428 Clay St

1,790 Sq. Ft.
$97 / Sq. Ft.
1,790
Sq. Ft.
$97
per Sq. Ft.

Description

Welcome to 428 Clay St. in Rochester, Indiana! This beautifully remodeled 3-bedroom, 1 and a half-bath home offers modern updates throughout and sits on a quiet, oversized 0.79-acre lot. New energy efficient windows, all fresh new paint, new flooring throughout. The flexible floor plan includes a bonus room perfect for a home office, playroom, bedroom or additional living space. Enjoy the peace and privacy of a large fenced-in yard plus the lot goes all the way back to the creek. Just minutes from...Welcome to 428 Clay St. in Rochester, Indiana! This beautifully remodeled 3-bedroom, 1 and a half-bath home offers modern updates throughout and sits on a quiet, oversized 0.79-acre lot. New energy efficient windows, all fresh new paint, new flooring throughout. The flexible floor plan includes a bonus room perfect for a home office, playroom, bedroom or additional living space. Enjoy the peace and privacy of a large fenced-in yard plus the lot goes all the way back to the creek. Just minutes from shopping, schools, and all that Rochester has to offer. Move-in ready and full of charm—schedule your showing today!
  1. Listed by Nikki Sheppard • RE/MAX SELECT REALTY

Property Details for 428 Clay Street

Style
One and Half Story
Architectural Style
Traditional
Subdivision
None
Waterfront
No
Garage/Number Of Cars
2
LISTING CLOSED: 11/21/2025 12:00 AM

Property Details for 428 Clay Street

StatusSold
MLS #202515125
Days on Market80
Taxes$369 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1900
Lot Size0.79 AC / 34,412 SF
CountyFulton County

Location

Listing Courtesy of RE/MAX SELECT REALTY

Sold By New Chapter Real Estate

Add your commute

Building Information for 428 Clay Street

Stories-Year Built1900Building Size-Lot Size0.79 AC / 34,412 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$915 per month

30 year fixed, 6.55% Interest

Principal and Interest

$884

Property Taxes

$31

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 428 Clay Street

Summary
Location and General Information
  • Area: Fulton County
  • City: Rochester
  • Zip Code: 46975
  • State: IN
  • Township: Rochester
  • Geo Latitude: 41
  • Geo Longitude: -86
  • Fips Code: 18049
  • Directions To Property: From Main St turn West on 5th St to Clay St and turn right, the home is straight ahead on the left side of the street.
  • Sea Wall Type: None
  • Location: City/Town/Suburb
Taxes and HOA
  • Annual Taxes: $369
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2025
  • Parcel Number Id: 25-07-91-360-006.000-009
School Information
  • School District: Rochester Community School Corp.
  • Elementary: Columbia / Riddle
  • Middle School: Rochester Community
  • High School: Rochester Community
Parking
  • Garage Length: 24.0
  • Garage Width: 22.0
  • Garage: Yes
  • Off Street Parking: Yes
  • Garage Type: Detached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.79
  • Lot Dimensions: 165x198, 19x101
  • Below Grade Unfin Sqft: 688.0
  • Total Square Feet: 2478.0
  • Approx Lot Size Sqft: 34412.0
  • Above Grade Finished Sqft: 1790.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 688.0
  • Total Finished Sqft: 1790.0
  • Garage Square Feet: 528.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Level, Waterfront
  • Outbuilding 1 Length: 18.0
  • Outbuilding 1 Width: 10.0
Property and Assessments
  • New Construction: No
  • Year Built: 1900
  • Age: 125
  • Planned Unit Development: No
Green Features
  • Energy Efficient: Insulation, Windows
  • Enrgy Efficient Windows/Doors: Double Pane Windows, Storm Doors
Utilities
  • Electric Company: Duke Energy Indiana
  • Gas Company: NIPSCO
  • Water Company: Other
  • Water Type: Creek
  • Water Access: None
  • Water Utility: City
  • Sewer: City
Interior and Exterior Features
Exterior Features
  • Amenities: Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Disposal, Dryer Hook Up Electric, Garage Door Opener, Porch Covered, Porch Screened, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Garage Utilities
  • Driveway: Concrete
  • Exterior: Vinyl, Fiber Cement
  • Fence: Chain Link
  • Outbuilding 1: 2nd Detached Garage
  • Outbuilding 2: Shed
  • Platted: Yes
  • Pool: No
  • Roof Material: Asphalt
Interior Features
  • Basement Material: Brick, Poured Concrete
  • Basement: Yes
  • Basement/Foundation: Crawl, Unfinished, Outside Entrance
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Vinyl
  • Heating/Fuel: Forced Air
  • HVAC: Ceiling Fan
  • Number of Above Grade Bedrooms: 3
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 0
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 1
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 12
  • Total Number of Bedrooms: 3
  • Total Number of Full Baths: 1
  • Total Number of Half Baths: 1
  • Total Baths: 2
  • Total Number of Rooms Below Grade: 3
Room
Room Information
  • 1st Bedroom Length: 12.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 10.0
  • 2nd Bedroom Length: 15.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 13.0
  • 3rd Bedroom Length: 14.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 11.0
  • Laundry Level: Main

Property History for 428 Clay Street

DateEvent & SourcePriceAppreciation
Nov 21, 2025

Sold

Indiana Regional MLS #202515125

$174,000
Sep 4, 2025

Pending

Indiana Regional MLS #202515125

Apr 29, 2025

Price Change

Indiana Regional MLS #202515125

$199,900
DateEvent & SourcePrice
11/21/2025

Sold

Indiana Regional MLS #202515125

$174,000
09/04/2025

Pending

Indiana Regional MLS #202515125

04/29/2025

Price Change

Indiana Regional MLS #202515125

$199,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 428 Clay Street

Taxable ValueLand$11,000Additions$46,300Total$57,300
Tax Record2025$173 ($14 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,790 SqFtAbove Grade Finished SqFt1,790 SqFtStories2Lot Size34,587 SqFtStyleSingle Family ResidenceYear Built1900CountyFULTONAPN25-07-91-360-006.000-009

Schools near 428 Clay Street

This home is within Rochester Community Sch Corp.
Rating
School
Type
Grades
Distance
Public - PK to 1
Public - 2 to 4
Public - 5 to 7
Public - 8 to 12
Rating
School
Distance
Columbia Elementary School
PublicPK to 1

George M Riddle Elementary School
Public2 to 4

Rochester Community Md School
Public5 to 7

Rochester Community High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby off-market homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX SELECT REALTY

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.