43 Ruddy Duck Rd

Heathsville, VA 22473

$425,000
Price
4
Beds
2,496 Sq. Ft.
$170 / Sq. Ft.
2,496
Sq. Ft.
$170
per Sq. Ft.

Description

Your Northern Neck dream home awaits! This Charming property offers everything a buyer needs! Enjoy the tranquility in the upscale Community of Mallard Bay with very well-kept homes. This meticulously maintained house offers an idyllic lifestyle for those seeking serenity. Highlights include: thoughtfully laid out design gives a nice flow to the floorplan, Oversized Kitchen (island seating, Custom Cabinetry, Stainless Appliances), Spacious Living Room, Dining Area, Private Primary ensuite offers...Your Northern Neck dream home awaits! This Charming property offers everything a buyer needs! Enjoy the tranquility in the upscale Community of Mallard Bay with very well-kept homes. This meticulously maintained house offers an idyllic lifestyle for those seeking serenity. Highlights include: thoughtfully laid out design gives a nice flow to the floorplan, Oversized Kitchen (island seating, Custom Cabinetry, Stainless Appliances), Spacious Living Room, Dining Area, Private Primary ensuite offers 2 walk-in closets, tiled primary bath with dual sinks, Gorgeous wood floors, Laundry room, conditioned crawl space, HardiPlank siding and so much more to see in Person! Family and friends will love the three guest bedrooms and 2 guest baths. There is a nice sized office as well. Outside, the property shines just as bright. Embrace outdoor living with a 22 x 11 covered front porch & an 18 x 9 back deck which is perfect for entertaining! The landscaped yard includes nice front and back yards, mature shade trees plus beautiful plantings. The Garage is set up well for excellent storage. And don't forget the Guest house which offers kitchenette, a full bath and ample living space. Whether you’re seeking a retreat or your next full-time residence, this property offers it all! Immerse yourself in a fantastic property at 43 Ruddy Duck Road in Heathsville Va!
  1. Listed by Melissa L. Bradley • Brokerage DRE #226012073 • Shore Realty, Inc.
    P: (804)-761-2024 shoregal82@gmail.com
  2. Listed by Robbie Booth • Brokerage DRE #226012073 • Shore Realty, Inc.
    P: (804)-339-1504 C: (804)-339-1504 r_booth@hotmail.com

Property Details for 43 Ruddy Duck Road

Architectural Style
Ranch
Community Features
Boat Facilities, Clubhouse, Dock, Lake, Playground, Pond, Pool, Tennis Courts
Subdivision Name
Mallard Bay
Waterfront Features
Water Access
Waterfront
No
LISTING UPDATED: 02/05/2026 07:00 AM

Property Details for 43 Ruddy Duck Road

StatusActive
MLS #2602780
Days on Market3
Taxes$3,098 / year
HOA Fees$550 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2006
Lot Size0.68 AC / 29,620 SF
CountyNorthumberland County

Location

Listing Courtesy of Shore Realty, Inc., Melissa L. Bradley; Shore Realty, Inc., Robbie Booth
Add your commute

Building Information for 43 Ruddy Duck Road

Stories1Year Built2006Building Size-Lot Size0.68 AC / 29,620 SF

Payment Calculator

$2,375 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,071

Property Taxes

$258

HOA Dues

$46

The Payment Calculator is for illustrative purposes only.

Property Information for 43 Ruddy Duck Road

Summary
Location and General Information
  • City: Heathsville
  • County Or Parish: Northumberland
  • Directions: From Heathsville - Take Courthouse Rd- L on Knights Run Rd- L on Mallard Bay Dr - R on Ruddy Duck Rd- home on L
  • Latitude: 37.866144
  • Longitude: -76.426618
  • Postal City: Heathsville
  • Postal Code: 22473
  • Postal Code Plus4: 3799
  • State Or Province: VA
  • Unparsed Address: 43 Ruddy Duck Rd
Taxes and HOA Information
  • Association Fee: $550.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Clubhouse, Pools, Water Access
  • Association: Yes
  • Parcel Number: 34-B-1-0-37-0
  • Tax Annual Amount: $3,098.38
  • Tax Assessed Value: $418,700.00
  • Tax Legal Description: MALLARD BAY LOT 37 #202302162
  • Tax Lot: 37
  • Tax Year: 2025
School Information
  • Elementary School: Northumberland
  • High School: Northumberland
  • Middle Or Junior School: Northumberland
Parking
  • Attached Garage: No
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Detached, Garage, Off Street
  • Garage Parking Features: Detached, Garage, Off Street
Property
Lot Information
  • Above Grade Finished Area: 2496.0
  • Below Grade Finished Area: 0.0
  • Building Area Source: Assessor
  • Living Area: 2,496.00
  • Living Area Source: Assessor
  • Lot Size Acres: 0.68
  • Lot Size Area: 0.68
  • Lot Size Units: Acres
  • Stories: 1
  • Stories Total: 1
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2006
  • Year Built Details: Actual
Utilities
  • Sewer: Other, Septic Tank, See Remarks
  • Water Source: Community Coop, Shared Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck, Porch
  • Pool Features: Pool, Community
  • Roof: Composition
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Refrigerator, Stove, Washer
  • Basement: Crawl Space
  • Basement: No
  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • BathsTotal: 4.0
  • Room and Floor: Full Bath-First
  • Room List: Full Bath
  • Cooling: Central Air, Electric
  • Cooling: Yes
  • Flooring: Ceramic Tile, Wood
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Interior Features: Bedroom On Main Level, Ceiling Fans, Dining Area, Jetted Tub, Kitchen Island, Main Level Primary, Walk In Closets
  • Levels: One
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Rooms Total: 9
Room Information
Room 1
  • Room Type 1: Full Bath
Room 2
  • Room Type 2: Full Bath
Room 3
  • Room Type 3: Full Bath
Room 4
  • Room Type 4: Full Bath
  • Room Description 4: Tub & Shower
  • Room Level 4: First
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 43 Ruddy Duck Road

DateEvent & SourcePriceAppreciation
Feb 4, 2026

Listed (Active)

CVRMLS #2602780

$425,000—
DateEvent & SourcePrice
02/04/2026

Listed (Active)

CVRMLS #2602780

$425,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 43 Ruddy Duck Road

Taxable ValueLand$17,000Additions$224,700Total$241,700
Tax Record2025$1,789 ($149 / month)
Home Facts
Beds0Lot Size29,621 SqFtStyleSingle Family ResidenceCountyNORTHUMBERLANDAPN34-B(1)--37-

Schools near 43 Ruddy Duck Road

This home is within Northumberland County Public Schools.
Rating
School
Type
Grades
Distance
Northumberland Elementary School
Public - PK to 5
Northumberland Middle School
Public - 6 to 8
Northumberland High School
Public - 9 to 12
Rating
School
Distance
Northumberland Elementary School
PublicPK to 5

Northumberland Middle School
Public6 to 8

Northumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 43 Ruddy Duck Road, Heathsville, VA 22473

43 Ruddy Duck Road is a single family home for sale in Heathsville, VA 22473. This property was listed for sale on February 4, 2026 by Shore Realty, Inc., it's currently listed at $425,000. This listing's school district is Northumberland County Public Schools. Nearby schools include Northumberland Elementary School, Northumberland Middle School and Northumberland High School. 43 Ruddy Duck Road is a 4-bed, 4-bath, 2,496 sqft single family home built in 2006.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Shore Realty, Inc., Melissa L. Bradley; Shore Realty, Inc., Robbie Booth

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.