406 4th St

1,400 Sq. Ft.
$161 / Sq. Ft.
1,400
Sq. Ft.
$161
per Sq. Ft.

Description

This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deck—ideal for grilling...This beautifully remodeled 3 BD, 2 BA home sits on a desirable corner lot in historic Spencer, NC, and is sure to impress! Renovated in 2025, updates include a new roof, HVAC system, windows, doors, flooring, interior paint, brushed nickel hardware, modern light fixtures, and more. The kitchen features soft-close shaker-style cabinetry, granite countertops, a range/oven with built-in air fryer, recessed lighting, and a spacious pantry with custom shelving. Step out onto the back deck—ideal for grilling or enjoying your morning coffee. The backyard offers both privacy and charm with a combination of picket and privacy fencing. Additional upgrades include newly installed insulation and a 6-mil vapor barrier beneath the home. Enjoy close proximity to local attractions such as the NC Transportation Museum, area parks, the Museum of Dolls, Toys & Miniatures, Spencer’s Little Choo Choo Shop, and a variety of restaurants—all within about a mile. For outdoor enthusiasts, the Yadkin River Park–Spencer Trailhead is just 3.5 miles away. Located in a USDA-eligible area within the heart of Spencer's historic district—this home blends modern comfort with small-town charm.
  1. Listed by Marlena Johnson • Home Realty and Mortgage LLC • mjohnson@homerealtyandmortgage.com
  2. Listed by Terlin Johnson • Home Realty and Mortgage LLC

Property Details for 406 4th Street

Parking Features
Driveway
Subdivision Name
None
LISTING UPDATED: 11/25/2025 02:47 PM

Property Details for 406 4th Street

StatusClosed
MLS #4256025
Days on Market123
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1986
Lot Size0.14 AC / 6,098 SF
CountyRowan County

Location

Listing Courtesy of Home Realty and Mortgage LLC

Sold By Monica Poole Realty LLC

Add your commute

Building Information for 406 4th Street

Stories-Year Built1986Building Size-Lot Size0.14 AC / 6,098 SF

Payment Calculator

$1,207 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,101

Property Taxes

$106

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 406 4th Street

Summary
Location and General Information
  • Longitude: -80.43603864
  • Latitude: 35.69270185
  • Directions: GPS: 406 4th St Spencer NC 28159 - LOOK FOR SIGN IN YARD!
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $112,104.00
  • Parcel Number: 033 311
  • City Taxes Paid To: Spencer
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage YN: No
  • Garage Main Level YN: No
Property
Lot Information
  • Above Grade Finished Area: 1400.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 980
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 420
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1400.0
  • Lot Features: Corner Lot
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 16
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 9995/3
  • Plat Reference Section Pages: 3
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard, Fenced, Privacy
  • Construction Materials: Vinyl
  • Patio And Porch Features: Deck, Front Porch
  • Road Surface Type: Concrete, Paved
Interior Features
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
  • Levels: One and One Half
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: Inside, Laundry Closet
  • Fireplace YN: No
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 2
  • Bedroom Upper: 1
  • Full Bath Main: 1
  • Full Bath Upper: 1
  • Half Bath Main: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 8.0
Room 1
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Area
  • Room Level: Main
Room 6
  • Room Types: Living Room
  • Room Level: Main
Room 7
  • Room Types: Primary Bedroom
  • Room Level: Upper
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Upper

Property History for 406 4th Street

DateEvent & SourcePriceAppreciation
Nov 25, 2025

Closed (Public Record)

Public Record #1921563590

$226,000

+387.1% / yr

Nov 25, 2025

Closed

CANOPY #4256025

$225,900
Oct 17, 2025

Under Contract-Show

CANOPY #4256025

Sep 10, 2025

Price Change

CANOPY #4256025

$226,900
Aug 27, 2025

Price Change

CANOPY #4256025

$229,900
Aug 15, 2025

Price Change

CANOPY #4256025

$234,900
Jul 28, 2025

Price Change

CANOPY #4256025

$239,900
Jul 14, 2025

Price Change

CANOPY #4256025

$244,900
Jun 23, 2025

Listed (Active)

CANOPY #4256025

Jun 19, 2025

Under Contract-Show

CANOPY #4256025

Jun 12, 2025

Listed (Active)

CANOPY #4256025

$249,000
Dec 12, 2024

Closed (Public Record)

Public Record #1547743971

$50,000
DateEvent & SourcePrice
11/25/2025

Closed (Public Record)

Public Record #1921563590

$226,000

+387.1% / yr

11/25/2025

Closed

CANOPY #4256025

$225,900
10/17/2025

Under Contract-Show

CANOPY #4256025

09/10/2025

Price Change

CANOPY #4256025

$226,900
08/27/2025

Price Change

CANOPY #4256025

$229,900
08/15/2025

Price Change

CANOPY #4256025

$234,900
07/28/2025

Price Change

CANOPY #4256025

$239,900
07/14/2025

Price Change

CANOPY #4256025

$244,900
06/23/2025

Listed (Active)

CANOPY #4256025

06/19/2025

Under Contract-Show

CANOPY #4256025

06/12/2025

Listed (Active)

CANOPY #4256025

$249,000
12/12/2024

Closed (Public Record)

Public Record #1547743971

$50,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 406 4th Street

Taxable ValueLand$17,100Additions$95,004Total$112,104
Tax Record2025$1,267 ($106 / month)
Home Facts
Beds0Total Finished SqFt1,264 SqFtAbove Grade Finished SqFt1,264 SqFtStories2Lot Size5,712 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated2000ZoningR6:TWO FAM RECountyROWANAPN033 311

Schools near 406 4th Street

This home is within Rowan-Salisbury School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
North Rowan Elementary School
PublicPK to 5

North Rowan Middle School
Public6 to 8

North Rowan High School
Public9 to 12

Henderson Independent High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Home Realty and Mortgage LLC

Based on information submitted to the MLS GRID as of 11/25/2025 02:47 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.