Last Sold Price
3 beds1,460 sqft$318/sqft
420 Ketch Rd, St. Cloud, FL 34771

Description

Open layout! Nestled on NEARLY AN ACRE shaded by beautiful mature oaks, this 2023 CUSTOM-BUILT 3-bedroom, 2-bath home offers a rare blend of PRIVACY and WATERFRONT living. With direct access to Lake Toho, you can enjoy boating, fishing, or simply relaxing by the water’s edge. NO HOA, you’re free to store your RV, boat, or camper right at home. Inside, the OPEN LAYOUT is filled with natural light and designed for everyday comfort. A spacious kitchen with GRANITE COUNTERS and a LARGE ISLAND flows into...Open layout! Nestled on NEARLY AN ACRE shaded by beautiful mature oaks, this 2023 CUSTOM-BUILT 3-bedroom, 2-bath home offers a rare blend of PRIVACY and WATERFRONT living. With direct access to Lake Toho, you can enjoy boating, fishing, or simply relaxing by the water’s edge. NO HOA, you’re free to store your RV, boat, or camper right at home. Inside, the OPEN LAYOUT is filled with natural light and designed for everyday comfort. A spacious kitchen with GRANITE COUNTERS and a LARGE ISLAND flows into the living area, making it ideal for entertaining or quiet evenings in. The primary suite includes a CUSTOM WALK-IN closet, while modern upgrades like surround sound wiring and internet connections throughout the home add convenience. Step outside to a SCREENED PORCH overlooking the expansive backyard. The perfect setting for family gatherings or peaceful mornings surrounded by nature. There’s plenty of room to add a dock and make the most of your lakefront lifestyle, with a PUBLIC BOAT RAMP just minutes away for added ease. Located close to LAKE NONA, shopping, dining, and major highways, this home combines privacy, freedom, and the beauty of true waterfront living. Welcome to your new home in St. Cloud!
LISTING CLOSED: 02/06/2026 12:00 AM

  1. Listed by Matthew Blanco • Brokerage DRE #1059225 • MARK SPAIN REAL ESTATE
    P: (305) 484-4081 C: (305) 484-4081 mattgblanco4@gmail.com

Property Details for 420 Ketch Road

Status
MLS #
TB8435477
Days on Market
63
Taxes
$6,220 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
2023
Lot Size
0.91 AC / 39,640 SF
Subdivision Name
RUNNYMEDE NORTH HALF TOWN OF
Township
25S
Garage Spaces
2
Waterfront
Yes
Water View
Lake

Recent comparable sales

Median sold price

$375,000

Avg days on market

110

Sale-to-list ratio

93.9%

St. Cloud, FL

9 comparable properties found

a view of a house with backyard and a tree
1/2
1

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Bedrooms
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Square Feet
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Acres
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3
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1,483
Square Feet
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a front view of a house with garden
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Sold 02/20/26

3
Bedrooms
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Square Feet
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Acres
a view of backyard of house and car parked in front of house
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5

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Sold 01/03/25

3
Bedrooms
1,483
Square Feet
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Acres
$393,000 | 5359 Douglas Fir Drive, St. Cloud, FL 34771
1/2
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3
Bedrooms
1,672
Square Feet
0.13
Acres
$388,000 | 671 Sugarbush Street, St. Cloud, FL 34771
1/2
7

$388,000

Sold 09/17/24

3
Bedrooms
1,672
Square Feet
0.13
Acres
a front view of house with yard and outdoor seating
1/2
8

$387,000

Sold 09/06/24

3
Bedrooms
1,227
Square Feet
0.74
Acres
front view of a house
1/2
9

$375,000

Sold 01/20/26

3
Bedrooms
1,672
Square Feet
0.17
Acres

Location

Listing Courtesy of MARK SPAIN REAL ESTATE, Matthew Blanco

Sold By SUNCASTLES R.E. OF FL., INC., Lauren Larson

Add your commute

Building Information for 420 Ketch Road

Stories1Year Built2023Building Size-Lot Size0.91 AC / 39,640 SF

Payment Calculator

$2,882 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,364

Property Taxes

$518

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Rocket Mortgage1

Property Information for 420 Ketch Road

Summary
Location and General Information
  • Building Area Source: Owner
  • Building Area Total: 1916.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: Take exit 22 Narcoossee Rd. R onto Narcoossee and continue south. R onto Lillian Black Road. R on Ketch Rd
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 420
  • Street Name: KETCH
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Tax Block: 9
  • Tax Book Number: 6074
  • Tax Legal Description: TOWN OF RUNNYMEDE PB 1 PGS 4 & 5 COM AT NE COR OF LOT 7 BLK 9, S 100 FT MOL ALONG W LINE OF KETCH RD R/W TO S LINE OF LOT 7, N81-32-07W 349.88 FT MOL TO E LAKE TOHO, N 100 FT MOL, S81-22-11E 100.67 FT, N08-59-38E 6.31 FT, S81-00-22E 100.20 FT, S08-59 -38W 6.94 FT, S81-22-11E 149.02 FT TO W LINE OF KETCH RD R/W AND TO POB
  • Tax Lot: 7
  • Tax Year: 2024
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 292531491000090072
  • Total Acreage: 1/2 to less than 1
  • Water Access: Lake
  • Water Access: Yes
  • Water Body Name: LAKE TOHO
  • Water Extras: No
  • Zoning: RES
  • Living Area: 1460
Property and Assessments
  • Year Built Numeric: 2023
  • Flood Zone Code: AE
  • Homestead: Yes
  • New Construction: No
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 31E
  • Public Survey Section: 29
Utilities
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Lighting, Private Mailbox, Sidewalk
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Rear Porch, Screened
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Features: Lake Front
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Luxury Vinyl, Tile
  • Heating: Central, Electric
  • Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
  • Laundry Features: Inside
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Room Count: 4.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Pets Allowed: Yes

Property History for 420 Ketch Road

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Sold (Public Record)

Public Record #1929203098

$465,000
Feb 6, 2026

Sold

MFRMLS #TB8435477

$465,000
Dec 12, 2025

Pending

MFRMLS #TB8435477

DateEvent & SourcePrice
02/06/2026

Sold (Public Record)

Public Record #1929203098

$465,000
02/06/2026

Sold

MFRMLS #TB8435477

$465,000
12/12/2025

Pending

MFRMLS #TB8435477

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 420 Ketch Road

Taxable ValueLand$211,700Additions$234,100Total$445,800
Tax Record2025$6,323 ($527 / month)
Home Facts
Beds3Total Finished SqFt1,460 SqFtAbove Grade Finished SqFt1,460 SqFtStories1Lot Size39,640 SqFtStyleSingle Family ResidenceYear Built2023CountyOSCEOLAAPN292531491000090072

Schools near 420 Ketch Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 420 Ketch Road, St. Cloud, FL 34771
$465,000
3
1,460
39,640
$116,500
3
2,001
44,779
4
2
1,718
159,865
$87,000
43,647
$87,500
784
43,560
4
2
1,628
30,056

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of MARK SPAIN REAL ESTATE, Matthew Blanco

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/09/2026 05:15 PM