405 Cosby Rd

1,502 Sq. Ft.
$152 / Sq. Ft.
1,502
Sq. Ft.
$152
per Sq. Ft.

Description

Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining...Summertime easy livin' in the adorable authentic craftsman bungalow in charming North Utica neighborhood. Everything has been done for you here including thermal windows, new roof furnace and mechanicals (electric service), updated kitchen and baths and the list goes on! Extra deep front porch is great for entertaining or just reading a book! Enter of porch to spacious large living room flooded with natural light and lots of windows! Living room has beautiful double french doors to formal dining room with is open to kitchen with quartz breakfast bar and newer appliances. Interior and exterior recently painted plus Central A/C throughout. Off the kitchen is half bath and first floor laundry. Upstairs offers updated full bath with original claw foot tub/shower combo and three generous sized bedrooms plus plenty of closets and storage! Enjoy fully fenced private treed yard! Schedule an appointment today to view this truly magical home! Seller will provide a pre-listing home inspection.
  1. Listed by William Carroll • Real Broker NY LLC
    P: (855)-450-0442 C: (315)-430-9092 bjc223@aol.com

Property Details for 405 Cosby Road

Subdivision Comm Complex
Utica Gardens
Styles Of Residence
Bungalow, Two Story, Traditional
On Waterfront
No
Parking Description
Detached, Garage, Driveway
Nearest Cross Street
Riverside Drive
LISTING UPDATED: 06/15/2026 08:07 AM

Property Details for 405 Cosby Road

StatusActive
MLS #S1688665
Days on Market7
Taxes$3,386 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1911
Lot Size0.12 AC / 5,350 SF
CountyOneida County

Location

Listing Courtesy of Real Broker NY LLC
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Building Information for 405 Cosby Road

Stories2Year Built1911Building Size-Lot Size0.12 AC / 5,350 SF

Payment Calculator

$1,423 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,141

Property Taxes

$282

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 405 Cosby Road

Summary
Location and General Information
  • Elementary School Name: Thomas Jefferson Elementary
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Utica-City-301600
  • Tax Annual Amount: $3,386.00
Property
Lot Information
  • Building Area Total: 1502.0
  • Land Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot, Wooded
  • Num Of Acres: 0.1228
  • Lot Size Area: 0.1228
  • Lot Size Square Feet: 5350.0
  • Lot Size Units: Acres
  • Parcel Number: 301600-306-012-0001-030-000-0000
  • Road Frontage: City Street
  • Lot Number: 30
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $47,000
  • Year Built: 1911
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Blown In Insulation, Frame, Spray Foam Insulation, Stucco, Wood Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Description: Block
Interior Features
  • Appliances: Dryer, Dishwasher, Exhaust Fan, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Range Hood, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Ceramic Tile, Hardwood, Laminate, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Breakfast Bar, Ceiling Fans, Separate Formal Dining Room, Separate Formal Living Room, Other, Quartz Counters, See Remarks, Natural Woodwork
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 1502.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 7
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 405 Cosby Road

DateEvent & SourcePriceAppreciation
Jun 8, 2026

Listed (Active)

Central New York Information Services #S1688665

$229,000
Jun 8, 2026

Listed (Active)

WNYREIS #S1688665

$229,000
Jul 17, 2020

Sold

Central New York Information Services #S1249856

$135,900
DateEvent & SourcePrice
06/08/2026

Listed (Active)

Central New York Information Services #S1688665

$229,000
06/08/2026

Listed (Active)

WNYREIS #S1688665

$229,000
07/17/2020

Sold

Central New York Information Services #S1249856

$135,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 405 Cosby Road

Taxable ValueLand$11,300Additions$35,700Total$47,000
Tax Record2025$631 ($53 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt1,502 SqFtAbove Grade Finished SqFt1,502 SqFtStories2Lot Size5,350 SqFtStyleSingle Family ResidenceYear Built1911CountyONEIDAAPN301600 306.12-1-30

Schools near 405 Cosby Road

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Thomas Jefferson Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Kernan Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

405 Cosby Road is a single family home for sale in Utica, NY 13502. This property was listed for sale on June 8, 2026 by Real Broker NY LLC, it's currently listed at $229,000. It has been on the market for a total of 7 days and was last sold on July 17, 2020. This listing's school district is Utica City School District. Nearby schools include Thomas Jefferson Elementary School, John F Kennedy Middle School and Thomas R Proctor High School. 405 Cosby Road is a 3-bed, 2-bath, 1,502 sqft single family home built in 1911.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Broker NY LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.