4069 4th St

Surf City, NC 28445

$1,074,000
Price
3
Beds
2,324 Sq. Ft.
$462 / Sq. Ft.
2,324
Sq. Ft.
$462
per Sq. Ft.
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Description

Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating amenities are just a few steps away. The seawall was replaced a few years ago and is in excellent condition. Some new decking was done then...Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating amenities are just a few steps away. The seawall was replaced a few years ago and is in excellent condition. Some new decking was done then as well. 2 boatlifts out back and a dock house. This home also enjoys the lower flood rates, since it was grandfathered in, from previous lower flood zone rates. Spacious and open floor plan. Huge master bedroom. Extra heated space on the bottom floor. This area has been used as extra bedrooms and recreation. No HOA on this one. Great community, as this neighborhood has some great fun loving people around you. Deep water canal allows easy access for your vessel to get in and out. This property is near the middle of the island. It is located close to each high rise bridge. Access from either end is convenient, or access by boat. There is a convenience store and night life in walking distance. A short stroll to the beach access and a park is close by as well. Dining is close by as well. Showing is easy, Appointments can be made thru broker bay. Make your viewing appointment soon!
  1. Listed by David M Woolard • Brokerage DRE #C-40080 • Changes in Latitudes Realty LLC
    P: (910)-409-4481 C: (910)-409-4481 davidwoolard2000@gmail.com

Property Details for 4069 4th Street

Subdivision Name
Old Settlers Beach
View
Canal, Sound, Water
Waterfront
Yes
Waterfront Features
Pier, Boat Lift, Bulkhead, Canal Front, Water Depth 4+
Zoning
MHS
LISTING UPDATED: 01/18/2026 11:02 AM

Property Details for 4069 4th Street

StatusActive
MLS #100517491
Days on Market214
Taxes$7,162 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1986
Lot Size0.18 AC / 7,841 SF
CountyOnslow County

Location

Listing Courtesy of Changes in Latitudes Realty LLC
Add your commute

Building Information for 4069 4th Street

Stories2Year Built1986Building Size-Lot Size0.18 AC / 7,841 SF

Payment Calculator

$5,831 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,234

Property Taxes

$597

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4069 4th Street

Summary
Location and General Information
  • Island Or Mainland: Island
  • In City Limits: Yes
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: From NC Hwy 17, take NC-210 to Surf City, over high rise bridge to Island, then North on 210 to 4th St. Left on 4th, house down on left.
  • Latitude: 34
  • Longitude: -78
  • Road Frontage Type: City Street, State Road, Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: None
  • Association Amenities: None
  • Association: No
  • Parcel Number: 800-75
  • Tax Book Number: 800
  • Tax Legal Description: L28 S3 B42 Old Settlers Beach
  • Tax Map Number: 75
  • Tax Assessed Value: $672,527
  • Tax Year: 2023
School Information
  • Zoned Elementary School: Dixon
  • Zoned Middle School: Dixon
  • Zoned High School: Dixon
  • Elementary School: Dixon
  • High School: Dixon
  • High School District: Onslow
  • Middle Or Junior School: Dixon
Parking
  • Detached Garage Spaces: 0.0
  • Attached Carport Spaces: 0.0
  • RV Boat Spaces: 1.0
  • Attached Garage Spaces: 2.0
  • Attached Garage: No
  • Carport Spaces: 0.0
  • Garage Spaces: 2.0
  • Open Parking Spaces: 5
  • Parking Total: 2.0
  • Parking Features: Garage Faces Front, Concrete, Garage Door Opener, Off Street, Paved
Property
Lot Information
  • Living Area Range: 1600 - 1799
  • Lot Number: 28
  • Mean High Water Depth: 4.0
  • Building Area Total: 1664.0
  • Frontage Type: Canal Front
  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Size Square Feet: 7841.0
  • Lot Features: Open Lot, Boat Slip, Boat Lift, Bulkhead, Pier, Water Depth 4+
  • Lot Size Dimensions: 55 X 140
  • Lot Size Units: Acres
  • Living Area: 2324.0
  • Living Area Units: Square Feet
  • Other Structures: Covered Area, Shower, Shed(s), Storage, Workshop
  • Structure Type: Wood Frame
Property and Assessments
  • Deed Book: 4349
  • Deed Page: 784.0
  • Floor Plans Count: 0
  • New Construction: No
  • Possession: Negotiable
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Year Built: 1986
  • Permitted Use: Public
Green Features
  • Green Building Verification Type: None
Utilities
  • Sewer Provider: Municipal Sewer, Surf City
  • Trash Collection: City Pick-UP
  • Electric Provider: Jones-Onslow EMC
  • Trash Provider: Surf City
  • Water Provider: Surf City
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Finish: Vinyl Siding
  • Accessibility Features: None
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outdoor Shower
  • Fencing: Metal/Ornamental, Back Yard
  • Foundation Details: Other, Pilings
  • Horse: No
  • Patio And Porch Features: Open, Covered, Deck, Patio, Porch
  • Pool Features: None
  • Roof: Architectural Shingle
  • Stories: 2
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 4.0
  • Bathrooms Total Notational: 4.0
  • Pool Spa Features: None
  • Heating System Fuel Source: Electric
  • Water Heater: Electric
  • Dining Room Type: Kitchen
  • Master Bedroom Level: Non Primary Living Area
  • Appliances: Electric Oven, Built-In Microwave
  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 3
  • Cooling: Heat Pump
  • Fireplace: No
  • Fireplace Features: None
  • Flooring: LVT/LVP, Carpet, Vinyl
  • Heating: Yes
  • Heating: Heat Pump, Electric
  • Interior Features: Walk-in Closet(s), Ceiling Fan(s), Blinds/Shades, Walk-In Closet(s)
  • Laundry Features: Dryer Hookup, Washer Hookup, In Basement, Laundry Closet, Laundry Room
  • Levels: Two
  • Room Type: Master Bedroom, Bedroom 1, Bedroom 2, Dining Room, Living Room, Dining Area, Office
  • Rooms Total: 7
Room Information
Room 1
  • Room Level: First
  • Room Length: 9.0
  • Room Width: 10.0
  • Room Type: Dining Room
Room 2
  • Room Level: First
  • Room Length: 24.0
  • Room Width: 16.0
  • Room Type: Master Bedroom
Room 3
  • Room Length: 9.0
  • Room Width: 10.0
  • Room Type: Kitchen
Room 4
  • Room Level: First
  • Room Length: 11.0
  • Room Width: 10.0
  • Room Type: Bedroom 1
Room 5
  • Room Level: First
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Type: Bedroom 2
Room 6
  • Room Length: 16.0
  • Room Width: 14.0
  • Room Type: Living Room
Room 7
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Type: Office
Multi Family
Multi Family Information
  • Furnished: Unfurnished
  • Unit Type: 3 Bedroom
Income & Expenses
  • Operating Expense: $.00
Agent
Sale and Listing
  • Sold Exclusive: No
Rental
Rent Information
  • Pets Allowed: Yes

