4190 SW 103rd Street Rd

Ocala, FL 34476

$589,500
Price
4
Beds
3,366 Sq. Ft.
$175 / Sq. Ft.
3,366
Sq. Ft.
$175
per Sq. Ft.
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Description

Welcome to refined Florida living in this beautifully crafted custom home located in the desirable Ocala Waterway Estates. From the moment you arrive, you’ll notice the difference—this is not your typical cookie-cutter property. With timeless curb appeal, manicured landscaping, and a grand presence, this home offers character, space, and quality that new construction simply can’t replicate. Offering approximately 3,366 square feet of thoughtfully designed living space, this residence features 4 bedrooms...Welcome to refined Florida living in this beautifully crafted custom home located in the desirable Ocala Waterway Estates. From the moment you arrive, you’ll notice the difference—this is not your typical cookie-cutter property. With timeless curb appeal, manicured landscaping, and a grand presence, this home offers character, space, and quality that new construction simply can’t replicate. Offering approximately 3,366 square feet of thoughtfully designed living space, this residence features 4 bedrooms and 4 full bathrooms, providing flexibility for a variety of living arrangements, guests, or multi-generational use. Step through the stately double-door entry into a light-filled, open floor plan with soaring ceilings and elegant finishes. The spacious great room is the heart of the home, complete with a gas fireplace and expansive views of the private screened-in pool and spa—perfect for entertaining or relaxing evenings. The chef’s kitchen is designed for both function and style, featuring custom cabinetry, stainless steel appliances, a large breakfast bar, and seamless flow into the breakfast nook and living area. The primary suite offers a true retreat with a tray ceiling, propane fireplace, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, separate walk-in shower, and a generous walk-in closet. Three additional bedrooms and three full bathrooms provide ample space and privacy throughout the home. This property is packed with features rarely found in newer homes, including dual A/C units for zoned climate control, a newer roof (approximately 3 years old), extensive interior and exterior storage, a detached 14x21 workshop with power and air—ideal for hobbies, projects, or creative space, a 45x12 reinforced RV pad with dual 50-amp hookups, and a 3-car garage. The backyard extends beyond the existing fence line, offering additional usable space, along with underground drainage for added functionality. Conveniently located near schools, shopping, dining, I-75, and the Florida Greenway, this home offers both accessibility and privacy without the restrictions of an HOA. If you’ve been searching for a home with space, character, and true versatility, this is a rare opportunity to own something that stands apart from the rest.
  1. Listed by Betti Silverman • Brokerage DRE #1070651 • LOT & BLOCK REALTY
    P: (352)-484-1326 C: (352)-484-1326 BettiRealtor@gmail.com

Property Details for 4190 Southwest 103rd Street Road

Architectural Style
Ranch
Subdivision Name
OCALA WATERWAY ESTATE
Township
16S
Garage Spaces
3
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 06/17/2026 06:55 AM

Property Details for 4190 Southwest 103rd Street Road

StatusActive
MLS #OM726736
Days on Market8
Taxes$4,227 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.46 AC / 20,038 SF
CountyMarion County
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Location

Listing Courtesy of LOT & BLOCK REALTY
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Building Information for 4190 Southwest 103rd Street Road

Stories1Year Built2006Building Size-Lot Size0.46 AC / 20,038 SF

Payment Calculator

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$3,290 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,938

Property Taxes

$352

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4190 Southwest 103rd Street Road

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 6059.0
  • Building Area Units: Square Feet
  • Direction Faces: North
  • Directions: 49th Ave to 103rd Street, home on the right
  • Elementary School: Hammett Bowen Jr. Elementary
  • Middle Or Junior School: Liberty Middle School
  • High School: West Port High School
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 4190
  • Street Direction Prefix: SW
  • Street Name: 103RD STREET
  • Street Suffix: ROAD
  • State: FL
  • City: OCALA
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: None
  • Association: No
  • CDD: No
  • Tax Block: 11
  • Tax Book Number: K-052OCALA
  • Tax Legal Description: SEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 11 LOT 16
  • Tax Lot: 16
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Cleared
  • Lot Size Dimensions: 100 x 200
  • Parcel Number: 3578011016
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: R1
  • Living Area: 3366
  • Lot Dimensions: 100 x 200
Property and Assessments
  • Year Built Numeric: 2006
  • Flood Zone Code: X
  • Flood Zone Date: 04-19-2017
  • Flood Zone Panel: 12083C0704E
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 21E
  • Public Survey Section: 27
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Electricity Connected, Public, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block
  • Exterior Features: Irrigation System, Private Mailbox, Storage
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Shed(s), Workshop
  • Patio And Porch Features: Rear Porch, Screened
  • Pool Features: Heated, In Ground, Screen Enclosure
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Security System
  • Spa Features: Heated, In Ground
  • Spa: Yes
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 4
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace Features: Gas, Living Room, Master Bedroom
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Heating: Central, Electric
  • Interior Features: Cathedral Ceiling(s), Central Vacuum, Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Laundry Features: Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 8.0
  • Water View: No
  • Window Features: Blinds, Shutters
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0

Property History for 4190 Southwest 103rd Street Road

DateEvent & SourcePriceAppreciation
Jun 16, 2026

Listed (Active)

MFRMLS #OM726736

$589,500—
Apr 9, 2026

Withdrawn

MFRMLS #OM712272

$595,000—
Oct 27, 2025

Listed (Active)

MFRMLS #OM712272

$595,000—
DateEvent & SourcePrice
06/16/2026

Listed (Active)

MFRMLS #OM726736

$589,500
04/09/2026

Withdrawn

MFRMLS #OM712272

$595,000
10/27/2025

Listed (Active)

MFRMLS #OM712272

$595,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4190 Southwest 103rd Street Road

Taxable ValueLand$48,500Additions$243,989Total$292,489
Tax Record2025$4,493 ($374 / month)
Home Facts
Beds4Baths3Total Finished SqFt3,366 SqFtAbove Grade Finished SqFt3,366 SqFtStories1Lot Size20,038 SqFtStyleSingle Family ResidenceYear Built2006Year Renovated2014ZoningR1CountyMARIONAPN3578-011-016

Schools near 4190 Southwest 103rd Street Road

This home is within Marion.
Rating
School
Type
Grades
Distance
Hammett Bowen Jr. Elementary School
Public - PK to 5
Liberty Middle School
Public - 6 to 8
West Port High School
Public - 9 to 12
Ina A.Colen Academy
Charter - K to 8
Rating
School
Distance
Hammett Bowen Jr. Elementary School
PublicPK to 5

Liberty Middle School
Public6 to 8

West Port High School
Public9 to 12

Ina A.Colen Academy
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4190 Southwest 103rd Street Road, Ocala, FL 34476

4190 Southwest 103rd Street Road is a single family home for sale in Ocala, FL 34476. This property was listed for sale on June 16, 2026 by LOT & BLOCK REALTY, it's currently listed at $589,500. It has been on the market for a total of 8 days and was last sold on April 15, 2015. This listing's school district is Marion. Nearby schools include Hammett Bowen Jr. Elementary School, Liberty Middle School and West Port High School. 4190 Southwest 103rd Street Road is a 4-bed, 4-bath, 3,366 sqft single family home built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LOT & BLOCK REALTY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.