Sold
Last List Price
4 beds3,460 sqft
407 Bay Cove, Ridgeland, MS 39157
Single FamilyProperty Type
1999Year Built
$159/sq ftPrice per sq ft
$6,000/yrHOA Fees
3 carsParking Spaces

Description

All that I can say is WOW...... This Waterfront property is located in the exclusive gated neighborhood of Summers Bay and comes with a triple boat slip, sea wall, manicured backyard with nice landscaping and a wonderful covered back porch....the greatroom features soaring ceilings , center fireplace, built-ins, built-in speakers and a wall of windows looking out to the reservior provide the perfect place to relax after s hard days work. The kitchen is open a has granite countertops, jenn air cooktop,...All that I can say is WOW...... This Waterfront property is located in the exclusive gated neighborhood of Summers Bay and comes with a triple boat slip, sea wall, manicured backyard with nice landscaping and a wonderful covered back porch....the greatroom features soaring ceilings , center fireplace, built-ins, built-in speakers and a wall of windows looking out to the reservior provide the perfect place to relax after s hard days work. The kitchen is open a has granite countertops, jenn air cooktop, ceramic tile floors, center island and a breakfast bar. Other features include big dining room, central vacuum system, 3 car garage with lots of storage and cabinets, gigantic laundry room with built-in shelves , upstairs TV room with 2 sky lights....this is a no brainer for those looking for waterfront property!
  • Listed by: Locke Ward 601.906.5577 lockeward@icloud.com • C H & Company Real Estate
Listing closed: 05/01/2014 12:00 AM • Source: GCAOR MLS, MLS#: 1255765

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Recent comparable sales

Median sold price

$435,000

Avg days on market

117

Sale-to-list ratio

96.5%

Ridgeland, MS

9 comparable properties found

$559,000 | 147 Summers Bay Drive, Ridgeland, MS 39157
1/40
1

$559,000

Sold 06/12/25

4
Bedrooms
3,179
Square Feet
0.19
Acres
$389,000 | 772 Oakmont Parkway, Ridgeland, MS 39157
1/42
2

$389,000

Sold 03/20/26

4
Bedrooms
3,094
Square Feet
0.22
Acres
$415,000 | 632 Sheringham Court, Ridgeland, MS 39157
1/42
3

$415,000

Sold 05/13/26

4
Bedrooms
3,393
Square Feet
0.36
Acres
$440,000 | 640 Berridge Drive, Ridgeland, MS 39157
1/76
4

$440,000

Sold 05/14/26

4
Bedrooms
3,205
Square Feet
0.46
Acres
$429,900 | 107 Hawks Nest Bluff, Ridgeland, MS 39157
1/67
5

$429,900

Sold 09/08/25

4
Bedrooms
2,682
Square Feet
0.21
Acres
$599,000 | 11 Gallagher's Pass, Ridgeland, MS 39157
1/57
6

$599,000

Sold 02/28/25

4
Bedrooms
3,654
Square Feet
0.5
Acres
$475,000 | 524 Heatherstone Court, Ridgeland, MS 39157
1/69
7

$475,000

Sold 11/26/25

4
Bedrooms
3,185
Square Feet
0.27
Acres
$399,000 | 628 Kinsington Court, Ridgeland, MS 39157
1/48
8

$399,000

Sold 04/24/26

4
Bedrooms
2,980
Square Feet
0.4
Acres
$435,000 | 611 Berridge Drive, Ridgeland, MS 39157
1/83
9

$435,000

Sold 06/30/26

4
Bedrooms
3,416
Square Feet
0.27
Acres

Location

Listing Courtesy of C H & Company Real Estate

Sold By McIntosh & Associates

Add your commute

Payment Calculator

$3,751 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,936

Property Taxes

$315

HOA Dues

$500

The Payment Calculator is for illustrative purposes only.

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Property Information for 407 Bay Cove

