409 Cosby Rd

1,146 Sq. Ft.
$188 / Sq. Ft.
1,146
Sq. Ft.
$188
per Sq. Ft.

Description

Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates,...Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!
  1. Listed by Gregory Sacco • Pondras Homes & Hearth Realty LLC
    P: (315)-853-7251 C: (315)-264-9014 gsacco@pondrashomes.com

Property Details for 409 Cosby Road

Styles Of Residence
Ranch
On Waterfront
No
Parking Description
Attached, Garage
Nearest Cross Street
Riverside
LISTING UPDATED: 02/10/2026 12:02 PM

Property Details for 409 Cosby Road

StatusActive
MLS #S1654133
Days on Market1
Taxes$3,900 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1955
Lot Size0.15 AC / 6,359 SF
CountyOneida County

Location

Listing Courtesy of Pondras Homes & Hearth Realty LLC
Add your commute

Building Information for 409 Cosby Road

Stories1Year Built1955Building Size-Lot Size0.15 AC / 6,359 SF

Payment Calculator

$1,373 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,048

Property Taxes

$325

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 409 Cosby Road

Summary
Location and General Information
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
  • Village: Not Applicable
  • Human YN: No
Parking
  • Attached Garage YN: Yes
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Utica-City-301600
  • Tax Annual Amount: $3,900.00
Property
Lot Information
  • Building Area Total: 1146.0
  • Land Features: Other, Rectangular, Rectangular Lot, See Remarks
  • Num Of Acres: 0.146
  • Lot Size Area: 0.146
  • Lot Size Units: Acres
  • Parcel Number: 301600-306-012-0001-028-000-0000
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $57,300
  • Year Built: 1955
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Description: Poured
Interior Features
  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Den, Eat In Kitchen
  • Levels: One
  • Sq Ft Total: 1146.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 3
  • Num Of Rooms: 6
Room 1
  • Room Dimensions: 17.00 x 12.00
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 12.0
Room 2
  • Room Dimensions: 15.00 x 10.00
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 10.0
Room 3
  • Room Dimensions: 12.00 x 11.00
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom3
  • Room Width: 11.0
Room 4
  • Room Dimensions: 11.00 x 9.00
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Bedroom2
  • Room Width: 9.0
Room 5
  • Room Dimensions: 14.00 x 11.00
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom1
  • Room Width: 11.0
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1

Property History for 409 Cosby Road

DateEvent & SourcePriceAppreciation
Feb 10, 2026

Listed (Active)

WNYREIS #S1654133

$215,000
Sep 7, 2010

Sold (Public Record)

Public Record #299371057

$93,280
Sep 7, 2010

Sold

WNYREIS #1002339

$93,280
Jul 15, 2010

Pending

WNYREIS #1002339

Jul 15, 2010

Listed (Active)

WNYREIS #1002339

$89,900
Nov 20, 1996

Sold

WNYREIS #53923

$60,000
Oct 25, 1996

Pending

WNYREIS #53923

Dec 15, 1995

Listed (Active)

WNYREIS #53923

$69,900
Oct 26, 1995

Expired

WNYREIS #41872

Jun 6, 1994

Listed (Active)

WNYREIS #41872

$79,900
DateEvent & SourcePrice
02/10/2026

Listed (Active)

WNYREIS #S1654133

$215,000
09/07/2010

Sold (Public Record)

Public Record #299371057

$93,280
09/07/2010

Sold

WNYREIS #1002339

$93,280
07/15/2010

Pending

WNYREIS #1002339

07/15/2010

Listed (Active)

WNYREIS #1002339

$89,900
11/20/1996

Sold

WNYREIS #53923

$60,000
10/25/1996

Pending

WNYREIS #53923

12/15/1995

Listed (Active)

WNYREIS #53923

$69,900
10/26/1995

Expired

WNYREIS #41872

06/06/1994

Listed (Active)

WNYREIS #41872

$79,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 409 Cosby Road

Taxable ValueLand$12,100Additions$45,200Total$57,300
Tax Record2024$3,711 ($309 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStories1Lot Size6,360 SqFtStyleSingle Family ResidenceYear Built1955CountyONEIDAAPN301600 306.12-1-28

Schools near 409 Cosby Road

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Thomas Jefferson Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Kernan Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

409 Cosby Road is a single family home for sale in Utica, NY 13502. This property was listed for sale on February 10, 2026 by Pondras Homes & Hearth Realty LLC, it's currently listed at $215,000. It has been on the market for a total of 1 days and was last sold on September 7, 2010. This listing's school district is Utica City School District. Nearby schools include Thomas Jefferson Elementary School, John F Kennedy Middle School and Thomas R Proctor High School. 409 Cosby Road is a 3-bed, 1-bath, 1,146 sqft single family home built in 1955.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Pondras Homes & Hearth Realty LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.