412 Scarborough St
$319,900
Price
Pending
Pending
Description
Better Than New in Crestview — Model-Home Perfect + 3% VA Loan Assumption! Why wait on new construction when you can have a like-new 2021 home that's already upgraded, landscaped, and truly move-in ready? This 4-bedroom, 2-bath beauty looks straight out of a model home and includes a VA loan assumption at an incredible 3% interest rate for qualified buyers — a game-changing opportunity in today's market! From the moment you arrive, you'll notice the difference: mature landscaping, full gutter system,...Better Than New in Crestview — Model-Home Perfect + 3% VA Loan Assumption! Why wait on new construction when you can have a like-new 2021 home that's already upgraded, landscaped, and truly move-in ready? This 4-bedroom, 2-bath beauty looks straight out of a model home and includes a VA loan assumption at an incredible 3% interest rate for qualified buyers — a game-changing opportunity in today's market! From the moment you arrive, you'll notice the difference: mature landscaping, full gutter system, and thoughtful exterior details set this home apart from the many options around Crestview. Inside, the upgrades continue. Enjoy plantation shutters throughout, enhanced trim work, and an upgraded primary-suite closet system designed for maximum storage and organization. The open-concept layout of this Cali floor-plan feels bright, fresh, and stylish truly better than new. This home also comes with peace of mind built in:
" ADT security system
" Go Pest termite bond + quarterly protection
" Current survey available
" Professional cleaning scheduled after move-out
All the premium touches are already in place without the wait, without the construction dust, and without the extra costs! If you're looking for a home that stands out in Crestview, where inventory is high but quality is rare, this is the one. Don't miss the chance to secure a showcase-ready property AND an unbeatable 3% interest rate. (buyer must have VA eligibility to assume property)
" ADT security system
" Go Pest termite bond + quarterly protection
" Current survey available
" Professional cleaning scheduled after move-out
All the premium touches are already in place without the wait, without the construction dust, and without the extra costs! If you're looking for a home that stands out in Crestview, where inventory is high but quality is rare, this is the one. Don't miss the chance to secure a showcase-ready property AND an unbeatable 3% interest rate. (buyer must have VA eligibility to assume property)
- Listed by The Probst George Group • EXP Realty LLCP: (850)-830-4414 C: (850)-830-4414 EmilyProbst.Realtor@gmail.com
Property Details for 412 Scarborough Street
Zoning
Resid Single Family
Architectural StyleFlorida Cottage
Subdivision NameSHOAL RIVER S/D
LISTING UPDATED: 01/06/2026 08:40 PM
Property Details for 412 Scarborough Street
| Status | Pending |
|---|---|
| MLS # | 989796 |
| Days on Market | 50 |
| Taxes | $4,384 / year |
| HOA Fees | $553 / year |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Detached Single Family |
| Year Built | 2021 |
| Lot Size | - |
| County | Okaloosa County |
Location
Listing Courtesy of EXP Realty LLC
Add your commute
Building Information for 412 Scarborough Street
Stories1Year Built2021Building Size-Lot Size-
Payment Calculator
$1,971 per month
30 year fixed, 6.15% Interest
Principal and Interest
$1,559
Property Taxes
$365
HOA Dues
$46
The Payment Calculator is for illustrative purposes only.
Property Information for 412 Scarborough Street
Summary
Location and General Information
- Community Features: Pavillion/Gazebo, Picnic Area, Pool
- Directions: Take HWY 85 north. Turn right onto Alpin Rd. Turn right onto Okaloosa Lane. Turn left onto Hobson Ave. Turn right onto Scarborough Street. House is on the right.
- MLS Area Minor: 2501 Crestview Southeast
- MLS Area Major: 25 - Crestview Area
- Latitude: 30.730702
- Longitude: -86.532133
- Location Tax and Legal:Sub Area: 2501 Crestview Southeast
- Location Tax and Legal:Elementary School: Riverside
- Location Tax and Legal:Middle School: Shoal River
- Location Tax and Legal:High School: Crestview
- Location Tax and Legal:Legal Description: SHOAL RIVER LANDING PHASE 1 LOT 106
- Project Facilities: PavillionGazebo2, Picnic Area, Pool2
- Garage 2: true
Taxes and HOA
- Association Fee Frequency: Annually
- Association Fee Includes: Management, Master Association, Recreational Faclty
- Association Fee2: $553
- Tax Legal Description: SHOAL RIVER LANDING PHASE 1 LOT 106
- Parcel Number: 27-3N-23-1777-0000-1060
- Association Fee: $0
- Association YN: Yes
- Tax Annual Amount: $4,384
- Listing Info Tax Legal:Last Taxes: $4,384
- Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
- Elementary School: Riverside
- Middle Or Junior School: Shoal River
- High School: Crestview
Parking
- Carport YN: No
- Attached Garage YN: Yes
- Parking Features: Garage
- Garage Spaces: 2.0
- General Property Info:Driveway Spaces: 2.0
- Parking Features: Garage3, Garage Attached
Virtual Tour
- Virtual Tour URL Unbranded: https://www.tourbuzz.net/2362392?idx=1
Property
Lot Information
