Active
4 beds2,781 sqft

415 Ridgeway Street, St. Joseph, MI 49085

Est: $4,206/moGet pre-approved
Single FamilyProperty Type
0.25 acresLot Size
1930Year Built
$234/sq ftPrice per sq ft
1 carParking Spaces

Description

Lake Life opportunities like this don't come around very often. Nestled in a prime Lake Michigan neighborhood on a charming brick road, this 4 bed 3.5 bath Cape Cod-style home is bursting with potential. Whether you're looking to do your very own renovation or a brand-new custom dream home, this double-lot is ready and subdividable. Walkable to downtown shops and restaurants or two sandy beaches, Tiscornia Park & Jean Klock Park, the historic St. Joseph Pier & Lighthouse as well as the award-winning...Lake Life opportunities like this don't come around very often. Nestled in a prime Lake Michigan neighborhood on a charming brick road, this 4 bed 3.5 bath Cape Cod-style home is bursting with potential. Whether you're looking to do your very own renovation or a brand-new custom dream home, this double-lot is ready and subdividable. Walkable to downtown shops and restaurants or two sandy beaches, Tiscornia Park & Jean Klock Park, the historic St. Joseph Pier & Lighthouse as well as the award-winning Harbor Shores Golf Course. Boaters will love being a block from the West Basin Marina & beautiful SJ River Yacht Club. Spend your summers on the lake and cozy up around the indoor fireplace all winter long. Bring your vision & your imagination--this is the one you've been waiting for.
5 days on Market
  • Listed by: Cindy R Adent 269.208.7456 cynthiaradent@gmail.com • @properties Christie's International R.E.
Last updated: 10/07/2026 09:43 AM • Source: MiRealSource, MLS#: 70562190
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Location

Listing Courtesy of @properties Christie's International R.E.
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Payment Calculator

$4,206 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,470

Property Taxes

$736

HOA Dues

$0

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Property Information for 415 Ridgeway Street

Property Details

  • Taxes: $8,836 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Cape Cod
  • Has View: Yes
  • Waterfront Features: Lake, Public Lake, Water Access Rights
  • Has Waterfront: No

Building Information

  • Stories: 2
  • Year Built: 1930
  • Lot Size: 0.25 AC / 10,890 SF

Summary

Location and General Information
  • Carrier Route: C004
  • Cross Street: Virginia Ct
  • Latitude: 42.12015
  • Longitude: -86.478976
  • MLS Area Major: Saint Joseph (11041)
  • Water Body Name: Lake Michigan
Taxes and HOA
  • Parcel Number: 11-76-1900-0110-00-1
  • Tax Annual Amount: $8,836.00
  • Tax Assessed Value: 226036
  • Tax Year: 2025
School Information
  • High School District: St Joseph
Parking
  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached, Paved

Property

Lot Information
  • Frontage Length: 100.0
  • Lot Size Acres: 0.25
  • Lot Size Area: 10681.0
  • Lot Size Dimensions: 100 x 107
  • Lot Size Units: Square Feet
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Paved
Property and Assessments
  • Above Grade Finished Area: 2781.0
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Units: Square Feet
  • Building Area Total: 2781.0
  • Building Area Units: Square Feet
  • Living Area: 2781.0
  • Living Area Units: Square Feet
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1930
Building Features
  • Construction Materials: Aluminum Siding
  • Foundation Details: Crawl Space, Partial Basement
  • Roof: Composition
  • Stories: 2
  • Total Stories: 2
Farm Information
  • Vegetation: Fruit Trees
Utilities
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available, Cable Available
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Exterior Features: Spa Hottub
  • Fencing: Back Yard, Full
  • Patio And Porch Features: Deck
  • Private Pool: No
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Range, Oven
  • Basement: true
  • Has Basement: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Cooling: Ceiling Fans, Window Units
  • Has Cooling: Yes
  • Heating: Forced Air, Natural Gas
  • Has Heating: Yes
  • Has Fireplace: Yes
  • Total Fireplaces: 2
  • Fireplace Features: Family Room, Living Room
  • Flooring: Carpet, Tile, Wood
  • Laundry Features: Main Level
  • Total Rooms: 12
  • Has Spa: Yes
  • Window Features: Bay Windows

