4100 Filer Cove Road

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Virtual TourNew
Waterfront Estate on 8.40 Acres
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Private Sandy Beach
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Private Beach
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Guest Bedroom 1
Guest Bedroom 2
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Florida Room
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Sun Deck
Beach Tiki
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Angler's Prep Station
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Outdoor Shower
Carport/Garage
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RV Tiki Hut
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Electric Gate
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Gallery Image 85
Active
$4,199,000
Est: $24,637/moGet pre-approved
3 beds2,485 sqft

4100 Filer Cove Rd,Ā Summerland Key, FLĀ 33042

Single FamilyProperty Type
8.46 acresLot Size
1994Year Built
$1,690/sq ftPrice per sq ft
4 carsParking Spaces

Description

Discover an extraordinary waterfront sanctuary offering unmatched privacy, breathtaking sunsets over the Open Water and your own private sandy beach, just 4 miles from the Overseas Hwy. Set amid approximately 8.5 acres of native landscape, this secluded estate boasts over 550' of natural shoreline, one of the largest open-water frontages in the Keys. Its westward orientation captures dramatic sunsets over distant uninhabited islands. Resort-style outdoor living includes a waterfront tiki hut with...Discover an extraordinary waterfront sanctuary offering unmatched privacy, breathtaking sunsets over the Open Water and your own private sandy beach, just 4 miles from the Overseas Hwy. Set amid approximately 8.5 acres of native landscape, this secluded estate boasts over 550' of natural shoreline, one of the largest open-water frontages in the Keys. Its westward orientation captures dramatic sunsets over distant uninhabited islands. Resort-style outdoor living includes a waterfront tiki hut with bar and sun deck, private sandy beach for launching kayaks and paddleboards, and a composite dock with floating dockage for boats and personal watercraft. Deep-water access, complemented by the generous clearance of the Niles Channel Bridge, provides exceptional navigability for larger vessels and sailing vessels. A coral stone pathway leads to the beautifully appointed 3 bed, 2 bath residence offering approximately 2,500 sq. ft. of living space with exceptional architectural details. Custom old-growth sinker cypress millwork, coquina stone and Brazilian slate showcase the home's distinctive craftsmanship. A Florida room with walls of windows overlooking the open water invites natural light and showcases the spectacular surroundings. The kitchen features Costa Esmeralda granite countertops, stainless steel appliances, wine cooler and picturesque water views. The primary suite offers a walk-in closet and adjoining sitting room. Additional highlights include custom mahogany built-ins, integrated security system, water purification system and extensive rainwater storage. The ground level offers an abundance of storage and garage while a separate RV tiki is just steps from the home. A gated entrance, landscape lighting and beautiful teak accents enhance the property. With standing approvals from Monroe County for up to 10,000 sq. ft. of development, this estate presents a rare opportunity to create a private family compound in one of the Florida Keys' most exceptional settings.
Days on Market Listed Today
Last updated: 10/10/2026 06:30 PM ā€¢ Source: FKMLS, MLS#: 621580
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Listing Courtesy of Coldwell Banker Schmitt Real Estate Co
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$24,637 per month

30 year fixed, 7.03% Interest

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$22,417

Property Taxes

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Property Information for 4100 Filer Cove Road

Property Details

  • Taxes: $26,649 / year
  • MLS Type: Residential / Single Family Residence
  • County: Monroe County
  • Waterfront: Bay Front, Open Water, Gulf Front
  • Waterfront: Yes
  • Zoning: SS - Sparsely Settled Residential District
  • Subdivision: Dorns Sub (28.0)
  • Directions: Overseas Highway to Middle Torch Road Gulf side at MM 28. Make left on Dorn Rd. Turn left onto Osprey Ln then make Right onto Egret Ln. Turn left onto Filer Cove Rd. First gate on the left.
  • View: Bay
  • Vehicle Storage: Carport, Trailer Storage, Covered Parking, RV Parking Covered, RV Parking Open, Off Street Parking, Guest Parking, Open Parking
  • Pets: Pets Allowed

Building Information

  • Year Built: 1994
  • Lot Size: 8.46 AC / 368,389 SF

Summary

Location and General Information
  • Waterview: Bay/Gulf View, Open Water View
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.429347
  • Control Depth: 3
  • Off Shore Island: No
  • Listing Board: Key West Association
  • Side: Bay/Gulf
  • Mile Marker: 28.0
  • Marathon Neighborhood: N/A
  • Key/Island: Big Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Negotiable
  • Tax Year: 2025
  • Tax Exemptions: None

Property

Lot Information
  • Acres: 8.4
  • Parcel #: 00112640000600
  • Land Size: 5 Less Than 10 Acres
Property and Assessments
  • Legal: 13 66 28 Big Torch Key Pt Govt Lot 1
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Rentals Allowed: Yes
  • Deed Restrictions: Unknown
  • Picture Count: 85
  • Document Count: 3
  • Building Style: Above Flood: Yes
  • Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
  • Security: Electric Gate
  • Title: Negotiable
Utilities
  • Utilities: FKAA, Buyer to Verify, Municipal Sewer, Cistern
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Porch/Balcony: Open Porch/Balcony, Patio

Interior and Exterior Features

Interior Features
  • Floor: Tile
  • Interior Features: Split Bedroom, Tray Ceilings, Walk-in Closet(s), Storage, Granite Counter Top, Built-in Cabinets, Entrance Foyer
  • Appliances: Washer, Water Purification, Stainless Steel Appliance(s), Wine Cooler, Microwave, Oven, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Dockage: Dock: Composite
  • Construction: CBS
  • Exterior Features: Chickee Hut, Storage, Sandy Beach, Outdoor Shower, Lighting
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Sun/Florida Room

Property History for 4100 Filer Cove Road

DateEvent & SourcePriceAppreciation
Oct 10, 2026

Listed (Active)

FKMLS #621580

$4,199,000ā€”
Oct 10, 2026

Listed (Active)

Key West AOR #621580

$4,199,000ā€”
Jan 29, 2021

Sold (Public Record)

Public Record #690358688

$2,650,000ā€”
DateEvent & SourcePrice
10/10/2026

Listed (Active)

FKMLS #621580

$4,199,000
10/10/2026

Listed (Active)

Key West AOR #621580

$4,199,000
01/29/2021

Sold (Public Record)

Public Record #690358688

$2,650,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

4100 Filer Cove Road

Beds

3

Baths

2.5

Total Finished SqFt

1,776 SqFt

Above Grade Finished SqFt

1,776 SqFt

Stories

2

Lot Size

365,973 SqFt

Schools near 4100 Filer Cove Road

This home is within Monroe County Schools.
Rating
School
Type
Grades
Distance
Sugarloaf School
Public - PK to 8
Key West High School
Public - 9 to 12
Big Pine Academy
Charter - PK to 5
The College Of The Florida Keys Academy
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4100 Filer Cove Road, Summerland Key, FL 33042

4100 Filer Cove Road is a single family home for sale in Summerland Key, FL 33042. This listing's school district is Monroe County Schools. Nearby schools include Sugarloaf School, Key West High School and Big Pine Academy. 4100 Filer Cove Road is a 3-bed, 2-bath, 2,485 sqft single family home built in 1994.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Schmitt Real Estate Co

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORSĀ® of the Treasure Coast, Inc., Miami Association of REALTORSĀ®. Information being provided is for the visitorā€™s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORSĀ® of the Treasure Coast, Inc., Miami Association of REALTORSĀ® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.