42 Cliftwood Rd

Palmyra, VA 22963

$695,000
Price
3
Beds
2,268 Sq. Ft.
$306 / Sq. Ft.
2,268
Sq. Ft.
$306
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where...Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat and settle in time for summer on the water.
  1. Listed by HELEN ASCOLI • Brokerage DRE #226020130 • NEST REALTY GROUP
    P: (434)-996-2225 C: (434)-996-2225 helen.ascoli@nestrealty.com

Property Details for 42 Cliftwood Road

Ownership
Other
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Cape Cod
Levels/Stories
1.5
Waterfront
Yes
Views
Water, Trees/Woods
LISTING UPDATED: 06/17/2026 06:40 AM

Property Details for 42 Cliftwood Road

StatusActive
MLS #678194
Days on Market9
Taxes$4,605 / year
HOA Fees$1,464 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached
Year Built1996
Lot Size1.83 AC / 79,714 SF
CountyFluvanna County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of NEST REALTY GROUP, HELEN ASCOLI
Add your commute

Building Information for 42 Cliftwood Road

Stories-Year Built1996Building Size-Lot Size1.83 AC / 79,714 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$3,969 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,463

Property Taxes

$384

HOA Dues

$122

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 42 Cliftwood Road

Location
Location
  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140888891
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CENTRAL (FLUVANNA VA)
  • Middle Or Junior School: FLUVANNA (FLUVANNA VA)
  • MiddleSchoolSource: Listing Agent
  • High School: FLUVANNA (FLUVANNA VA)
  • HighSchoolSource: Listing Agent
  • County: FLUVANNA
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Oriented: Yes
  • Water Body Type: Lake
Association / Community Info
Association / Community Info
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Pool(s), Management, Snow Removal, Trash
  • HOA Condo Coop Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Community Center, Golf Club, Lake, Swimming Pool, Soccer Field, Jog/Walk Path
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2026
  • Historic: No
  • Zoning: R-4
  • Zoning Dscrp: Residential
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 1
Rooms
  • Room List: Living Room, Kitchen, Foyer, Breakfast Room, Laundry, Recreation Room, Bonus Room, Full Bath, Half Bath, Additional Bedroom
  • Stories: Main
Rooms Information
Room 1
  • Room Type: Recreation Room
  • Room Length: 17.0
  • Room Width: 13.0
  • Room Level: Basement
  • Room Exists: Yes
  • Room Dimensions: 16'7x13'5"
Room 2
  • Room Type: Bonus Room
  • Room Length: 17.0
  • Room Width: 12.0
  • Room Level: Basement
  • Room Exists: Yes
  • Room Dimensions: 16'9x12'1"
Room 3
  • Room Type: Half Bath
  • Room Length: 3.0
  • Room Width: 7.0
  • Room Level: Basement
  • Room Exists: Yes
  • Room Dimensions: 3'0x7'1"
Room 4
  • Room Type: Additional Bedroom
  • Room Length: 13.0
  • Room Width: 16.0
  • Room Level: Second
  • Room Exists: Yes
  • Room Dimensions: 12'6"x15'7
Room 5
  • Room Type: Full Bath
  • Room Length: 7.0
  • Room Width: 7.0
  • Room Level: Second
  • Room Exists: Yes
  • Room Dimensions: 7'2x6'6"
Room 6
  • Room Type: Additional Bedroom
  • Room Length: 14.0
  • Room Width: 13.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 13'6x13'3"
Room 7
  • Room Type: Living Room
  • Room Length: 17.0
  • Room Width: 15.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 17'5x14'8"
Room 8
  • Room Type: Breakfast Room
  • Room Length: 9.0
  • Room Width: 14.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 9'3"x14'2"
Room 9
  • Room Type: Kitchen
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 11'5"x12'4
Room 10
  • Room Type: Laundry
  • Room Length: 3.0
  • Room Width: 6.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 2'8"x5'11"
Room 11
  • Room Type: Half Bath
  • Room Length: 3.0
  • Room Width: 5.0
  • Room Level: First
  • Room Exists: Yes
  • Room Dimensions: 2'8"x5'0
Room 12
  • Room Type: Foyer
  • Room Length: 8.0
  • Room Width: 4.0
  • Room Level: Second
  • Room Exists: Yes
  • Room Dimensions: 7'9"x3'10"
Room 13
  • Room Level: First
Room 14
  • Room Level: First
Building Info
Building Info
  • Building Total SQFT: 2746
  • Total Finished SQFT: 2,268.00
  • Total Finished SQFT Source: Assessor
  • Total Finished SQFT Units: Square Feet
  • Total SQFT: 2,268.00
  • Total SQFT Source: Assessor
  • Construction Materials: Vinyl Siding
  • Roof: Composition, Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8050/2083/2550/805020832550_512_384_VNAnMjgT5ntDZnij.jpg
  • Wall and Ceiling Types: High
  • Flooring Type: Carpet, Hardwood, Other
  • Basement Type: Full, Partially Finished, Walkout Level, Windows
  • Foundation Details: Block
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
  • # Bathrooms Full: 2
  • # Bathrooms Half: 2
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Features: Trees/Wooded, Private
  • Sign On Property: Yes
  • Parcel ID: 18269046
Interior Features
Interior Features
  • Interior Features: Entry Level Bedroom, Primary Bath(s)
  • View: Trees Woods, Water
Exterior Features
Exterior Features
  • Exterior Features: Other
Utilities
Utilities
  • Utilities: Cable Available, Fiber Optic Available, Propane
  • Heating: Yes
  • Cooling: No
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Central
  • Heating Fuel: Electric, Propane - Owned
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Electric Service: Underground
  • Internet Services: Cable, Fiber Optic
Confidential Data
Listing Office
  • List Agent AOR: Charlottesville Area Association of REALTORS (VA)