Room Information

Room 1
  • Type: Bedroom 3
  • Level: Upper
  • Dimensions: 13x11
  • Length: 13.0
  • Width: 11.0
Room 2
  • Type: Office
  • Level: Main
  • Dimensions: 17x19
  • Length: 17.0
  • Width: 19.0
Room 3
  • Type: Laundry
  • Level: Main
  • Dimensions: 7x8
  • Length: 7.0
  • Width: 8.0
Room 4
  • Type: Family Room
  • Level: Main
  • Dimensions: 20x13
  • Length: 20.0
  • Width: 13.0
  • Area: 130.0
Room 5
  • Type: Kitchen
  • Level: Main
  • Dimensions: 13x10
  • Length: 13.0
  • Width: 10.0
  • Area: 299.0
Room 6
  • Type: Dining Room
  • Level: Main
  • Dimensions: 13x12
  • Length: 13.0
  • Width: 12.0
  • Area: 156.0
Room 7
  • Type: Living Room
  • Level: Main
  • Dimensions: 13x23
  • Length: 13.0
  • Width: 23.0
  • Area: 56.0
Room 8
  • Type: Bedroom 2
  • Level: Upper
  • Dimensions: 10x8
  • Length: 10.0
  • Width: 8.0
  • Area: 260.0
Room 9
  • Type: Bedroom 4
  • Level: Main
  • Description: Breakfast Nook
  • Dimensions: 13x10
  • Length: 13.0
  • Width: 10.0
  • Area: 100.0
Room 10
  • Type: Bedroom 4
  • Level: Upper
  • Dimensions: 13x21
  • Length: 13.0
  • Width: 21.0
  • Area: 130.0
Room 11
  • Type: Primary Bedroom
  • Level: Main
  • Dimensions: 17.0 x 13.0
  • Length: 17.0
  • Width: 13.0
  • Area: 221.0
Room 12
  • Type: Primary Bathroom
  • Level: Main
  • Dimensions: 12.0 x 12.0
  • Length: 12.0
  • Width: 12.0
  • Area: 144.0

Property History for 415 Ridgeway Street

DateEvent & SourcePriceAppreciation
Oct 2, 2026

Listed (Active)

Michigan Regional Information Center #26052541

$650,000—
Oct 2, 2026

Listed (Active)

Realcomp #69026052541

$650,000—
Oct 2, 2026

Listed (Active)

MiRealSource #70562190

$650,000—
DateEvent & SourcePrice
10/02/2026

Listed (Active)

Michigan Regional Information Center #26052541

$650,000
10/02/2026

Listed (Active)

Realcomp #69026052541

$650,000
10/02/2026

Listed (Active)

MiRealSource #70562190

$650,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 415 Ridgeway Street

Taxable Value

Land

-

Additions

-
Total-

Tax Record

2025

$8,836 ($736 / month)

Home Facts

Beds

4

Baths

3

Total Finished SqFt

2,527 SqFt

Above Grade Finished SqFt

2,527 SqFt

Lot Size

10,585 SqFt

Style

Single Family Residence

Year Built

1930

Year Renovated

1930

Zoning

R1 - B

County

BERRIEN

APN

76-1900-0110-00-1

Schools near 415 Ridgeway Street

This home is within St. Joseph Public Schools.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Clarke School
PublicK to 5

Upton Middle School
Public6 to 8

St. Joseph High School
Public9 to 12

Brown School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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415 Ridgeway Street is a single family home for sale in St. Joseph, MI 49085. This property was listed for sale on October 2, 2026 by @properties Christie's International R.E., it's currently listed at $650,000. It has been on the market for a total of 5 days and was last sold on June 5, 2026. This listing's school district is St. Joseph Public Schools. Nearby schools include Clarke School, Upton Middle School and St. Joseph High School. 415 Ridgeway Street is a 4-bed, 4-bath, 2,781 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of @properties Christie's International R.E.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.