413 Terning Way

Howard Lake, MN 55349

$319,900
Price
3
Beds
1,328 Sq. Ft.
$241 / Sq. Ft.
1,328
Sq. Ft.
$241
per Sq. Ft.
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Description

This like new home is full of warmth, character, and room to grow. Step inside to an inviting living area with large windows and tons of natural light. The kitchen and dining area sit at the heart of the home, offering a comfortable space for everyday living and entertaining. The primary bedroom features its own private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. The partially finished basement is still a blank canvas, ready for your imagination-future...This like new home is full of warmth, character, and room to grow. Step inside to an inviting living area with large windows and tons of natural light. The kitchen and dining area sit at the heart of the home, offering a comfortable space for everyday living and entertaining. The primary bedroom features its own private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. The partially finished basement is still a blank canvas, ready for your imagination-future playroom, media room, or extra storage. The drywall is up, you just need to paint and add flooring! Outside, the property features a large open yard with plenty of space to relax, entertain or garden. This home is ready to welcome its next chapter - come take a look!

Property Details for 413 Terning Way

Subdivision Name
Terning Trails 2
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 12/12/2025 01:39 PM

Property Details for 413 Terning Way

StatusActive
MLS #6820803
Days on Compass7
Taxes$4,373 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2020
Lot Size0.24 AC / 10,454 SF
CountyWright County

Location

Listing Courtesy of Edina Realty, Inc.
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Building Information for 413 Terning Way

Stories-Year Built2020Building Size-Lot Size0.24 AC / 10,454 SF

Payment Calculator

$1,945 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,581

Property Taxes

$364

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 413 Terning Way

Summary
Location and General Information
  • City Name: Howard Lake
  • County Or Parish: Wright
  • County: Wright-MN
  • Directions: From CR 7 SW turn right on 1st street E, right on terning way and house is on the left.
  • Latitude: 45.064856
  • Longitude: -94.047256
  • Map Coordinate: 85-B1
  • City and Location: Howard Lake
  • City and Location Text: Howard Lake(MN)
  • Postal Code: 55349
  • State Or Province: MN
  • Public Survey Township: 118
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $.00
  • Association: No
  • Parcel Number: 109050002080
  • Tax Annual Amount: $4,373.38
  • Tax Legal Description: SECT-02 TWP-118 RANGE-027 TERNING TRAILS PLAT 2 LOT-008 BLOCK-002
  • Tax Other Annual Assessment Amount: $2,316.62
  • Tax Year: 2025
  • Tax With Assessments: 6690
School Information
  • High School District: 1212 - Howard Lake-Waverly-Winsted
  • School District Number: 1212
  • School District Phone: 3205433521
Property
Lot Information
  • Above Grade Fin SQFT: 1328.0
  • Below Grade Fin SQFT: 0.0
  • SQFT Total: 1328.0
  • Living Area Units: Square Feet
  • Lot Size Area: 0.24
  • Lot Size Dimensions: 62x144x91x141
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • SQFT Main Total: 1328
  • Above Grade SqFt Total: 1328
  • Below Grade SqFt Total: 433
Utilities
  • Electric: 200+ Amp Service
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Foundation Area: 1328.0
  • Fuel: Natural Gas
  • Road Frontage Type: City Street
  • Roof: Age 8 Years or Less, Asphalt
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Basement Type: Daylight/Lookout Windows, Drain Tiled, Partially Finished, Sump Pump, Walkout
  • Amenities Unit: In-Ground Sprinkler
  • Bath Desc: Full Primary,Upper Level Full Bath
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total Count: 2
  • Bedrooms Total: 3
  • Fireplaces Total: 0
  • FireplaceYN: No
  • Cooling: Central Air
  • Dining Room Description: Kitchen/Dining Room
  • DP Resource: Yes
  • Garage Square Feet: 864
  • Heating: Forced Air
  • Laundry Features: In Basement, Laundry Room
  • Levels: Three Level Split
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom, Dining Room
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 15x14
  • Room Level: Main
  • Room Type: Living Room
Room 2
  • Room Dimensions: 11x11
  • Room Level: Upper
  • Room Type: Bedroom 2
Room 3
  • Room Dimensions: 11x9
  • Room Level: Upper
  • Room Type: Bedroom 3
Room 4
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Kitchen
Room 5
  • Room Dimensions: 13x13
  • Room Level: Upper
  • Room Type: Bedroom
Room 6
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Dining Room

Property History for 413 Terning Way

DateEvent & SourcePriceAppreciation
Dec 9, 2025

Price Change

NorthStar #6820803

$319,900—
Nov 24, 2025

Price Change

NorthStar #6820803

$325,000—
Nov 24, 2025

Listed (Active)

NorthStar #6820803

—
Mar 6, 2020

Sold (Public Record)

Public Record #1370167315

$222,000—
Mar 6, 2020

Sold (Public Record)

Public Record #666903314

$222,000

+1737.8% / yr

Sep 13, 2018

Sold (Public Record)

Public Record #633206408

$3,000—
Sep 13, 2018

Sold (Public Record)

Public Record #1300029417

$3,000

+20.0% / yr

Nov 10, 2008

Sold (Public Record)

Public Record #258884002

$500—
DateEvent & SourcePrice
12/09/2025

Price Change

NorthStar #6820803

$319,900
11/24/2025

Price Change

NorthStar #6820803

$325,000
11/24/2025

Listed (Active)

NorthStar #6820803

—
03/06/2020

Sold (Public Record)

Public Record #1370167315

$222,000
03/06/2020

Sold (Public Record)

Public Record #666903314

$222,000

+1737.8% / yr

09/13/2018

Sold (Public Record)

Public Record #633206408

$3,000
09/13/2018

Sold (Public Record)

Public Record #1300029417

$3,000

+20.0% / yr

11/10/2008

Sold (Public Record)

Public Record #258884002

$500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 413 Terning Way

Taxable ValueLand$53,700Additions$256,300Total$310,000
Tax Record2025$6,690 ($558 / month)
Home Facts
Beds3Total Finished SqFt1,340 SqFtAbove Grade Finished SqFt1,340 SqFtStories3Lot Size10,454 SqFtStyleSingle Family ResidenceYear Built2019Year Renovated2020CountyWRIGHTAPN109-050-002080

Schools near 413 Terning Way

This home is within Howard Lake-Waverly-Winsted School District.
Rating
School
Type
Grades
Distance
Humphrey Elementary School
Public - PK to 4
Winsted Elementary School
Public - PK to 4
Howard Lake Middle School
Public - 5 to 8
Howard Lake-Waverly-Winsted Sec.
Public - 9 to 12
Rating
School
Distance
Humphrey Elementary School
PublicPK to 4

Winsted Elementary School
PublicPK to 4

Howard Lake Middle School
Public5 to 8

Howard Lake-Waverly-Winsted Sec.
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 413 Terning Way, Howard Lake, MN 55349

413 Terning Way is a single family home for sale in Howard Lake, MN 55349. This property was listed for sale on November 24, 2025 by Edina Realty, Inc., it's currently listed at $319,900. It has been on the market for a total of 7 days and was last sold on March 6, 2020. This listing's school district is Howard Lake-Waverly-Winsted School District. Nearby schools include Humphrey Elementary School, Winsted Elementary School and Howard Lake Middle School. 413 Terning Way is a 3-bed, 2-bath, 1,328 sqft single family home built in 2020.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Edina Realty, Inc.

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/20/2025 01:33 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.