428 Ridgeway Street

3,771 Sq. Ft.
$583 / Sq. Ft.
3,771
Sq. Ft.
$583
per Sq. Ft.

Description

One owner residence on Ridgeway Street, City of St. Joseph, St. Joseph Schools. 125' of wide usable beach with riparian rights. Walking distance to the West Basin City Boat Marina, North Pier, The Yacht Club, Tiscornia Public Beach and the Jack Nicklaus golf course at Harbor Shores. 3,184 sq. ft. two story, four bedrooms, two and one half baths, three fireplaces, family room, living room and rec room in basement. 12x16 family room, 11x12 formal dining room, 9x12 kitchen, 14.5x26.5 living room, 10x18...One owner residence on Ridgeway Street, City of St. Joseph, St. Joseph Schools. 125' of wide usable beach with riparian rights. Walking distance to the West Basin City Boat Marina, North Pier, The Yacht Club, Tiscornia Public Beach and the Jack Nicklaus golf course at Harbor Shores. 3,184 sq. ft. two story, four bedrooms, two and one half baths, three fireplaces, family room, living room and rec room in basement. 12x16 family room, 11x12 formal dining room, 9x12 kitchen, 14.5x26.5 living room, 10x18 first floor laundry room, 19x20 screened-in porch overlooking Lake Michigan. 17x19.4 attached garage, Partial basement with finished 13x21 game room, 5x13 pantry, 3.6x5 walk-in shower, 13.10x23.5 rec room, 9x10 storage room and 5.4x13 furnace room. Professionally landscaped yard. Great views o f Lake Michigan from most rooms within the residence. One of the best lake front subdivisions within Berrien County. Location is convenient and centralized to everything within the city.
  1. Listed by Donald Kamp • Meredith & Kamp, Inc.
    P: (269)-429-6666 C: (269)-449-6666 donaldkamp@gmail.com

Property Details for 428 Ridgeway Street

Waterfront Features
Lake
Architectural Style
Traditional
LISTING CLOSED: 06/29/2012 12:00 AM

Property Details for 428 Ridgeway Street

StatusSold
MLS #11033070
Days on Market384
Taxes$12,100 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1941
Lot Size2.21 AC / 96,268 SF
CountyBerrien County
Add your commute

