405 Cosby Rd

Utica, NY 13502

$229,000
Price
3
Beds
1,502 Sq. Ft.
$152 / Sq. Ft.
1,502
Sq. Ft.
$152
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Active Under Contract
Active Under Contract

Description

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining...Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.
  1. Listed by William Carroll • Real Broker NY LLC
    P: (315)-430-9092 C: (315)-430-9092 bjc223@aol.com

Property Details for 405 Cosby Road

Architectural Style
Bungalow, Two Story, Traditional
Subdivision Name
Utica Gardens
Has Waterfront
No
LISTING UPDATED: 06/16/2026 12:32 PM

Property Details for 405 Cosby Road

StatusActive Under Contract
MLS #S1688665
Days on Market8
Taxes$3,386 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1911
Lot Size0.12 AC / 5,350 SF
CountyOneida County
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Location

Listing Courtesy of Real Broker NY LLC
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Building Information for 405 Cosby Road

Stories2Year Built1911Building Size-Lot Size0.12 AC / 5,350 SF

Payment Calculator

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$1,423 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,141

Property Taxes

$282

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 405 Cosby Road

Summary
Location and General Information
  • Cross Street: Riverside Drive
  • Directions: Riverside to Cosby to house on left.
  • Latitude: 43.12183734
  • Longitude: -75.22384518
  • MLS Area Major: Utica-City-301600
  • Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Parcel Number: 301600-306-012-0001-030-000-0000
  • Tax Annual Amount: $3,386.00
  • Tax Assessed Value: 47000
  • Tax Lot: 30
  • Tax Other Annual Assessment Amount: $.00
School Information
  • Elementary School: Thomas Jefferson Elementary
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached, Garage, Driveway
Property
Lot Information
  • Lot Features: Near Public Transit, Rectangular Lot, Wooded
  • Lot Size Acres: 0.1228
  • Lot Size Area: 0.1228
  • Lot Size Units: Acres
  • Lot Size Dimensions: 50X107
  • Lot Size Square Feet: 5350.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Total: 1502.0
  • Living Area: 1502.0
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1911
  • Year Built Details: Existing
Building Features
  • Construction Materials: Blown-In Insulation, Frame, Spray Foam Insulation, Stucco, Wood Siding
  • Foundation Details: Block
  • Levels: Two
  • Stories: 2
  • Total Stories: 2
Utilities
  • Sewer: Connected
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Blacktop Driveway
Interior Features
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood, Washer
  • Basement: Full
  • Has Basement: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Cooling: Ceiling Fan(s), Central Air
  • Has Cooling: Yes
  • Total Fireplaces: 0
  • Has Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Laminate, Varies
  • Heating: Natural Gas, Exhaust Fan, Forced Air
  • Has Heating: Yes
  • Interior Features: Breakfast Bar, Ceiling Fan(s), Other, See Remarks, Natural Woodwork
  • Laundry Features: Main Level
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Total Rooms: 7
  • Room Type: Laundry, Living Room
Multi Family
Multi Family Information
  • Number Of Units Total: 0

Property History for 405 Cosby Road

DateEvent & SourcePriceAppreciation
Jun 16, 2026

Contract Out

New York State Alliance of MLSs (Buffalo) #S1688665

—
Jun 16, 2026

Contract Out

WNYREIS #S1688665

—
Jun 16, 2026

Contract Out

Central New York Information Services #S1688665

—
DateEvent & SourcePrice
06/16/2026

Contract Out

New York State Alliance of MLSs (Buffalo) #S1688665

—
06/16/2026

Contract Out

WNYREIS #S1688665

—
06/16/2026

Contract Out

Central New York Information Services #S1688665

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 405 Cosby Road

Taxable ValueLand$11,300Additions$35,700Total$47,000
Tax Record2025$631 ($53 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt1,502 SqFtAbove Grade Finished SqFt1,502 SqFtStories2Lot Size5,350 SqFtStyleSingle Family ResidenceYear Built1911CountyONEIDAAPN301600 306.12-1-30

Schools near 405 Cosby Road

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Thomas Jefferson Elementary School
Public - K to 6
John F Kennedy Middle School
Public - 7 to 8
Thomas R Proctor High School
Public - 9 to 12
Kernan Elementary School
Public - K to 6
Rating
School
Distance
Thomas Jefferson Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Kernan Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker NY LLC

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.