Property History for 42 Cliftwood Road

DateEvent & SourcePriceAppreciation
Jun 8, 2026

Listed (Active)

CAAR #678194

$695,000—
Jun 8, 2026

Listed (Active)

BRIGHT #678194

$695,000—
May 22, 2026

Expired

BRIGHT #663466

—
DateEvent & SourcePrice
06/08/2026

Listed (Active)

CAAR #678194

$695,000
06/08/2026

Listed (Active)

BRIGHT #678194

$695,000
05/22/2026

Expired

BRIGHT #663466

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 42 Cliftwood Road

Taxable ValueLand$243,300Additions$366,600Total$609,900
Tax Record2024$4,574 ($381 / month)
Home Facts
Beds3Baths3Total Finished SqFt1,654 SqFtAbove Grade Finished SqFt1,654 SqFtStories2Lot Size79,845 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated2005ZoningR-4CountyFLUVANNAAPN18A 12 181

Schools near 42 Cliftwood Road

This home is within Fluvanna County Public Schools.
Rating
School
Type
Grades
Distance
Central Elementary School
Public - PK to 2
Carrysbrook Elementary
Public - 3 to 4
Fluvanna Middle
Public - 5 to 7
Fluvanna County High School
Public - 8 to 12
Rating
School
Distance
Central Elementary School
PublicPK to 2

Carrysbrook Elementary
Public3 to 4

Fluvanna Middle
Public5 to 7

Fluvanna County High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

More information about 42 Cliftwood Road, Palmyra, VA 22963

42 Cliftwood Road is a single family home for sale in Palmyra, VA 22963. This property was listed for sale on June 8, 2026 by NEST REALTY GROUP, it's currently listed at $695,000. This listing's school district is Fluvanna County Public Schools. Nearby schools include Central Elementary School, Carrysbrook Elementary and Fluvanna Middle. 42 Cliftwood Road is a 3-bed, 4-bath, 2,268 sqft single family home built in 1996.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of NEST REALTY GROUP, HELEN ASCOLI

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.