Property History for 4069 4th Street

DateEvent & SourcePriceAppreciation
Jan 18, 2026

Price Change

NCRMLS #100517491

$1,074,000—
Jan 10, 2026

Price Change

NCRMLS #100517491

$1,079,000—
Jan 1, 2026

Price Change

NCRMLS #100517491

$1,089,000—
Oct 30, 2025

Price Change

NCRMLS #100517491

$1,099,000—
Oct 15, 2025

Price Change

NCRMLS #100517491

$1,115,000—
Aug 18, 2025

Price Change

NCRMLS #100517491

$1,285,000—
Jul 4, 2025

Price Change

NCRMLS #100517491

$1,079,000—
Jul 4, 2025

Price Change

NCRMLS #100517491

$1,074,000—
Jul 4, 2025

Listed (Active)

NCRMLS #100517491

$1,295,000—
Aug 26, 2015

Sold

NCRMLS #40204455

$421,500—
Aug 14, 2015

Sold (Public Record)

Public Record #554531249

$421,500

-2.7% / yr

Jul 28, 2015

Pending

NCRMLS #40204455

—
Jan 28, 2015

Expired

TRIANGLEMLS #1871064

—
Jan 28, 2015

Expired

AMLS #1871064

$449,500—
Jan 1, 2015

Expired

TRIANGLEMLS #1968811

—
Jan 1, 2015

Expired

TRIANGLEMLS #1968811

—
Dec 31, 2014

Expired

AMLS #1968811

$449,500—
Nov 3, 2014

Listed (Active)

NCRMLS #40204455

$449,000—
Oct 1, 2014

Withdrawn

NCRMLS #40201119

$449,500—
Sep 5, 2014

Listed (Active)

TRIANGLEMLS #1968811

$449,500—
Sep 5, 2014

Listed (Active)

AMLS #1968811

$449,500—
Sep 5, 2014

Listed (Active)

TRIANGLEMLS #1968811

$449,500—
Aug 26, 2014

Withdrawn

TRIANGLEMLS #1871064

—
Oct 30, 2013

Expired

NCRMLS #30492524

$525,000—
Oct 30, 2013

Expired

NCRMLS #40200542

$525,000—
Aug 30, 2013

Listed (Active)

NCRMLS #40201119

$525,000—
Jun 21, 2013

Listed (Active)

NCRMLS #30492524

$525,000—
Jun 20, 2013

Listed (Active)