Building Information for 428 Ridgeway Street

Stories2Year Built1941Building Size-Lot Size2.21 AC / 96,268 SF

Payment Calculator

$12,191 per month

30 year fixed, 6.55% Interest

Principal and Interest

$11,182

Property Taxes

$1,008

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 428 Ridgeway Street

Summary
Location and General Information
  • Cross Streets: Virginia Ct & Upton Dr
  • Municipality: St. Joseph City
  • Body of Water: Lake Michigan
  • Directions: W on Virginia Ct from Upton to N on Ridgeway, on lake side of road
  • Area - Major: Southwestern Michigan - S
  • Street #: 428
  • Street Name: Ridgeway
  • City: St. Joseph
  • State: MI
  • Zip Code: 49085
  • County: Berrien
  • Area - Minor: Southwestern Michigan - S
  • Water Type: Lake
Taxes and HOA
  • Taxable Value: 336141.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 117619000070000
  • Homestead: 100
  • SEV: 602800
Parking
  • Parking Features: Attached
  • Garage Spaces: 1.0
  • Garage Y/N: Yes
  • Attached Garage: Yes
  • Driveway: Paved
Virtual Tour
  • Total Virtual Tours Count: 1
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Level, Sidewalk
  • Lot Dimensions: 125 x 632
  • Below Grade Finished Area: 587.0
  • Total Fin SqFt All Levels: 3771.0
  • SqFt Above Grade: 3184.0
  • Lot Measurement: Acres
  • Lot Acres: 2.21
  • Lot Square Footage: 96268.0
  • Lot Size Area: 2.21
Property and Assessments
  • Tax Year: 2011
  • Road Surface Type: Paved
  • Legal: Loy 70 and the SWly 25' of lot 69 Edgewater add to the City of St. Joseph
  • Property Sub-Type: Single Family Residence
  • Total Floor Plans Count: 0
  • Property Type: Residential, Single Family Residence
  • Year Built: 1941
  • Video Groups: 0
  • Income Property: No
  • Waterfront Options WaterFrontage: 125
Utilities
  • Utilities: Natural Gas Connected, Cable Connected
  • Sewer: Public Sewer, Public
  • Water Source: Public
  • Utilities Attached: Cable Connected, Natural Gas Connected
  • Water: Public
Interior and Exterior Features
Exterior Features
  • Roof: Composition
  • Stories: 2
  • Construction Materials: Brick, Wood Siding
  • Water Fea Amenities: Deeded Access, Private Frontage, View
  • Street Type: Paved, Public
  • Exterior Material: Brick, Wood Siding
  • Roofing: Composition
  • Substructure: Partial
  • Landscape: Underground Sprinkler
  • Landscape : Underground Sprinkler: Yes
Interior Features
  • Heating: Forced Air
  • Interior Features: Garage Door Opener, Pantry
  • Fireplace: Yes
  • Fireplace Features: Family Room, Living Room, Recreation Room, Wood Burning
  • Room Total: 8
  • Main Bedrooms: 1
  • Fireplaces Total: 3
  • Basement: Yes
  • Flooring: Ceramic Tile, Wood
  • Cooling: Central
  • Total Baths: 3.0
  • Full Baths: 2
  • Room Types: Kitchen, Dining Room, Family Room, Living Room, Recreation, Laundry, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Other
  • Bathrooms Total (Integer): 3
  • Bathrooms Total (Decimal): 2.5
  • Bathrooms Total (Notational): 2.1
  • Cooling: Yes
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
  • Air Conditioning: Central Air
  • Kitchen Features: Pantry
  • Additional Items: Garage Door Opener
  • Appliances: Dishwasher, Disposal, Oven, Range
  • Bedrooms: 4
  • Half Baths: 1.0
  • Main Full Baths: 1
  • Main Half Baths: 1
  • Main Level SQFT: 2164
  • Total Beds Above Grade: 4
  • Basement Finished SQFT: 587.0
Room Information
Room 1
  • Room Type: Kitchen
Room 2
  • Room Type: Dining Room
  • Room Description: Formal
Room 3
  • Room Type: Family Room
Room 4
  • Room Type: Living Room
Room 5
  • Room Type: Recreation
Room 6
  • Room Type: Laundry
Room 7
  • Room Type: Primary Bedroom
Room 8
  • Room Type: Bedroom 2
Room 9
  • Room Type: Bedroom 3
Room 10
  • Room Type: Bedroom 4
Room 11
  • Room Type: Other
Rental
Rental Information
  • Terms Available: Cash, Conventional

Property History for 428 Ridgeway Street

DateEvent & SourcePriceAppreciation
Jun 29, 2012

Sold

Michigan Regional Information Center #11033070

$2,200,000—
Jun 29, 2012

Contract Signed

Michigan Regional Information Center #11033070

—
Jun 13, 2011

Listed (Active)

Michigan Regional Information Center #11033070

$2,795,000—
DateEvent & SourcePrice
06/29/2012

Sold

Michigan Regional Information Center #11033070

$2,200,000
06/29/2012

Contract Signed

Michigan Regional Information Center #11033070

—
06/13/2011

Listed (Active)

Michigan Regional Information Center #11033070

$2,795,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 428 Ridgeway Street

Taxable ValueLand-Additions-Total-
Tax Record2025$81,814 ($6,818 / month)
Home Facts
Beds5Total Finished SqFt4,628 SqFtAbove Grade Finished SqFt4,628 SqFtStories2Lot Size119,354 SqFtStyleSingle Family ResidenceYear Built2016ZoningR1 - ACountyBERRIENAPN76-1900-0070-06-0Fireplace TypeHas Fireplace

Schools near 428 Ridgeway Street

This home is within St. Joseph Public Schools.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Clarke School
PublicK to 5

Upton Middle School
Public6 to 8

St. Joseph High School
Public9 to 12

Brown School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Nearby home values

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Meredith & Kamp, Inc.

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the MichRIC (Michigan Regional Information Center), LLC. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this web site. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright© 2026 Michigan Regional Information Center. All Rights Reserved.