413 Frances St

1,536 Sq. Ft.
$1,491 / Sq. Ft.
1,536
Sq. Ft.
$1,491
per Sq. Ft.

Description

Take advantage of this major price improvement - now $2,290,000. Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise. Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2...Take advantage of this major price improvement - now $2,290,000. Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise. Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level, with a full master suite and an additional bedroom and bath on the second. Generous off street parking is superb for the historic district location, with room for all full size vehicles and perhaps even 2 cars. From the charming covered front porch, through the open main living area, and on to the pool and deck, the delightful home offers a seamless, integrated living space that is welcoming and ideal to gather and entertain. Expertly crafted renovations with modern design features are highlighted by historic details to remind you of living in Old Town. If lucrative vacation rental income potential is of interest, the home has been rented for over $19,000 mo. A complete package containing a survey, elevation certificate, insurance declaration pages, and other helpful documents available on request.
  1. Listed by Vic Musmanno • Coldwell Banker Schmitt Real Estate Co. (KW)

Property Details for 413 Frances Street

Waterfront
None
Waterfront
No
Zoning
HMDR - Historic Medium Density Residential
Subdivision
Old Town - Unrecord (1.0)
Vehicle Storage
Off Street Parking
Pets
Pets Allowed

Open Houses

Sunday, Mar 29th12:00 PM - 2:00 PM
LISTING UPDATED: 03/25/2026 08:48 PM

Property Details for 413 Frances Street

StatusActive
MLS #618823
Days on Market31
Taxes$14,286 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1924
Lot Size0.04 AC / 1,960 SF
CountyMonroe County

Location

Listing Courtesy of Coldwell Banker Schmitt Real Estate Co. (KW)
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Building Information for 413 Frances Street

Stories2Year Built1924Building Size-Lot Size0.04 AC / 1,960 SF

Payment Calculator

$12,304 per month

30 year fixed, 6.11% Interest

Principal and Interest

$11,114

Property Taxes

$1,191

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 413 Frances Street

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 01 - Key West
  • Absolute Longitude: 81.796232
  • Control Depth: 0
  • Listing Board: Key West Association
  • Side: Median
  • KW Neighborhood: Old Town-N of Truman
  • Mile Marker: 1.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Other Area Features
  • Key/Island: Key West
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • License Info: # of City License: 1
  • Fee Includes: None
  • Furnished: Furnished
  • Tax Year: 2025
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: 39 X 50
  • Acres: 0.04
  • Parcel #: 0000485-0000000
  • Land Size: Less Than 1/4 Acre
  • License Info: Non Trans Rntl Lic
Property and Assessments
  • Legal: Kw Pt Lt 3 Sqr 31 (Pt Lot 1 Pb1-21) G39-456
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Rentals Allowed: Yes
  • Deed Restrictions: No
  • Picture Count: 40
  • Document Count: 1
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
  • Security: Central Station Sys
Utilities
  • Utilities: FKAA, Water Separate Meter, Cable Available, Elect Separate Meter, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: Other: Water Feature
  • Pool Info: Heated: Yes
  • Pool Info: In Ground, Decked, Concrete
  • Porch/Balcony: Open Porch/Balcony, Deck, Patio
Interior and Exterior Features
Interior Features
  • Floor: Tile, Wood
  • Interior Features: Drapes/Blinds Incl, Window Treatments, Built-in Cabinets, Storage, Smoke Alarms, Security System, Dade County Pine, Granite Counter Top, Entrance Foyer, Pantry
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Panel
  • Construction: Frame
  • Dockage: None
  • Exterior Features: Fencing, Water Display, Storage, Privacy Wall/Fence, Lighting
  • Windows/Doors: Double Hung Windows, French Doors
Room Information
  • Specialty Rooms: Laundry Room

Property History for 413 Frances Street

DateEvent & SourcePriceAppreciation
Feb 26, 2026

Price Change

FKMLS #618823

$2,400,000
Feb 26, 2026

Listed (Active)

FKMLS #618823

$2,290,000
Feb 29, 2024

Sold (Public Record)

Public Record #1528735954

$1,875,000

+7.1% / yr

Feb 29, 2024

Sold

FKMLS #607814

$1,875,000
Jan 31, 2024

Pending

FKMLS #607814

Jan 30, 2024

Backup Contract

FKMLS #607814

Dec 20, 2023

Pending

FKMLS #607814

Dec 15, 2023

Listed (Active)

FKMLS #607814

$1,899,000
Mar 12, 2018

Sold (Public Record)

Public Record #618402519

$1,245,000

+6.2% / yr

Mar 12, 2018

Sold

FKMLS #577019

$1,250,000
Feb 28, 2018

Pending

FKMLS #577019

Oct 10, 2017

Listed (Active)

FKMLS #577019

$1,299,000
Jan 19, 2015

Sold

FKMLS #119349

$1,035,000
Jan 16, 2015

Pending

FKMLS #119349

Jan 15, 2015

Sold (Public Record)

