Last Sold Price
3 beds1,502 sqft$152/sqft
405 Cosby Rd, Utica, NY 13502

Description

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining...Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.
LISTING CLOSED: 08/14/2026 12:00 AM

  1. Listed by William Carroll • Real Broker NY LLC
    P: (855) 450-0442 C: (315) 430-9092 bjc223@aol.com

Property Details for 405 Cosby Road

Status
MLS #
S1688665
Days on Market
8
Taxes
$3,386 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1911
Lot Size
0.12 AC / 5,350 SF
Subdivision Comm Complex
Utica Gardens
Styles Of Residence
Bungalow, Two Story, Traditional
On Waterfront
No
Parking Description
Detached, Garage, Driveway
Nearest Cross Street
Riverside Drive

Location

Listing Courtesy of Real Broker NY LLC

Sold By Coldwell Banker Sexton Real Estate

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Building Information for 405 Cosby Road

Stories2Year Built1911Building Size-Lot Size0.12 AC / 5,350 SF

Payment Calculator

$1,446 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,164

Property Taxes

$282

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 405 Cosby Road

Summary
Location and General Information
  • Elementary School Name: Thomas Jefferson Elementary
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Utica-City-301600
  • Tax Annual Amount: $3,386.00
Property
Lot Information
  • Building Area Total: 1502.0
  • Land Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot, Wooded
  • Num Of Acres: 0.1228
  • Lot Size Area: 0.1228
  • Lot Size Square Feet: 5350.0
  • Lot Size Units: Acres
  • Parcel Number: 301600-306-012-0001-030-000-0000
  • Road Frontage: City Street
  • Lot Number: 30
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $47,000
  • Year Built: 1911
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Blown In Insulation, Frame, Spray Foam Insulation, Stucco, Wood Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Description: Block
Interior Features
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Laminate, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Ceiling Fans, Separate Formal Dining Room, Separate Formal Living Room, Other, Quartz Counters, See Remarks, Natural Woodwork
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 1502.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 7
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 405 Cosby Road

DateEvent & SourcePriceAppreciation
Aug 14, 2026

Sold

Central New York Information Services #S1688665

$229,000
Aug 14, 2026

Sold

New York State Alliance of MLSs (Buffalo) #S1688665

$229,000
Aug 14, 2026

Sold

WNYREIS #S1688665

$229,000
DateEvent & SourcePrice
08/14/2026

Sold

Central New York Information Services #S1688665

$229,000
08/14/2026

Sold

New York State Alliance of MLSs (Buffalo) #S1688665

$229,000
08/14/2026

Sold

WNYREIS #S1688665

$229,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 405 Cosby Road

Taxable ValueLand$11,300Additions$35,700Total$47,000
Tax Record2025$631 ($53 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt1,502 SqFtAbove Grade Finished SqFt1,502 SqFtStories2Lot Size5,350 SqFtStyleSingle Family ResidenceYear Built1911Year Renovated1911CountyONEIDAAPN301600 306.12-1-30

Schools near 405 Cosby Road

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Thomas Jefferson Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Kernan Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Real Broker NY LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.