428 Captains Cir

Destin, FL 32541

$1,575,000
Price
3
Beds
3,408 Sq. Ft.
$462 / Sq. Ft.
3,408
Sq. Ft.
$462
per Sq. Ft.
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a front view of a house with a garden
428 Captains Circle - Regatta Bay
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428 Captains Circle - Regatta Bay
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428 Captains Circle - Regatta Bay
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428 Captains Circle - Regatta Bay
a living room with furniture and a fireplace
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a view of a dining room with furniture wooden floor and chandelier
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428 Captains Circle - Regatta Bay
a kitchen with granite countertop a sink stainless steel appliances and cabinets
a large kitchen with kitchen island a stove a sink and a dining table
a kitchen with granite countertop a stove and a sink
428 Captains Circle - Regatta Bay
a kitchen with stainless steel appliances a sink and a refrigerator
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a view of swimming pool with patio
428 Captains Circle - Regatta Bay
428 Captains Circle - Regatta Bay
428 Captains Circle - Regatta Bay
a lobby with furniture and floor to ceiling window
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428 Captains Circle - Regatta Bay
428 Captains Circle - Regatta Bay
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428 Captains Circle - Regatta Bay
a living room with furniture and a ceiling fan
a bathroom with a sink and a mirror
a spacious bathroom with double sink and a mirror
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a bathroom with a sink and a mirror
428 Captains Circle - Regatta Bay
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a utility room with sink dryer and washer
428 Captains Circle - Regatta Bay
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428 Captains Circle - Regatta Bay
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Regatta Bay
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a view of a park with a slide
Regatta Bay
a view of a tennis court
Regatta Bay

Description

Under contract w/ Kick Out Clause, seller will consider other offers. Nestled on a premier homesite in Regatta Bay with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet...Under contract w/ Kick Out Clause, seller will consider other offers. Nestled on a premier homesite in Regatta Bay with lake and golf course views, this single-level estate exudes European charm. The home features two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, 2.5 bathrooms, and a dedicated office. Walk in to the stunning 35-foot wall of windows showing off the sparkling pool and private back yard, and seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef's dream, equipped with high-end Caf© appliances, a Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite offers refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access Additional bedrooms are thoughtfully designed, complemented by two garages for three vehicles and 580 square feet of floored attic storage. A perfect fusion of luxury and functionality. Location is everything when you can take your Golf Cart to Dinner, Shopping, Marina, School and Beaches within just minutes from your home! Regatta Bay is one of the few Resorts that offers a Red light to exit or cross over Highway 98. Golf Academy & Member's covered practice area with greenside bunkers, Pool and Playground, Tennis & Pickle Ball Courts, Member's Lounge, Library, and Locker Rooms, Trackman Technology from PGA Professionals, GPS System on all golf carts, Discounts at the Pro-Shop and Restaurant, Private Golf Bag Storage, On-course circulating beverage carts, Lulu's Restaurant & Bar on The Bay, Access to the private pool & bar overlooking the Choctawhatchee Bay, Boat Storage Options, Marina Ship Store, Boating classes.
  1. Listed by Robin A Lee • Florida Sales Realty
    P: (850)-974-8706 robin@floridasalesrealty.com
  2. Listed by Mary Ann Troiano • Brokerage DRE #1046777 • Destin Luxury Real Estate and Rental
    P: (850)-865-6111 C: (850)-865-6111 maryanntroiano@gmail.com

Property Details for 428 Captains Circle

View
Lake
Zoning
Resid Single Family
Architectural Style
Other
Subdivision Name
REGATTA BAY PH 1
LISTING UPDATED: 02/25/2026 01:07 PM

Property Details for 428 Captains Circle

StatusActive
MLS #984522
Days on Market191
Taxes$7,572 / year
HOA Fees$1,075 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2005
Lot Size0.66 AC / 28,749 SF
CountyOkaloosa County
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Location

Listing Courtesy of Florida Sales Realty; Destin Luxury Real Estate and Rental
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Building Information for 428 Captains Circle

Stories1Year Built2005Building Size-Lot Size0.66 AC / 28,749 SF

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$8,666 per month

30 year fixed, 6.15% Interest

Principal and Interest

$7,676

Property Taxes

$631

HOA Dues

$358

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Property Information for 428 Captains Circle

