northstar, REALTORS Association of Northeast Wisconsin and Lake Superior Area REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Minneapolis Northstar and REALTORS Association of Northeast Wisconsin is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Data last updated on 12/30/2025 07:07 PM