409 S Water St

Warren, IL 61087

$120,000
Price
3
Beds
1,127 Sq. Ft.
$106 / Sq. Ft.
1,127
Sq. Ft.
$106
per Sq. Ft.
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a bathroom with a sink and a mirror
a bathroom with a sink and a mirror
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a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
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Description

Fresh updates and flexible potential make this property a standout opportunity! Recent improvements include new interior and exterior paint, new windows, new kitchen and bathroom flooring, new upstairs carpet, and added insulation with new drywall and ceiling upstairs. The kitchen also features a brand new stove and refrigerator, adding to the home’s move-in-ready appeal. Additional highlights include a newer metal roof and a detached 2-car garage. Inside, you’ll find a main-floor bedroom and two...Fresh updates and flexible potential make this property a standout opportunity! Recent improvements include new interior and exterior paint, new windows, new kitchen and bathroom flooring, new upstairs carpet, and added insulation with new drywall and ceiling upstairs. The kitchen also features a brand new stove and refrigerator, adding to the home’s move-in-ready appeal. Additional highlights include a newer metal roof and a detached 2-car garage. Inside, you’ll find a main-floor bedroom and two additional bedrooms upstairs (one is a walk-through), offering flexible space for a variety of needs. The large half-acre lot provides plenty of room to enjoy outdoor living, gardening, or future improvements. Conveniently located near schools and downtown, this property is ideal as a primary residence or investment opportunity.
  1. Listed by Christopher Watson • DC Rise Real Estate
    C: (608)-909-1744 cwatson@dcrisere.com

Property Details for 409 South Water Street

Style
1.5 Story
Garage
2.0
Garage Type/Driveway
Asphalt, Detached
LISTING UPDATED: 04/10/2026 02:23 PM

Property Details for 409 South Water Street

StatusActive And Available
MLS #202601970
Days on Market30
Taxes$1,334 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeHouse / House
Year Built1920
Lot Size0.50 AC / 21,780 SF
CountyJo Daviess County
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Location

Listing Courtesy of DC Rise Real Estate
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Building Information for 409 South Water Street

Stories-Year Built1920Building Size-Lot Size0.50 AC / 21,780 SF

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$715 per month

30 year fixed, 6.46% Interest

Principal and Interest

$604

Property Taxes

$111

HOA Dues

$0

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Property Information for 409 South Water Street

Summary
Location and General Information
  • City: WARREN
  • State: IL
  • Zip: 61087
  • Address: 409 S Water Street
  • County: Jo Daviess County
  • Zip Code: 61087
  • Year Built: 1920
  • School District: Warren
  • Elementary School 1: Warren
  • Middle School: Warren
  • High School: Warren
Taxes and HOA
  • HOA Fee: $0
  • Tax Year: 2024
  • Taxes: $1,334
Property
Lot Information
  • Lot Acreage: 0.5
  • Property Type: City/Town
  • Road Frontage: City/Town
  • Est Below Grade Fin SqFt: 0
  • Est Main Sq. Ft.: 893
  • Est Total Finished Sq. Ft.: 1127
  • Est Above Grade SqFt: 1127
Property and Assessments
  • Class: HOUSE
  • Type: House
  • Status: ACTIVE and AVAILABLE
  • Ownership Type: Fee Simple
  • PIN: 2100134500
  • HUD: No
  • Est Upper Sq. Ft.: 234
Utilities
  • Water: City/Community
  • Sewer: City/Community
  • Electric: Circuit Breaker
Interior and Exterior Features
Exterior Features
  • Exterior: Siding, Stucco
  • General Features: Main Floor Primary
  • Roof: Shingle, Metal
Interior Features
  • Stove/Range Fuel: Electric
  • Basement: Basement Entrance
  • Basement Type: Partial
  • Water Heater: Electric
  • Bedrooms: 3
  • Full Baths: 1
  • Half Baths: 0
  • # Full Baths Upper Lvl: 0
  • # 1/2 Baths Upper Lvl: 0
  • # Full Baths Main Lvl: 1
  • # 1/2 Baths Main Lvl: 0
  • # Full Baths Lower Lvl: 0
  • # 1/2 Baths Lower Lvl: 0
  • Total Baths: 1.0
  • Fireplace: No
  • Heating: Forced Air, Natural Gas
  • Cooling: None
  • Appl Stay/Incl: Refrigerator, Stove/Cooktop
  • Interior Features: Window Treatments
Room Information
Bedroom 2
  • Bedroom 2 Length: 12
  • Bedroom 2 Width: 10
  • Bedroom 2 Level: Upper
Bedroom 3
  • Bedroom 3 Length: 12
  • Bedroom 3 Width: 10
  • Bedroom 3 Level: Upper
Dining Room
  • Dining Room: Yes
  • Dining Room Length: 12
  • Dining Room Width: 13
  • Dining Room Level: Main
Family Room
  • Family Room: Yes
  • Family Room Length: 16
  • Family Room Width: 11
  • Family Room Level: Main
Kitchen
  • Kitchen Length: 11'6
  • Kitchen Width: 9
  • Kitchen Level: Main
Living Room
  • Living Room: Yes
  • Living Room Length: 15'6
  • Living Room Width: 14'6
  • Living Room Level: Main
Recreation Room
  • Rec Room: No
Rental
Rent Information
  • Lease: No

Property History for 409 South Water Street

DateEvent & SourcePriceAppreciation
Apr 9, 2026

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202601970

$120,000—
Dec 22, 2025

Sold

NorthWest Illinois Alliance of REALTORS® #202504813

$50,000—
Oct 13, 2025

Pending

NorthWest Illinois Alliance of REALTORS® #202504813

—
DateEvent & SourcePrice
04/09/2026

Listed (Active)

NorthWest Illinois Alliance of REALTORS® #202601970

$120,000
12/22/2025

Sold

NorthWest Illinois Alliance of REALTORS® #202504813

$50,000
10/13/2025

Pending

NorthWest Illinois Alliance of REALTORS® #202504813

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 409 South Water Street

Taxable ValueLand$3,517Additions$11,753Total$15,270
Tax Record2024$1,334 ($111 / month)
Home Facts
Beds0Lot Size21,780 SqFtStyleSingle Family ResidenceCountyJO DAVIESSAPN21-001-345-00

Schools near 409 South Water Street

This home is within Warren Community Unit School District 205.
Rating
School
Type
Grades
Distance
Warren Elementary School
Public - PK to 5
Warren Jr/Sr High School
Public - 6 to 12
Rating
School
Distance
Warren Elementary School
PublicPK to 5

Warren Jr/Sr High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 409 South Water Street, Warren, IL 61087

409 South Water Street is a single family home for sale in Warren, IL 61087. This property was listed for sale on April 10, 2026 by DC Rise Real Estate, it's currently listed at $120,000. It has been on the market for a total of 30 days and was last sold on December 23, 2025. This listing's school district is Warren Community Unit School District 205. Nearby schools include Warren Elementary School and Warren Jr/Sr High School. 409 South Water Street is a 3-bed, 1-bath, 1,127 sqft single family home built in 1920.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of DC Rise Real Estate

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 04/10/2026 02:23 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.