413 Frances St

1,536 Sq. Ft.
$1,458 / Sq. Ft.
1,536
Sq. Ft.
$1,458
per Sq. Ft.

Description

Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise. Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level,...Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise. Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level, with a full master suite and an additional bedroom and bath on the second. Generous off street parking is superb for the historic district location, with room for all full size vehicles and perhaps even 2 cars. From the charming covered front porch, through the open main living area, and on to the pool and deck, the delightful home offers a seamless, integrated living space that is welcoming and ideal to gather and entertain. Expertly crafted renovations with modern design features are highlighted by historic details to remind you of living in Old Town. If lucrative vacation rental income potential is of interest, the home has been rented for over $19,000 mo. A complete package containing a survey, elevation certificate, insurance declaration pages, and other helpful documents available on request.
  1. Listed by Vic Musmanno • Coldwell Banker Schmitt Real Estate Co. (KW)

Property Details for 413 Frances Street

Waterfront
None
Waterfront
No
Zoning
HMDR - Historic Medium Density Residential
Subdivision
Old Town - Unrecord (1.0)
Vehicle Storage
Off Street Parking
Pets
Pets Allowed
LISTING UPDATED: 06/30/2026 06:51 PM

Property Details for 413 Frances Street

StatusActive
MLS #618823
Days on Market130
Taxes$14,286 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1924
Lot Size0.04 AC / 1,960 SF
CountyMonroe County

Location

Listing Courtesy of Coldwell Banker Schmitt Real Estate Co. (KW)
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Building Information for 413 Frances Street

Stories2Year Built1924Building Size-Lot Size0.04 AC / 1,960 SF

Payment Calculator

$12,353 per month

30 year fixed, 6.36% Interest

Principal and Interest

$11,162

Property Taxes

$1,191

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 413 Frances Street

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 01 - Key West
  • Absolute Longitude: 81.796232
  • Control Depth: 0
  • Listing Board: Key West Association
  • Side: Median
  • KW Neighborhood: Old Town-N of Truman
  • Mile Marker: 1.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Other Area Features
  • Key/Island: Key West
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • License Info: # of City License: 1
  • Fee Includes: None
  • Furnished: Furnished
  • Tax Year: 2025
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: 39 X 50
  • Acres: 0.04
  • Parcel #: 0000485-0000000
  • Land Size: Less Than 1/4 Acre
  • License Info: Non Trans Rntl Lic
Property and Assessments
  • Legal: Kw Pt Lt 3 Sqr 31 (Pt Lot 1 Pb1-21) G39-456
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Rentals Allowed: Yes
  • Deed Restrictions: No
  • Picture Count: 40
  • Document Count: 1
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
  • Security: Central Station Sys
Utilities
  • Utilities: FKAA, Water Separate Meter, Cable Available, Elect Separate Meter, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: Other: Water Feature
  • Pool Info: Heated: Yes
  • Pool Info: In Ground, Decked, Concrete
  • Porch/Balcony: Open Porch/Balcony, Deck, Patio
Interior and Exterior Features
Interior Features
  • Floor: Tile, Wood
  • Interior Features: Drapes/Blinds Incl, Window Treatments, Built-in Cabinets, Storage, Smoke Alarms, Security System, Dade County Pine, Granite Counter Top, Entrance Foyer, Pantry
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Panel
  • Construction: Frame
  • Dockage: None
  • Exterior Features: Fencing, Water Display, Storage, Privacy Wall/Fence, Lighting
  • Windows/Doors: Double Hung Windows, French Doors
Room Information
  • Specialty Rooms: Laundry Room

Property History for 413 Frances Street

DateEvent & SourcePriceAppreciation
Feb 26, 2026

Price Change

FKMLS #618823

$2,400,000
Feb 26, 2026

Price Change

FKMLS #618823

$2,290,000
Feb 26, 2026

Listed (Active)

FKMLS #618823

$2,240,000
DateEvent & SourcePrice
02/26/2026

Price Change

FKMLS #618823

$2,400,000
02/26/2026

Price Change

FKMLS #618823

$2,290,000
02/26/2026

Listed (Active)

FKMLS #618823

$2,240,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 413 Frances Street

Taxable ValueLand$879,648Additions$788,751Total$1,668,399
Tax Record2024$13,299 ($1,108 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,536 SqFtAbove Grade Finished SqFt1,536 SqFtStories2Lot Size2,060 SqFtStyleSingle Family ResidenceYear Built1924Year Renovated2017CountyMONROEAPN00004850-000000

Schools near 413 Frances Street

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Gerald Adams Elementary School
PublicPK to 5

Monroe Virtual Franchise
Public6 to 12

Key West High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

413 Frances Street is a single family home for sale in Key West, FL 33040. This property was listed for sale on February 26, 2026 by Coldwell Banker Schmitt Real Estate Co. (KW), it's currently listed at $2,240,000. It has been on the market for a total of 130 days and was last sold on February 29, 2024. This listing's school district is Monroe. Nearby schools include Gerald Adams Elementary School, Monroe Virtual Franchise and Key West High School. 413 Frances Street is a 3-bed, 3-bath, 1,536 sqft single family home built in 1924.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Schmitt Real Estate Co. (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.