405 S 4th St

2,268 Sq. Ft.
$53 / Sq. Ft.
2,268
Sq. Ft.
$53
per Sq. Ft.

Description

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. Em must be certified funds. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity....Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. Em must be certified funds. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. As-is
  1. Listed by Frank Rusin • Four Seasons Realty, Inc.
    P: (847)-934-9100 fsrhomes@aol.com

Property Details for 405 South 4th Street

Area
Effingham
Township
Douglas
Ownership
Fee Simple
Num Of Garage Spaces
1.0
Num Of Parking Spaces
1.0
Air Conditioning Type
Central Air
Heat/Fuel
Natural Gas
LISTING UPDATED: 03/09/2026 12:07 AM

Property Details for 405 South 4th Street

StatusActive
MLS #12547524
Days on Market68
Taxes$3,845 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1898
Lot Size0.32 AC / 13,939 SF
CountyEffingham County

Location

Listing Courtesy of Four Seasons Realty, Inc.
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Building Information for 405 South 4th Street

Stories-Year Built1898Building Size-Lot Size0.32 AC / 13,939 SF

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$902 per month

30 year fixed, 6.11% Interest

Principal and Interest

$582

Property Taxes

$320

HOA Dues

$0

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Property Information for 405 South 4th Street

General Information
School Information
  • Elementary School District: 40
  • High School District: 40
  • Middle Or Junior School District: 40
Addtl Parking Information
  • Parking Details: Yes, Detached, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
Property Information
Interior Features
  • Num Of Rooms: 6
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Basement Type: Unfinished, Partial
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Basement Bathrooms: No
  • Room Type: No additional rooms
  • Num of Baths: 2.0
Exterior Features
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 0
  • Total Finished and Unfin Sq Ft: 0
  • Lot Size: .25-.49 Acre
  • Lot Dimensions: 13939
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Construction: Frame
  • General Information: None
  • Living Area Source: Other
Property and Assessments
  • Public Document Count: 3
  • Document Date: 2026-01-14T19:39:39
  • Photos Count: 12
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 12X13
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 12X12
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 12X11
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 12X10
Dining Room Information
  • Dining Room Level: N/A
  • RoomType_DR: Dining Room
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 12X10
Laundry Information
  • Laundry Level: N/A
  • Room Type: Laundry
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 12X10

Property History for 405 South 4th Street

DateEvent & SourcePriceAppreciation
Mar 3, 2026

Price Change

MRED #12547524

$119,900
Jan 12, 2026

Listed (Active)

MRED #12547524

$124,900
Mar 17, 2016

Sold

MRED #11594173

$103,400
Feb 1, 2016

Pending

MRED #11594173

Nov 30, 2015

Listed (Active)

MRED #11594173

$110,000
Mar 25, 2010

Sold (Public Record)

Public Record #1104830976

$87,000
Mar 25, 2010

Sold

MRED #11521777

$87,000
Dec 7, 2009

Pending

MRED #11521777

May 26, 2009

Listed (Active)

MRED #11521777

$90,000
DateEvent & SourcePrice
03/03/2026

Price Change

MRED #12547524

$119,900
01/12/2026

Listed (Active)

MRED #12547524

$124,900
03/17/2016

Sold

MRED #11594173

$103,400
02/01/2016

Pending

MRED #11594173

11/30/2015

Listed (Active)

MRED #11594173

$110,000
03/25/2010

Sold (Public Record)

Public Record #1104830976

$87,000
03/25/2010

Sold

MRED #11521777

$87,000
12/07/2009

Pending

MRED #11521777

05/26/2009

Listed (Active)

MRED #11521777

$90,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 405 South 4th Street

Taxable ValueLand$17,370Additions$45,540Total$62,910
Tax Record2024$3,845 ($320 / month)
Home Facts
Beds0Total Finished SqFt1,479 SqFtAbove Grade Finished SqFt1,479 SqFtStories2Lot Size13,939 SqFtStyleSingle Family ResidenceYear Built1898CountyEFFINGHAMAPN03-16-036-029

Schools near 405 South 4th Street

This home is within Effingham Community Unit School District 40.
Rating
School
Type
Grades
Distance
Public - 1 to 2
Public - 2 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
South Side Grade School
Public1 to 2

Central Grade School
Public2 to 5

Effingham Junior High School
Public6 to 8

Effingham High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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405 South 4th Street is a single family home for sale in Effingham, IL 62401. This property was listed for sale on January 12, 2026 by Four Seasons Realty, Inc., it's currently listed at $119,900. It has been on the market for a total of 68 days and was last sold on March 17, 2016. This listing's school district is Effingham Community Unit School District 40. Nearby schools include South Side Grade School, Central Grade School and Effingham Junior High School. 405 South 4th Street is a 4-bed, 2-bath, 2,268 sqft single family home built in 1898.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Four Seasons Realty, Inc.

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 03/09/2026 12:07 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.