Public Record #487770742

$1,030,000

+5.7% / yr

Feb 10, 2014

Listed (Active)

FKMLS #119349

$1,095,000
Aug 14, 2012

Sold (Public Record)

Public Record #337910321

$900,000

+4.7% / yr

Aug 14, 2012

Sold

FKMLS #116547

$900,000
Aug 9, 2012

Pending

FKMLS #116547

Jun 13, 2012

Listed (Active)

FKMLS #116547

$995,000
Oct 23, 2010

Expired

FKMLS #112865

Apr 24, 2010

Listed (Active)

FKMLS #112865

$850,000
Apr 12, 2008

Temp Off Market

FKMLS #107290

Dec 16, 2007

Listed (Active)

FKMLS #107290

$1,375,000
Dec 15, 2007

Expired

FKMLS #104287

Dec 14, 2006

Listed (Active)

FKMLS #104287

$1,375,000
Jun 7, 2006

Expired

FKMLS #100554

Jan 4, 2006

Listed (Active)

FKMLS #100554

$1,695,000
Oct 15, 2005

Cancelled

FKMLS #527790

Apr 18, 2005

Listed (Active)

FKMLS #527790

$1,650,000
May 7, 2004

Sold (Public Record)

Public Record #135041438

$615,000
May 6, 2004

Cancelled

FKMLS #516483

May 5, 2004

Sold

FKMLS #516483

$615,000
May 9, 2003

Listed (Active)

FKMLS #516483

$615,000
DateEvent & SourcePrice
02/26/2026

Price Change

FKMLS #618823

$2,400,000
02/26/2026

Listed (Active)

FKMLS #618823

$2,290,000
02/29/2024

Sold (Public Record)

Public Record #1528735954

$1,875,000

+7.1% / yr

02/29/2024

Sold

FKMLS #607814

$1,875,000
01/31/2024

Pending

FKMLS #607814

01/30/2024

Backup Contract

FKMLS #607814

12/20/2023

Pending

FKMLS #607814

12/15/2023

Listed (Active)

FKMLS #607814

$1,899,000
03/12/2018

Sold (Public Record)

Public Record #618402519

$1,245,000

+6.2% / yr

03/12/2018

Sold

FKMLS #577019

$1,250,000
02/28/2018

Pending

FKMLS #577019

10/10/2017

Listed (Active)

FKMLS #577019

$1,299,000
01/19/2015

Sold

FKMLS #119349

$1,035,000
01/16/2015

Pending

FKMLS #119349

01/15/2015

Sold (Public Record)

Public Record #487770742

$1,030,000

+5.7% / yr

02/10/2014

Listed (Active)

FKMLS #119349

$1,095,000
08/14/2012

Sold (Public Record)

Public Record #337910321

$900,000

+4.7% / yr

08/14/2012

Sold

FKMLS #116547

$900,000
08/09/2012

Pending

FKMLS #116547

06/13/2012

Listed (Active)

FKMLS #116547

$995,000
10/23/2010

Expired

FKMLS #112865

04/24/2010

Listed (Active)

FKMLS #112865

$850,000
04/12/2008

Temp Off Market

FKMLS #107290

12/16/2007

Listed (Active)

FKMLS #107290

$1,375,000
12/15/2007

Expired

FKMLS #104287

12/14/2006

Listed (Active)

FKMLS #104287

$1,375,000
06/07/2006

Expired

FKMLS #100554

01/04/2006

Listed (Active)

FKMLS #100554

$1,695,000
10/15/2005

Cancelled

FKMLS #527790

04/18/2005

Listed (Active)

FKMLS #527790

$1,650,000
05/07/2004

Sold (Public Record)

Public Record #135041438

$615,000
05/06/2004

Cancelled

FKMLS #516483

05/05/2004

Sold

FKMLS #516483

$615,000
05/09/2003

Listed (Active)

FKMLS #516483

$615,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 413 Frances Street

Taxable ValueLand$879,648Additions$788,751Total$1,668,399
Tax Record2024$13,299 ($1,108 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,536 SqFtAbove Grade Finished SqFt1,536 SqFtStories2Lot Size2,060 SqFtStyleSingle Family ResidenceYear Built1924Year Renovated2017CountyMONROEAPN00004850-000000

Schools near 413 Frances Street

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Gerald Adams Elementary School
PublicPK to 5

Monroe Virtual Franchise
Public6 to 12

Key West High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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413 Frances Street is a single family home for sale in Key West, FL 33040. This property was listed for sale on February 26, 2026 by Coldwell Banker Schmitt Real Estate Co. (KW), it's currently listed at $2,290,000. It has been on the market for a total of 31 days and was last sold on February 29, 2024. This listing's school district is Monroe. Nearby schools include Gerald Adams Elementary School, Monroe Virtual Franchise and Key West High School. 413 Frances Street is a 3-bed, 3-bath, 1,536 sqft single family home built in 1924.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Schmitt Real Estate Co. (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.