- Building Area Source: Building Plan
- Lot Size Dimensions: 58x 115x 58x 115
- Lot Size Units: Acres
- Property Condition: Construction Complete
- Lot Features: Covenants, Interior, Level, Sidewalk, Survey Available
- Building Area Total: 1830.0
- General Property Info:SqFt Source: Building Plan
- LotParcel Access: Paved Road
- Lot Features: Covenants, Interior, Level, Sidewalk, Survey Available
Property and Assessments
- Road Surface Type: Paved
- Tax Year: 2024.0
- Floor Plans Count: 0.0
- Property Type: Residential
- Year Built: 2021.0
- Property Sub Type: Detached Single Family
- New Construction YN: No
- General Property Info:Sub-Type: Detached Single Family
- General Property Info:Design: Florida Cottage
- Listing Info Tax Legal:Homestead: false
- Construction Status: Construction Complete
- Construction Siding: Roof Dimensional Shg, Siding CmntFbrHrdBrd, Slab, Trim Vinyl
Utilities
- Sewer: Public Sewer
- Utilities: Electric, Public Water, Underground
- Electric: True
- Utilities: Electric, Public Sewer, Public Water, Underground
- Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect
Interior and Exterior Features
Exterior Features
- Exterior Features: Fenced Back Yard
- Construction Materials: Siding CmntFbrHrdBrd, Trim Vinyl
- Foundation Details: Slab
- Stories: 1.0
- Pool Features: Pool Type
- Patio And Porch Features: Patio Covered
- Fencing: Fenced Privacy
- General Property Info:Pool: Yes
- General Property Info:Pool Type: Community
- Exterior: Fenced Back Yard, Fenced Privacy, Patio Covered
Interior Features
- Heating: Central
- Cooling: Ceiling Fans, Central Air
- Interior Features: Breakfast Bar, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
- Flooring: Floor Vinyl, Floor WW Carpet
- Window Features: Window Treatment All, Double Pane Windows
- Room Type: Living Room, Dining Room, Kitchen, Master Bedroom, Bedroom, Garage, Covered Porch
- Rooms Total: 9.0
- Bathrooms Total Integer: 2.0
- Bathrooms Total Decimal: 2.0
- Bathrooms Total Notational: 2.0
- Cooling YN: Yes
- Heating YN: Yes
- Bedrooms Total: 4.0
- Bathrooms Full: 2.0
- Bathrooms Half: 0.0
- Interior: Breakfast Bar, Floor Vinyl, Floor WW Carpet, Kitchen Island, Pantry, Split Bedroom, WasherDryer Hookup, Window Treatment All
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Smoke Detector, Smooth Stovetop Rnge, StoveOven Electric
Room Information
Room 1
- Room Type: Living Room
- Room Level: First
- Room Length: 16.4
- Room Width: 15.1
- Room Dimensions: 16.4 x 15.1
Room 2
- Room Type: Dining Room
- Room Level: First
- Room Length: 11.0
- Room Width: 10.5
- Room Dimensions: 11 x 10.5
Room 3
- Room Type: Kitchen
- Room Level: First
- Room Length: 18.0
- Room Width: 11.3
- Room Dimensions: 18 x 11.3
Room 4
- Room Type: Master Bedroom
- Room Level: First
- Room Length: 15.0
- Room Width: 12.0
- Room Dimensions: 15 x 12
Room 5
- Room Type: Bedroom
- Room Level: First
- Room Length: 11.8
- Room Width: 11.0
- Room Dimensions: 11.8 x 11
Room 6
- Room Type: Bedroom
- Room Level: First
- Room Length: 11.0
- Room Width: 10.4
- Room Dimensions: 11 x 10.4
Room 7
- Room Type: Bedroom
- Room Level: First
- Room Length: 11.0
- Room Dimensions: 11 x 10.4
Room 8
- Room Type: Garage
- Room Level: First
- Room Length: 20.1
- Room Width: 20.0
- Room Dimensions: 20.1 x 20
Room 9
- Room Type: Covered Porch
- Room Level: First
- Room Length: 5.0
- Room Width: 3.1
- Room Dimensions: 5 x 3.1
Rental
Rent Information
- General Property Info:Immediate Occupancy: true
- Listing Info Tax Legal:Is Subject Leased: false
Property History for 412 Scarborough Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jan 6, 2026 | Pending ECAR #989796 | — | |
| Nov 17, 2025 | Listed (Active) ECAR #989796 | $319,900 | — |
| Sep 28, 2021 | Sold (Public Record) Public Record #1473746824 | $319,900 | — |
| Sep 28, 2021 | Sold ECAR #877322 | $319,900 | — |
| Jul 19, 2021 | Pending ECAR #877322 | — | |
| Jul 19, 2021 | Listed (Active) ECAR #877322 | $319,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 01/06/2026 | Pending ECAR #989796 | — |
| 11/17/2025 | Listed (Active) ECAR #989796 | $319,900 |
| 09/28/2021 | Sold (Public Record) Public Record #1473746824 | $319,900 |
| 09/28/2021 | Sold ECAR #877322 | $319,900 |
| 07/19/2021 | Pending ECAR #877322 | — |
| 07/19/2021 | Listed (Active) ECAR #877322 | $319,900 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 412 Scarborough Street
Taxable ValueLand$47,235Additions$209,296Total$256,531
Tax Record2025$4,072 ($339 / month)
Home Facts
Beds4Total Finished SqFt1,768 SqFtAbove Grade Finished SqFt1,768 SqFtStories1StyleSingle Family ResidenceYear Built2021CountyOKALOOSAAPN27-3N-23-1777-0000-1060
Schools near 412 Scarborough Street
This home is within Okaloosa County School District.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 2 |
Rating | School | Distance |
|---|---|---|
Riverside Elementary School PublicPK to 5 | ||
Shoal River Middle School Public6 to 8 | ||
Crestview High School Public9 to 12 | ||
Southside Center PublicPK to 2 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of EXP Realty LLC
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.