Summary
Location and General Information
  • Community Features: Short Term Rental - Not Allowed, BBQ Pit/Grill, Boat Launch, Fishing, Gated Community, Golf, Pets Allowed, Playground, Pool, Tennis, Waterfront
  • Directions: Hwy 98 * east of Mid Bay Bridge & Destin Commons * through Regatta Bay guard gate * right on Commodore Point * to 2nd Captain's Circle sign * house on left corner
  • Road Frontage Type: City Street
  • MLS Area Minor: 1402 - Destin East of Hwy 293/Midbay Bridge Rd
  • MLS Area Major: 14 - Destin
  • Latitude: 30.399364
  • Longitude: -86.414778
  • Location Tax and Legal:Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd
  • Location Tax and Legal:Elementary School: Destin
  • Location Tax and Legal:Middle School: Destin
  • Location Tax and Legal:High School: Destin
  • Location Tax and Legal:Legal Description: COMMODORE POINT S/D LOT 1
  • Project Facilities: BBQ PitGrill2, Boat Launch2, Fishing, Gated Community, Golf, Pets Allowed2, Playground, Pool2, Short Term Rental - Not Allowed, Tennis, Waterfront
Taxes and HOA
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Accounting, Legal, Management, Security
  • Association Fee2: $1,075
  • Tax Legal Description: COMMODORE POINT S/D LOT 1
  • Parcel Number: 00-2S-22-0515-0000-0010
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $7,572
  • Listing Info Tax Legal:Last Taxes: $7,572
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Destin
  • Middle Or Junior School: Destin
  • High School: Destin
Parking
  • Carport YN: No
  • Attached Garage YN: Yes
  • Garage Spaces: 3.0
  • General Property Info:Driveway Spaces: 9.0
  • Parking Features: Garage Attached
Property
Lot Information
  • Building Area Source: County PA Records
  • Lot Size Dimensions: 273 x 91
  • Lot Size Acres: 0.66
  • Lot Size Area: 0.66
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Corner, Covenants, Restrictions, Survey Available, Within 1/2 Mile to Water, Wooded
  • Building Area Total: 3408.0
  • Lot Size Square Feet: 28749.6
  • General Property Info:SqFt Source: County PA Records
  • Waterview: Lake2
  • LotParcel Access: City Road, Controlled Access, Paved Road
  • Lot Features: Corner, Covenants, Restrictions, Survey Available, Within 12 Mile to Water, Wooded
  • Lot Features:Coastal Barrier Zone: Yes
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2005.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Other
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Frame, Roof TileSlate, Stucco
  • Occupancy Status: Vacant
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, Underground
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, Underground
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Gas, Water Heater - Gas
Interior and Exterior Features
Exterior Features
  • Exterior Features: BBQ Pit/Grill, Lawn Pump, Pool - Enclosed, Sprinkler System, Summer Kitchen
  • Construction Materials: Frame, Stucco
  • Stories: 1.0
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Patio And Porch Features: Patio Covered
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: BBQ PitGrill, Lawn Pump, Patio Covered, Pool - Enclosed, Pool - Heated, Pool - In-Ground, Sprinkler System, Summer Kitchen
Interior Features
  • Heating: Natural Gas
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar
  • Fireplace Features: Fireplace Gas
  • Flooring: Floor Tile, Floor WW Carpet
  • Window Features: Window Treatment All
  • Room Type: Master Bedroom, Bedroom, Kitchen, Dining Area, Living Room, Family Room, Laundry, Master Bathroom, Office, Owner's Closet, Pantry, Breakfast Room, Garage
  • Rooms Total: 15.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Fireplace YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Interior: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling TrayCofferd, Fireplace Gas, Floor Tile, Floor WW Carpet, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, WasherDryer Hookup, Wet Bar, Window Treatment All
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Refrigerator WIceMk, Security System, Smoke Detector, StoveOven Gas, Wine Refrigerator
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 18.0
  • Room Dimensions: 19 x 18
Room 2
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Dimensions: 14 x 11
Room 3
  • Room Type: Bedroom
  • Room Level: First
  • Room Length: 14.0
  • Room Width: 11.0
  • Room Dimensions: 14 x 11
Room 4
  • Room Type: Kitchen
  • Room Level: First
  • Room Length: 16.0
  • Room Width: 14.0
  • Room Dimensions: 16 x 14
Room 5
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 13.0
  • Room Width: 13.0
  • Room Dimensions: 13 x 13
Room 6
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 18.0
  • Room Width: 17.0
  • Room Dimensions: 18 x 17
Room 7
  • Room Type: Family Room
  • Room Level: First
  • Room Length: 17.0
  • Room Dimensions: 17 x 16
Room 8
  • Room Type: Laundry
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 6.0
  • Room Dimensions: 15 x 6
Room 9
  • Room Type: Master Bathroom
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Dimensions: 15 x 13
Room 10
  • Room Type: Office
  • Room Level: First
  • Room Length: 7.0
  • Room Width: 6.0
  • Room Dimensions: 7 x 6
Room 11
  • Room Type: Owner's Closet
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 11.0
  • Room Dimensions: 15 x 11
Room 12
  • Room Type: Pantry
  • Room Level: First
  • Room Length: 7.0
  • Room Width: 5.0
  • Room Dimensions: 7 x 5
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 428 Captains Circle

DateEvent & SourcePriceAppreciation
Sep 3, 2025

Listed (Active)

ECAR #984522

$1,575,000—
Aug 29, 2025

Expired

ECAR #969827

$1,599,000—
Feb 28, 2025

Listed (Active)

ECAR #969827

$1,699,000—
Mar 7, 2024

Sold (Public Record)

Public Record #1529459576

$1,499,900

+10.1% / yr

Mar 7, 2024

Sold

ECAR #933689

$1,499,880—
Feb 15, 2024

Pending

ECAR #933689

—
Oct 3, 2023

Listed (Active)

ECAR #933689

$1,668,000—
Oct 26, 2018

Sold (Public Record)

Public Record #634141262

$895,000

+5.2% / yr

Oct 26, 2018

Sold

ECAR #802341

$895,000—
Sep 21, 2018

Pending

ECAR #802341

—
Jul 3, 2018

Listed (Active)

ECAR #802341

$925,000—
Jun 4, 2013

Sold (Public Record)

Public Record #354947526

$680,000

+16.9% / yr

Jun 4, 2013

Sold

ECAR #550727

$680,000—
Mar 30, 2013

Pending

ECAR #550727

—
Feb 12, 2013

Listed (Active)

ECAR #550727

$875,000—
Jan 17, 2011

Expired

ECAR #479656

$875,000—
Jan 16, 2011

Listed (Active)

ECAR #479656

$1,700,000—
Dec 24, 2009

Expired

ECAR #507947

$1,100,000—
Jan 5, 2009

Listed (Active)

ECAR #507947

$1,400,000—
Dec 12, 2003

Sold (Public Record)

Public Record #126835238

$155,000—
Apr 24, 2003

Expired

ECAR #309087

—
Apr 25, 2001

Listed (Active)

ECAR #309087

$179,500—
Sep 24, 1996

Sold

ECAR #104490

$79,900—
Apr 5, 1996

Pending

ECAR #104490

—
DateEvent & SourcePrice
09/03/2025

Listed (Active)

ECAR #984522

$1,575,000
08/29/2025

Expired

ECAR #969827

$1,599,000
02/28/2025

Listed (Active)

ECAR #969827

$1,699,000
03/07/2024

Sold (Public Record)

Public Record #1529459576

$1,499,900

+10.1% / yr

03/07/2024

Sold

ECAR #933689

$1,499,880
02/15/2024

Pending

ECAR #933689

—
10/03/2023

Listed (Active)

ECAR #933689

$1,668,000
10/26/2018

Sold (Public Record)

Public Record #634141262

$895,000

+5.2% / yr

10/26/2018

Sold

ECAR #802341

$895,000
09/21/2018

Pending

ECAR #802341

—
07/03/2018

Listed (Active)

ECAR #802341

$925,000
06/04/2013

Sold (Public Record)

Public Record #354947526

$680,000

+16.9% / yr

06/04/2013

Sold

ECAR #550727

$680,000
03/30/2013

Pending

ECAR #550727

—
02/12/2013

Listed (Active)

ECAR #550727

$875,000
01/17/2011

Expired

ECAR #479656

$875,000
01/16/2011

Listed (Active)

ECAR #479656

$1,700,000
12/24/2009

Expired

ECAR #507947

$1,100,000
01/05/2009

Listed (Active)

ECAR #507947

$1,400,000
12/12/2003

Sold (Public Record)

Public Record #126835238

$155,000
04/24/2003

Expired

ECAR #309087

—
04/25/2001

Listed (Active)

ECAR #309087

$179,500
09/24/1996

Sold

ECAR #104490

$79,900
04/05/1996

Pending

ECAR #104490

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 428 Captains Circle

Taxable ValueLand$256,654Additions$986,254Total$1,242,908
Tax Record2025$13,071 ($1,089 / month)
Home Facts
Beds3Total Finished SqFt3,252 SqFtAbove Grade Finished SqFt3,252 SqFtLot Size28,727 SqFtStyleSingle Family ResidenceYear Built2005CountyOKALOOSAAPN00-2S-22-0515-0000-0010

Schools near 428 Captains Circle

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 428 Captains Circle, Destin, FL 32541

428 Captains Circle is a single family home for sale in Destin, FL 32541. This property was listed for sale on September 3, 2025 by Florida Sales Realty, it's currently listed at $1,575,000. It has been on the market for a total of 191 days and was last sold on March 7, 2024. This listing's school district is Okaloosa County School District. Nearby schools include Destin Elementary School, Destin Middle School and Fort Walton Beach High School. 428 Captains Circle is a 3-bed, 3-bath, 3,408 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Florida Sales Realty; Destin Luxury Real Estate and Rental

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.