Last Sold Price
3 beds1,146 sqft$185/sqft
409 Cosby Rd, Utica, NY 13502

Description

Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates,...Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!
LISTING CLOSED: 04/20/2026 12:00 AM

  1. Listed by Gregory Sacco • Pondras Homes & Hearth Realty LLC
    P: (315) 853-7251 C: (315) 264-9014 gsacco@pondrashomes.com

Property Details for 409 Cosby Road

Status
MLS #
S1654133
Days on Market
2
Taxes
$3,900 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1955
Lot Size
0.15 AC / 6,359 SF
Styles Of Residence
Ranch
On Waterfront
No
Parking Description
Attached, Garage
Nearest Cross Street
Riverside

Location

Listing Courtesy of Pondras Homes & Hearth Realty LLC

Sold By Assist2Sell Buyers & Sellers 1st Choice

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Building Information for 409 Cosby Road

Stories1Year Built1955Building Size-Lot Size0.15 AC / 6,359 SF

Payment Calculator

$1,405 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,080

Property Taxes

$325

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 409 Cosby Road

Summary
Location and General Information
  • Elementary School District: Utica
  • High School District: Utica
  • Middle Or Junior School District: Utica
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: Yes
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Utica-City-301600
  • Tax Annual Amount: $3,900.00
Property
Lot Information
  • Building Area Total: 1146.0
  • Land Features: Other, Rectangular, Rectangular Lot, See Remarks
  • Num Of Acres: 0.146
  • Lot Size Area: 0.146
  • Lot Size Units: Acres
  • Parcel Number: 301600-306-012-0001-028-000-0000
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $57,300
  • Year Built: 1955
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Exterior Features: Blacktop Driveway
  • Foundation Description: Poured
Interior Features
  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Central Air
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Den, Eat In Kitchen
  • Levels: One
  • Sq Ft Total: 1146.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 3
  • Num Of Rooms: 6
Room 1
  • Room Dimensions: 17.00 x 12.00
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 12.0
Room 2
  • Room Dimensions: 15.00 x 10.00
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 10.0
Room 3
  • Room Dimensions: 12.00 x 11.00
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom3
  • Room Width: 11.0
Room 4
  • Room Dimensions: 11.00 x 9.00
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Bedroom2
  • Room Width: 9.0
Room 5
  • Room Dimensions: 14.00 x 11.00
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom1
  • Room Width: 11.0
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 1
  • Stories Total: 1

Property History for 409 Cosby Road

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Sold

Central New York Information Services #S1654133

$212,500
Apr 20, 2026

Sold

New York State Alliance of MLSs (Buffalo) #S1654133

$212,500
Apr 20, 2026

Sold

WNYREIS #S1654133

$212,500
DateEvent & SourcePrice
04/20/2026

Sold

Central New York Information Services #S1654133

$212,500
04/20/2026

Sold

New York State Alliance of MLSs (Buffalo) #S1654133

$212,500
04/20/2026

Sold

WNYREIS #S1654133

$212,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 409 Cosby Road

Taxable ValueLand$12,100Additions$45,200Total$57,300
Tax Record2025$769 ($64 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,146 SqFtAbove Grade Finished SqFt1,146 SqFtStories1Lot Size6,360 SqFtStyleSingle Family ResidenceYear Built1955Year Renovated1955CountyONEIDAAPN301600 306.12-1-28

Schools near 409 Cosby Road

This home is within Utica City School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Thomas Jefferson Elementary School
PublicK to 6

John F Kennedy Middle School
Public7 to 8

Thomas R Proctor High School
Public9 to 12

Kernan Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Pondras Homes & Hearth Realty LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.