4120 Spring Cove Way

3,152 Sq. Ft.
$405 / Sq. Ft.
3,152
Sq. Ft.
$405
per Sq. Ft.

Description

An incredible opportunity to own a breathtaking waterfront retreat in the McLean Overlake community. Perfectly designed for both everyday living and exceptional entertaining, this beautifully appointed home offers a spacious open floor plan and a three-car garage. The heart of the home is the stunning dream kitchen, featuring stainless steel appliances, a gas cooktop, an oversized center island, a butler’s pantry, and a sunny dining area that flows seamlessly into the inviting great room with a cozy...An incredible opportunity to own a breathtaking waterfront retreat in the McLean Overlake community. Perfectly designed for both everyday living and exceptional entertaining, this beautifully appointed home offers a spacious open floor plan and a three-car garage. The heart of the home is the stunning dream kitchen, featuring stainless steel appliances, a gas cooktop, an oversized center island, a butler’s pantry, and a sunny dining area that flows seamlessly into the inviting great room with a cozy fireplace and custom built-in cabinetry. Unwind in the luxurious primary suite, complete with a custom walk-in closet and a spa-inspired bath designed for total relaxation. A private home office with elegant French doors completes the main level. Upstairs, you’ll find three additional bedrooms and generous storage space to meet all your needs. Step outside and embrace true waterfront living. Enjoy tranquil lake views from the screened porch, host gatherings in the spacious fenced backyard, or cool off at the community pool. Your private covered dock — equipped with a boat lift and jet ski ports — ready for boating adventures. Experience the charming small-town atmosphere of beautiful Belmont while being just moments from uptown Charlotte, premier shopping, dining, and the airport. This is more than a home — it’s a lifestyle.
  1. Listed by Drew Choate • Keller Williams Connected • drew@lwman.com

Property Details for 4120 Spring Cove Way

Architectural Style
Transitional
Waterfront Features
Boat Lift, Covered structure, Dock
View
Water
Parking Features
Attached Garage, Garage Door Opener, Garage Faces Front
Community Features
Clubhouse, Outdoor Pool, Playground, Walking Trails
Subdivision Name
McLean Overlake
LISTING UPDATED: 03/13/2026 02:37 AM

Property Details for 4120 Spring Cove Way

StatusActive
MLS #4353360
Days on Market7
Taxes-
HOA Fees$1,245 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2021
Lot Size0.54 AC / 23,653 SF
CountyGaston County

Location

Listing Courtesy of Keller Williams Connected
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Building Information for 4120 Spring Cove Way

Stories-Year Built2021Building Size-Lot Size0.54 AC / 23,653 SF

Payment Calculator

$6,915 per month

30 year fixed, 6.11% Interest

Principal and Interest

$6,188

Property Taxes

$624

HOA Dues

$104

The Payment Calculator is for illustrative purposes only.

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Property Information for 4120 Spring Cove Way

Summary
Location and General Information
  • Water Body Name: Lake Wylie
  • Longitude: -81.045022
  • Latitude: 35.164001
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Property Matters Realty
  • HOA Phone: 704-861-0833
  • HOA Subject To: Required
  • HOA Annual Expense: $1,245.00
  • Tax Assessed Value: $711,450.00
  • Parcel Number: 302516
  • City Taxes Paid To: Belmont
School Information
  • Middle Or Junior School: Cramerton
  • High School: South Point (NC)
  • Elementary School: New Hope
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 3.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 3152.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 2036
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1116
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 3152.0
  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: No
  • New Construction YN: No
  • Photos Count: 47
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Natural Gas
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock - Floating
  • Fencing: Back Yard, Fenced
  • Construction Materials: Fiber Cement
  • Patio And Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Wall Oven
  • Levels: Two
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Interior Features: Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Sink
  • Fireplace Features: Gas Log, Great Room
  • Fireplace YN: Yes
  • Door Features: French Doors
  • Flooring: Carpet, Hardwood, Tile
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Upper: 3
  • Full Bath Main: 1
  • Full Bath Upper: 2
  • Half Bath Main: 1
Room Information
Room Information
  • Room Count: 10.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Great Room
  • Room Level: Main
Room 3
  • Room Types: Office
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Laundry
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 7
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 8
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 9
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 10
  • Room Types: Bathroom-Full
  • Room Level: Upper

Property History for 4120 Spring Cove Way

DateEvent & SourcePriceAppreciation
Mar 13, 2026

Listed (Active)

CANOPY #4353360

$1,275,000
Nov 30, 2025

Expired

CANOPY #4242903

$1,275,000
Sep 18, 2025

Price Change

CANOPY #4242903

$1,290,000
Jul 7, 2025

Price Change

CANOPY #4242903

$1,325,000
Apr 26, 2025

Listed (Active)

CANOPY #4242903

$1,350,000
Aug 25, 2021

Closed

CANOPY #3702343

$704,134
Apr 13, 2021

Closed (Public Record)

Public Record #1457090164

$237,500
Apr 13, 2021

Closed (Public Record)

Public Record #694864123

$237,500
Feb 11, 2021

Under Contract-No Show

CANOPY #3702343

Jan 26, 2021

Listed (Active)

CANOPY #3702343

$676,154
DateEvent & SourcePrice
03/13/2026

Listed (Active)

CANOPY #4353360

$1,275,000
11/30/2025

Expired

CANOPY #4242903

$1,275,000
09/18/2025

Price Change

CANOPY #4242903

$1,290,000
07/07/2025

Price Change

CANOPY #4242903

$1,325,000
04/26/2025

Listed (Active)

CANOPY #4242903

$1,350,000
08/25/2021

Closed

CANOPY #3702343

$704,134
04/13/2021

Closed (Public Record)

Public Record #1457090164

$237,500
04/13/2021

Closed (Public Record)

Public Record #694864123

$237,500
02/11/2021

Under Contract-No Show

CANOPY #3702343

01/26/2021

Listed (Active)

CANOPY #3702343

$676,154

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4120 Spring Cove Way

Taxable ValueLand$204,820Additions$506,630Total$711,450
Tax Record2025$7,490 ($624 / month)
Home Facts
Beds4Total Finished SqFt3,123 SqFtAbove Grade Finished SqFt3,123 SqFtLot Size23,522 SqFtStyleSingle Family ResidenceYear Built2021CountyGASTONAPN302516

Schools near 4120 Spring Cove Way

This home is within Gaston County School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
New Hope Elementary School
PublicK to 5

Cramerton Middle School
Public6 to 8

Forestview High School
Public9 to 12

South Point High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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4120 Spring Cove Way is a single family home for sale in Belmont, NC 28012. This property was listed for sale on March 13, 2026 by Keller Williams Connected, it's currently listed at $1,275,000. It has been on the market for a total of 7 days and was last sold on August 25, 2021. This listing's school district is Gaston County School District. Nearby schools include New Hope Elementary School, Cramerton Middle School and Forestview High School. 4120 Spring Cove Way is a 4-bed, 4-bath, 3,152 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Connected

Based on information submitted to the MLS GRID as of 03/13/2026 02:37 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.