NCRMLS #40200542

$525,000—
Jan 28, 2013

Listed (Active)

AMLS #1871064

$515,500—
Jan 28, 2013

Listed (Active)

TRIANGLEMLS #1871064

$515,500—
Jan 28, 2013

Listed (Active)

TRIANGLEMLS #1871064

$515,500—
Jun 26, 2009

Sold (Public Record)

Public Record #427730293

$499,000—
Aug 25, 2008

Expired

NCRMLS #30405000

$599,000—
Sep 6, 2007

Listed (Active)

NCRMLS #30405000

$685,000—
DateEvent & SourcePrice
01/18/2026

Price Change

NCRMLS #100517491

$1,074,000
01/10/2026

Price Change

NCRMLS #100517491

$1,079,000
01/01/2026

Price Change

NCRMLS #100517491

$1,089,000
10/30/2025

Price Change

NCRMLS #100517491

$1,099,000
10/15/2025

Price Change

NCRMLS #100517491

$1,115,000
08/18/2025

Price Change

NCRMLS #100517491

$1,285,000
07/04/2025

Price Change

NCRMLS #100517491

$1,079,000
07/04/2025

Price Change

NCRMLS #100517491

$1,074,000
07/04/2025

Listed (Active)

NCRMLS #100517491

$1,295,000
08/26/2015

Sold

NCRMLS #40204455

$421,500
08/14/2015

Sold (Public Record)

Public Record #554531249

$421,500

-2.7% / yr

07/28/2015

Pending

NCRMLS #40204455

—
01/28/2015

Expired

TRIANGLEMLS #1871064

—
01/28/2015

Expired

AMLS #1871064

$449,500
01/01/2015

Expired

TRIANGLEMLS #1968811

—
01/01/2015

Expired

TRIANGLEMLS #1968811

—
12/31/2014

Expired

AMLS #1968811

$449,500
11/03/2014

Listed (Active)

NCRMLS #40204455

$449,000
10/01/2014

Withdrawn

NCRMLS #40201119

$449,500
09/05/2014

Listed (Active)

TRIANGLEMLS #1968811

$449,500
09/05/2014

Listed (Active)

AMLS #1968811

$449,500
09/05/2014

Listed (Active)

TRIANGLEMLS #1968811

$449,500
08/26/2014

Withdrawn

TRIANGLEMLS #1871064

—
10/30/2013

Expired

NCRMLS #30492524

$525,000
10/30/2013

Expired

NCRMLS #40200542

$525,000
08/30/2013

Listed (Active)

NCRMLS #40201119

$525,000
06/21/2013

Listed (Active)

NCRMLS #30492524

$525,000
06/20/2013

Listed (Active)

NCRMLS #40200542

$525,000
01/28/2013

Listed (Active)

AMLS #1871064

$515,500
01/28/2013

Listed (Active)

TRIANGLEMLS #1871064

$515,500
01/28/2013

Listed (Active)

TRIANGLEMLS #1871064

$515,500
06/26/2009

Sold (Public Record)

Public Record #427730293

$499,000
08/25/2008

Expired

NCRMLS #30405000

$599,000
09/06/2007

Listed (Active)

NCRMLS #30405000

$685,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4069 4th Street

Taxable ValueLand$315,000Additions$358,477Total$673,477
Tax Record2025$4,411 ($368 / month)
Home Facts
Beds5Baths4Total Finished SqFt1,664 SqFtAbove Grade Finished SqFt1,664 SqFtStories1Lot Size7,841 SqFtStyleSingle Family ResidenceYear Built1986Year Renovated1996ZoningMHSCountyONSLOWAPN002716

Schools near 4069 4th Street

This home is within Onslow County School District.
Rating
School
Type
Grades
Distance
Coastal Elementary
Public - K to 5
Dixon Middle
Public - 6 to 8
Dixon High
Public - 9 to 12
Onslow Virtual Secondary
Public - 6 to 12
Rating
School
Distance
Coastal Elementary
PublicK to 5

Dixon Middle
Public6 to 8

Dixon High
Public9 to 12

Onslow Virtual Secondary
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4069 4th Street, Surf City, NC 28445

4069 4th Street is a single family home for sale in Surf City, NC 28445. This property was listed for sale on July 4, 2025 by Changes in Latitudes Realty LLC, it's currently listed at $1,074,000. It has been on the market for a total of 214 days and was last sold on August 26, 2015. This listing's school district is Onslow County School District. Nearby schools include Coastal Elementary, Dixon Middle and Dixon High. 4069 4th Street is a 3-bed, 4-bath, 2,324 sqft single family home built in 1986.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Changes in Latitudes Realty LLC

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 01/18/2026 11:02 AM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS