411 Cumberland Cove Rd

Monterey, TN 38574

$497,900
Price
3
Beds
1,917 Sq. Ft.
$260 / Sq. Ft.
1,917
Sq. Ft.
$260
per Sq. Ft.
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Description

Imagine yourself in this stunning and immaculate one owner residence, nestled in a serene private setting on 4.2 acres in Putnam County, where tranquility meets luxury. Boasting a thoughtful split bedroom plan, 3BR/2BA complemented by a spacious living room with high ceilings & stone fireplace that seamlessly connects to the dining area, ideal for hosting gatherings while making memories. The kitchen is equipped with custom cabinetry, a pantry, upscale black stainless appliances, a breakfast bar,...Imagine yourself in this stunning and immaculate one owner residence, nestled in a serene private setting on 4.2 acres in Putnam County, where tranquility meets luxury. Boasting a thoughtful split bedroom plan, 3BR/2BA complemented by a spacious living room with high ceilings & stone fireplace that seamlessly connects to the dining area, ideal for hosting gatherings while making memories. The kitchen is equipped with custom cabinetry, a pantry, upscale black stainless appliances, a breakfast bar, & elegant granite countertop. A convenient, separate office allows for productive work-from-home days. The primary suite features deck access, trey ceiling, granite dual sink vanity, and a walk-in shower, alongside a large, walk-in laundry room with storage cabinetry + folding area. Step outside to revel in the complete privacy of your surroundings, complemented by a charming, covered front porch, RV parking space, an oversized garage & delightful screened-in-porch to unwind amidst nature. With an abundance of extra closets, storage space is plentiful in this lovely home. Beautiful wood flooring. Gas stove has built in air fryer and kitchen cabinets are soft closed. The garage is oversized by three feet, having 672 square feet. The Cumberland Cove development offers residents access to golfing, walking trails, private parks, and community social events at the clubhouse. Convenient location just 5 minutes to golf course with easy access to I-40, Cookeville or Crossville. Call to today to view this beauty and check out the You Tube video: https://unbranded.visithome.ai/RjvBvq7FA25huiijsGxowq? mu=ft
  1. Listed by Vickie Loftis • American Way Real Estate

Property Details for 411 Cumberland Cove Road

Architectural Style
Traditional
Pets Allowed
Yes
Subdivision Name
Cumberland Cove
View
Valley
Waterfront
No
LISTING UPDATED: 03/17/2026 03:24 PM

Property Details for 411 Cumberland Cove Road

StatusActive
MLS #3152460
Days on Market7
Taxes$1,988 / year
HOA Fees$138 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2021
Lot Size4.20 AC / 182,952 SF
CountyPutnam County
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Location

Listing Courtesy of American Way Real Estate, Vickie Loftis (931.510.4143)
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Building Information for 411 Cumberland Cove Road

Stories1Year Built2021Building Size-Lot Size4.20 AC / 182,952 SF

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$2,594 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,416

Property Taxes

$166

HOA Dues

$12

The Payment Calculator is for illustrative purposes only.

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Property Information for 411 Cumberland Cove Road

Summary
Location and General Information
  • Directions: FROM PCCH: S. on Jefferson Ave. Take I-40 East to exit 301. Turn right onto Hwy 70. Right onto Cumberland Cove Rd. Home on left.
  • Elementary School: Burks Elementary
  • High School: Monterey High School
  • Levels: One
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Middle Or Junior School: Monterey High School
  • Mlg Can View: Yes
  • Topography: Level,Private,Views,Wooded
Parking
  • Garage Spaces: 2.00
  • Parking Features: Garage Door Opener, Garage Faces Front, Concrete, Driveway, Gravel
  • Parking Total: 2.00
Taxes and HOA Information
  • Association Amenities: Clubhouse, Golf Course, Park, Trail(s)
  • Condo Coop Association YN: Yes
Virtual Tour
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Wood
Green Features
  • Green Energy Efficient: Thermostat
Lot Information
  • Lot Features: Level, Private, Views, Wooded
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 123 25200 000
  • Lot Size Area: 4.2
Property and Assessments
  • Construction Materials: Hardboard Siding, Brick
  • Documents Count: 2
  • New Construction: No
  • Possession: Negotiable
  • Property Attached: No
  • Security Features: Smoke Detector(s)
  • Senior Community: No
  • Stories: 1
  • Year Built Details: Existing
Utilities
  • Basement: Crawl Space
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling: Yes
  • Heating: Central
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available, Cable Connected
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Appliances: Gas Oven, Gas Range, Dishwasher, Microwave, Stainless Steel Appliance(s)
  • Fireplace Features: Gas, Living Room
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Interior Features: Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s), High Speed Internet
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
Bedroom Information
  • Main Level Beds: 3
Exterior Features
  • Attached Garage: Yes
  • Covered Spaces: 2.00
  • Exterior Features: No Dock
  • Foundation Details: Brick/Mortar
  • Garage: Yes
  • Patio And Porch Features: Porch, Covered, Deck, Screened
  • Pool Private: No
  • Roof: Shingle
  • View YN: Yes
Room Information
Room 1
  • Room Features: Suite
  • Room Type: Bedroom 1
Room 2
  • Room Features: Bath
  • Room Type: Bedroom 2
Room 3
  • Room Features: Extra Large Closet
  • Room Type: Bedroom 3
Room 4
  • Room Features: Suite
  • Room Type: Master Bathroom
Room 5
  • Room Features: Combination
  • Room Type: Dining Room
Room 6
  • Room Features: Pantry
  • Room Type: Kitchen
Room 7
  • Room Features: Office
  • Room Type: Other Room

Property History for 411 Cumberland Cove Road

DateEvent & SourcePriceAppreciation
Mar 17, 2026

Listed (Active)

REALTRACS #3152460

$497,900—
Mar 15, 2026

Listed (Active)

KAARMLS #1332914

$497,900—
Jun 28, 2021

Closed (Public Record)

Public Record #1464903899

$295,000

+1184.7% / yr

Aug 5, 2020

Closed (Public Record)

Public Record #678241243

$30,000—
DateEvent & SourcePrice
03/17/2026

Listed (Active)

REALTRACS #3152460

$497,900
03/15/2026

Listed (Active)

KAARMLS #1332914

$497,900
06/28/2021

Closed (Public Record)

Public Record #1464903899

$295,000

+1184.7% / yr

08/05/2020

Closed (Public Record)

Public Record #678241243

$30,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 411 Cumberland Cove Road

Taxable ValueLand$7,750Additions$66,975Total$74,725
Tax Record2025$1,988 ($166 / month)
Home Facts
Beds3Total Finished SqFt1,917 SqFtAbove Grade Finished SqFt1,917 SqFtStories1Lot Size182,952 SqFtStyleSingle Family ResidenceYear Built2021CountyPUTNAMAPN123 25200

Schools near 411 Cumberland Cove Road

This home is within Putnam County School District.
Rating
School
Type
Grades
Distance
Burks Middle School
Public - PK to 6
Monterey High School
Public - 7 to 12
Putnam County Vital
Public - PK to 12
White Plains Academy
Public - K to 12
Rating
School
Distance
Burks Middle School
PublicPK to 6

Monterey High School
Public7 to 12

Putnam County Vital
PublicPK to 12

White Plains Academy
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 411 Cumberland Cove Road, Monterey, TN 38574

411 Cumberland Cove Road is a single family home for sale in Monterey, TN 38574. This property was listed for sale on March 16, 2026 by American Way Real Estate, it's currently listed at $497,900. It has been on the market for a total of 7 days and was last sold on June 28, 2021. This listing's school district is Putnam County School District. Nearby schools include Burks Middle School, Monterey High School and Putnam County Vital. 411 Cumberland Cove Road is a 3-bed, 2-bath, 1,917 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of American Way Real Estate, Vickie Loftis (931.510.4143)

Based on information submitted to the MLS GRID as of 03/17/2026 03:24 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.