4228 Ridge Water Rd

3,083 Sq. Ft.
$470 / Sq. Ft.
3,083
Sq. Ft.
$470
per Sq. Ft.

Description

Set along the main channel of the Tennessee River and Fort Loudoun Lake, this custom-built home, designed from a Southern Living floor plan, offers a quiet sense of luxury, where every space is shaped by light, views, and intention. Inside, the vaulted great room unfolds with a wall of windows that frame the water and distant Great Smoky Mountains, creating a backdrop that shifts beautifully throughout the day. The home's layout is both graceful and functional, designed for seamless main-level living...Set along the main channel of the Tennessee River and Fort Loudoun Lake, this custom-built home, designed from a Southern Living floor plan, offers a quiet sense of luxury, where every space is shaped by light, views, and intention. Inside, the vaulted great room unfolds with a wall of windows that frame the water and distant Great Smoky Mountains, creating a backdrop that shifts beautifully throughout the day. The home's layout is both graceful and functional, designed for seamless main-level living with spaces that feel open, yet inviting. Recent updates, including new carpet and thoughtfully selected light fixtures ,add a fresh, understated sophistication while preserving the home's timeless character. Also the updated kitchen, finished with quartz countertops, beautiful backsplash, and stainless appliances, opens to a screened porch, an inviting place to begin the day or unwind in the evening. The primary suite offers a sense of retreat, with private access to the deck and uninterrupted views of the water. Additional guest rooms are generously sized, while a spacious bonus room and unfinished attic space present an opportunity to expand or tailor the home to your needs over time. Outdoors, the setting speaks for itself. The natural beauty of the lake creates a sense of calm and privacy, with the potential to add or enhance a private dock, allowing for a more seamless connection to the water. Whether enjoyed as a full-time residence or a second home escape, this property offers a rare balance, refined yet relaxed, elevated yet entirely livable. A home to arrive at, and never quite want to leave.
  1. Listed by Jessica Mace • Realty Executives Associates
  2. Listed by Brittany Reece • Realty Executives Associates

Property Details for 4228 Ridge Water Road

Architectural Style
Traditional
Subdivision Name
Ridgewater
View
Mountain(s)
Waterfron Features
Lake Front
Waterfront
Yes
LISTING CLOSED: 06/30/2026 01:00 AM

Property Details for 4228 Ridge Water Road

StatusClosed
MLS #3255682
Days on Market9
Taxes$4,178 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1998
Lot Size0.86 AC / 37,461 SF
CountyBlount County

Location

Listing Courtesy of Realty Executives Associates, Jessica Mace; Realty Executives Associates, Brittany Reece

Sold By Realty Executives Associates, Wesley C. Shotwell

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Building Information for 4228 Ridge Water Road

Stories2Year Built1998Building Size-Lot Size0.86 AC / 37,461 SF

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OriginPoint Mortgage or Rocket Mortgage1

$7,574 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,226

Property Taxes

$348

HOA Dues

$0

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Property Information for 4228 Ridge Water Road

Summary
Location and General Information
  • Directions: Take Topside-rt on Louisville Rd, Right on Old Lowes Ferry Rd, Left on Lowes Ferry Rd, Right on Holston Rd, right on Gravelly hills, Right on Ridge water Property is near end of road before cul-de-sac
  • Elementary School: Middlesettlements
  • High School: William Blount High School
  • Levels: Two
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Middle Or Junior School: Union Grove Middle School
  • Mlg Can View: Yes
  • Topography: Other,Level,Rolling Slope
Parking
  • Garage Spaces: 2.00
  • Parking Features: Garage Door Opener, Garage Faces Side
  • Parking Total: 2.00
Virtual Tour
Property
Building Information
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Assessor
  • Building Area Units: Square Feet
  • Flooring: Carpet, Wood, Laminate, Tile
Lot Information
  • Lot Features: Other, Level, Rolling Slope
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 014 01910 000
  • Lot Size Area: 0.86
Property and Assessments
  • Construction Materials: Frame, Stone, Other
  • Documents Count: 3
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Attached: No
  • Security Features: Smoke Detector(s)
  • Senior Community: No
  • Stories: 2
  • Year Built Details: Existing
Utilities
  • Basement: Crawl Space
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling: Yes
  • Heating: Central, Electric
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Oven, Washer
  • Fireplace Features: Wood Burning
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
Exterior Features
  • Attached Garage: No
  • Covered Spaces: 2.00
  • Exterior Features: No Dock
  • Garage: Yes
  • Patio And Porch Features: Deck, Porch, Covered
  • Pool Private: No
  • View YN: Yes
Room Information
Room 1
  • Room Type: Bedroom 1
Room 2
  • Room Features: Formal
  • Room Type: Dining Room
Room 3
  • Room Features: Eat-in Kitchen
  • Room Type: Kitchen
Room 4
  • Room Features: Great Room
  • Room Type: Living Room
Room 5
  • Room Features: Utility Room
  • Room Type: Other Room

Property History for 4228 Ridge Water Road

DateEvent & SourcePriceAppreciation
Jun 30, 2026

Closed

REALTRACS #3255682

$1,450,000—
Jun 30, 2026

Closed

KAARMLS #1339824

$1,450,000—
May 15, 2026

Contract - Not Showing

REALTRACS #3255682

—
DateEvent & SourcePrice
06/30/2026

Closed

REALTRACS #3255682

$1,450,000
06/30/2026

Closed

KAARMLS #1339824

$1,450,000
05/15/2026

Contract - Not Showing

REALTRACS #3255682

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4228 Ridge Water Road

Taxable ValueLand$62,500Additions$200,275Total$262,775
Tax Record2025$4,178 ($348 / month)
Home Facts
Beds0Total Finished SqFt2,803 SqFtAbove Grade Finished SqFt2,803 SqFtStories2Lot Size37,462 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated2008ZoningR-1CountyBLOUNTAPN014 01910Fireplace TypeHas Fireplace

Schools near 4228 Ridge Water Road

This home is within Blount County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
Middlesettlements Elementary School
PublicPK to 5

Union Grove Middle School
Public6 to 8

William Blount High School
Public9 to 12

Samuel Everett School of Innovation
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realty Executives Associates, Jessica Mace; Realty Executives Associates, Brittany Reece

Based on information submitted to the MLS GRID as of 07/01/2026 01:03 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.