Property Details
  • Taxes: $3,781 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: French Acadian
  • View: True
  • Waterfront: Yes
  • Waterfront Features: Reservoir, View, Other
Building Information
  • Year Built: 1999
Summary
Location and General Information
  • Fencing: Back Yard, Wrought Iron
  • Subdivision Name: Summers Bay
Taxes and HOA
  • Association: Yes
  • Association Fee: $1,500
  • Association Fee Frequency: Quarterly
  • Tax Legal Description: LOT 17 SUMMERS BAY C@151 *LEASE*
  • Association Fee Includes: Maintenance Grounds
  • Tax Year: 2012
  • Tax Annual Amount: $3,781.00
  • Tax and Financial Information:Tax Annual Amount: $3,781.00
  • Tax and Financial Information:Tax Year: 2,012.00
  • Tax and Financial Information:Homestead Y/N: Yes
  • Tax and Financial Information:Flood Insurance Required?: No
  • Tax and Financial Information:Leasehold Fee: $955.00
  • Tax and Financial Information:Sold In Previous 12 Months: No
  • Tax and Financial Information:Association: Yes
  • Tax and Financial Information:Association Fee: $1,500.00
  • Tax and Financial Information:Association Fee Frequency: Quarterly
  • Tax and Financial Information:Legal Description: LOT 17 SUMMERS BAY C@151 *LEASE*
Parking
  • Parking Features: Attached, Garage Door Opener
  • Garage: Yes
  • Garage Spaces: 3.00
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
School Information
  • Elementary School: Ann Smith
  • High School: Ridgeland
  • Middle Or Junior School: Olde Towne
Property
Lot Information
  • Lot Size Acres: 0.0
  • Lot Features: Cul-De-Sac
  • Living Area Source: Owner
  • Building Area Total: 3460.0
  • Lot Size Area: 0.0
  • Lot Size Square Feet: 0.0
  • Waterfront Features:Waterfront: Yes
  • Waterfront Features:Boat Slip: Yes
  • Waterfront Features:Reservoir: Yes
  • Waterfront Features:View: Yes
  • Waterfront Features:Other: Yes
Property and Assessments
  • New Construction: No
  • Floor Plans Count: 0
  • Property Type: Residential,Single Family Residence
  • Year Built: 1999
  • Property Sub Type: Single Family Residence
  • General Property Information:New Construction: No
  • General Property Information:SqFt Source: Owner
  • General Property Information:Garage Spaces: 3.00
  • General Property Information:Total Floors: 2.00
  • General Property Information:Bathrooms Half: .00
  • General Property Information:Fireplace: Yes
  • General Property Information:Fireplaces Total: 1.00
  • General Property Information:Pool: No
  • General Property Information:Elementary School: Ann Smith
  • General Property Information:Middle or Junior School: Olde Towne
  • General Property Information:High School: Ridgeland
  • General Property Information:Home Warranty: No
  • General Property Information:Accessibility Features: No
Utilities
  • Utilities: Natural Gas Available, Natural Gas in Kitchen
Interior and Exterior Features
Exterior Features
  • Roof: Architectural Shingles
  • Pool Private: No
  • Construction Materials: Brick
  • Foundation Details: Concrete Perimeter, Slab
  • Exterior Features: Boat Slip
  • Patio And Porch Features: Patio, Slab
  • Security Features: Gated Community, Security Gate
Interior Features
  • Flooring: Carpet, Ceramic Tile
  • Fireplace: Yes
  • Basement: No
  • Cooling: Yes
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Fireplace(s), Natural Gas
  • Interior Features: Double Vanity, Eat-in Kitchen, Entrance Foyer, High Ceilings, Sound System, Walk-In Closet(s)
  • Levels: Two
  • Sewer: Public Sewer
  • Water Source: Public
  • Window Features: Insulated Windows
  • Heating: Yes
  • Rooms Total: 0
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.00
  • Bathrooms Total Notational: 3.00
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Water Heater
  • Attic Features:Power Attic Vent: Yes
  • Basement Features:Basement: No
Room Information
Room Information
  • Room Type:Dining Room: Yes
  • Room Type:Family Room: Yes
  • Room Type:Great Room: Yes
  • Room Type:Laundry: Yes
  • Room Type:Office: Yes
  • Room Type:Primary Bedroom: Yes
  • Room Type:Primary Bedroom Level: Main
  • Room Type:Utility Room: Yes
Rental
Rental Information
  • Owner-Tenant Information: Owner

Property History for 407 Bay Cove

DateEvent & SourcePriceAppreciation
May 1, 2014

Sold

GCAOR MLS #1255765

—
Apr 20, 2014

Contract Signed

GCAOR MLS #1255765

—
Mar 25, 2014

Listed (Active)

GCAOR MLS #1255765

$549,900—
DateEvent & SourcePrice
05/01/2014

Sold

GCAOR MLS #1255765

—
04/20/2014

Contract Signed

GCAOR MLS #1255765

—
03/25/2014

Listed (Active)

GCAOR MLS #1255765

$549,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 407 Bay Cove

Taxable ValueLand-Additions-Total-
Tax Record2025$5,213 ($434 / month)
Home Facts
Beds4Total Finished SqFt4,673 SqFtAbove Grade Finished SqFt4,673 SqFtStories1StyleSingle Family ResidenceYear Built1999CountyMADISONAPN072H-27A-079

Schools near 407 Bay Cove

This home is within Madison Co School Dist.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Ann Smith Elementary School
PublicPK to 2

Highland Elementary School
Public3 to 5

Olde Towne Middle School
Public6 to 8

Ridgeland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 407 Bay Cove, Ridgeland, MS 39157
$549,900
4
3,460
–
–
4
4
4,489
–
$734,000
4
4,865
–
–
3
–
3,629
–
–
4
4
4,113
–
$479,900
3
2,473
8,276

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of C H & Company Real Estate

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Compass are identified with the ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS Logos. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. All information should be verified by the recipient and none is guaranteed as accurate by ROAM MLS, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS.Listing information Copyright© 2026 MLS of ROAM, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Multiple Listing Service, Inc. All Rights Reserved.