1,280 Sq. Ft.
$937 / Sq. Ft.
1,280
Sq. Ft.
$937
per Sq. Ft.

Description

Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring,...Welcome to this beautifully updated canal-front home in the highly desirable Jolly Roger Estates on Little Torch Key! Offering 3 bedrooms, 2 baths, 1,170 sq ft of living space plus a 110 sq ft flex/office area, this meticulously maintained waterfront home features a desirable split floor plan with an open layout, remodeled kitchen with quartz countertops and LG ThinQ refrigerator and range, large pantry/storage closet, extra built-in cabinets, updated bathrooms with new vanities, fixtures and flooring, new light fixtures and ceiling fans, new luxury vinyl plank flooring throughout, office/flex space overlooking the canal, master suite w/ huge 9'x7' closet, guest room with built-in queen Murphy bed and storage, multiple washer/dryer hookups, and five individual mini-split A/C units for room-by-room comfort. Outdoor features include a metal roof (2017), 60' concrete seawall with 14,000 lb boat lift, deep and wide flow-through canals, no bridges to open water with an under five-minute idle zone out, large outdoor bar and kitchen with built-in KitchenAid grill, screened porch, outdoor shower, privacy-fenced yard, large storage area, oversized parking, 50 amp RV hookup, generator-ready setup, and plenty of room for a pool. Enjoy endless sunset views over the protected salt ponds with no front neighbors (ever!) and an east-facing backyard perfect for sunrise coffees and cooler afternoons! Ideal as a primary residence, vacation home, or investment. Low-cost transferable flood insurance available. Owner is a licensed Florida Realtor(r). No sign on property.
  1. Listed by Maggie Beall • Lokation Real Estate

Property Details for 417 Pirates Road

Waterfront
Canal Front, Salt Ponds
Waterfront
Yes
Zoning
IS - Improved Subivision District
Subdivision
Jolly Roger Estates (28.5)
Directions
US 1 to Pirates Rd. on Little Torch Key.
Vehicle Storage
Open Parking, Trailer Storage, Covered Parking, RV Parking Open, Off Street Parking
Pets
Pets Allowed
LISTING UPDATED: 01/27/2026 04:07 PM

Property Details for 417 Pirates Road

StatusActive
MLS #618340
Days on Market1
Taxes$5,071 / year
HOA Fees$40 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built2001
Lot Size0.14 AC / 6,000 SF
CountyMonroe County

Location

Listing Courtesy of Lokation Real Estate
Add your commute

Building Information for 417 Pirates Road

Stories-Year Built2001Building Size-Lot Size0.14 AC / 6,000 SF

Payment Calculator

$6,270 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,844

Property Taxes

$423

HOA Dues

$3

The Payment Calculator is for illustrative purposes only.

Property Information for 417 Pirates Road

Summary
Location and General Information
  • Waterview: Canal View, Salt Ponds
  • Area: 10 - Little, Middle, Big Torch Keys
  • Absolute Longitude: 81.387668
  • Control Depth: 3
  • Listing Board: Marathon/Lower Keys
  • Side: Ocean
  • Mile Marker: 28.5
  • Marathon Neighborhood: N/A
  • Key/Island: Little Torch Key
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: Yes
  • Association Info: Voluntary Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Furnished: Negotiable
  • Tax Year: 2025
  • Tax Exemptions: Homestead
Property
Lot Information
  • Lot Size: 60 X 100
  • Acres: 0.14
  • SqFt Remarks: Additional under roof flex space approx 110 sq ft
  • Parcel #: 00215250-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: BK 1 LT 8 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR358-388 OR493-875 OR573-118 OR687-137 OR1501-1210 OR1544-1649/50
  • MLS Approved: Y
  • SqFt Source: Seller
  • Flood Zone: AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 61
  • Document Count: 1
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
  • Title: Title Ins - Buyer
Utilities
  • Utilities: FKAA, Water Separate Meter, Elect Separate Meter, Buyer to Verify
  • Pub Sewer HkUp: Yes
  • Species List: Yes
  • Pool: No
  • Porch/Balcony: Open Porch/Balcony, Deck, Screened P/B
Interior and Exterior Features
Interior Features
  • Floor: Vinyl
  • Interior Features: Drapes/Blinds Incl, Quartz Countertops, Built-in Cabinets, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Smoke Alarms, Pantry, Split Bedroom
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Accordion
  • Dockage: Dock Length: 60
  • Dockage: Seawall: Concrete
  • Construction: Modular
  • Dockage: Davits, Boat Lift
  • Exterior Features: Bar, Storage, Privacy Wall/Fence, Outdoor Shower, Outdoor Kitchen, Lighting, Fruit Tree(s), Fencing, Built-in Grill
  • Windows/Doors: Single Hung Windows, Impact Rstnce Window
Room Information
  • Specialty Rooms: Laundry Room, Other, Sun/Florida Room

Property History for 417 Pirates Road

DateEvent & SourcePriceAppreciation
Jan 27, 2026

Listed (Active)

FKMLS #618340

$1,199,000
Jan 6, 2017

Sold (Public Record)

Public Record #588606619

$530,000

+10.3% / yr

Jan 6, 2017

Sold

FKMLS #571435

$530,000
Nov 15, 2016

Pending

FKMLS #571435

Jul 18, 2016

Listed (Active)

FKMLS #571435

$575,000
Feb 21, 2014

Sold

FKMLS #561226

$400,000
Feb 20, 2014

Sold (Public Record)

Public Record #411455190

$400,000

-1.9% / yr

Jan 11, 2014

Pending

FKMLS #561226

May 23, 2013

Listed (Active)

FKMLS #561226

$425,000
Jan 31, 2008

Sold (Public Record)

Public Record #233253428

$450,000
DateEvent & SourcePrice
01/27/2026

Listed (Active)

FKMLS #618340

$1,199,000
01/06/2017

Sold (Public Record)

Public Record #588606619

$530,000

+10.3% / yr

01/06/2017

Sold

FKMLS #571435

$530,000
11/15/2016

Pending

FKMLS #571435

07/18/2016

Listed (Active)

FKMLS #571435

$575,000
02/21/2014

Sold

FKMLS #561226

$400,000
02/20/2014

Sold (Public Record)

Public Record #411455190

$400,000

-1.9% / yr

01/11/2014

Pending

FKMLS #561226

05/23/2013

Listed (Active)

FKMLS #561226

$425,000
01/31/2008

Sold (Public Record)

Public Record #233253428

$450,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 417 Pirates Road

Taxable ValueLand-Additions-Total-
Tax Record2024$4,817 ($401 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,170 SqFtAbove Grade Finished SqFt1,170 SqFtStories2Lot Size6,000 SqFtStyleSingle Family ResidenceYear Built2001Year Renovated2016CountyMONROEAPN00215250-000000

Schools near 417 Pirates Road

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - PK to 5
Charter - 9 to 12
Rating
School
Distance
Sugarloaf School
PublicPK to 8

Key West High School
Public9 to 12

Big Pine Academy
CharterPK to 5

The College Of The Florida Keys Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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417 Pirates Road is a single family home for sale in Summerland Key, FL 33042. This property was listed for sale on January 27, 2026 by Lokation Real Estate, it's currently listed at $1,199,000. It has been on the market for a total of 1 days and was last sold on January 6, 2017. This listing's school district is Monroe. Nearby schools include Sugarloaf School, Key West High School and Big Pine Academy. 417 Pirates Road is a 3-bed, 2-bath, 1,280 sqft single family home built in 2001.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Lokation Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.