Active
4 beds2,126 sqft

430 Loder St, Waverly, NY 14892

Multi FamilyProperty Type
0.1 acresLot Size
1900Year Built
$66/sq ftPrice per sq ft

Description

Great opportunity to own a two-family property with two 2-bedroom, 1-bath units. One unit is currently vacant and ready for an owner occupant or new tenant, while the second unit is occupied and provides existing rental income. Listing photos are of the vacant unit only; the occupied unit is not pictured. The vacant unit offers a bright, open feel with fresh neutral walls, newer-style flooring, a spacious living area, kitchen with existing appliances, full bathroom, and laundry area. Both units feature...Great opportunity to own a two-family property with two 2-bedroom, 1-bath units. One unit is currently vacant and ready for an owner occupant or new tenant, while the second unit is occupied and provides existing rental income. Listing photos are of the vacant unit only; the occupied unit is not pictured. The vacant unit offers a bright, open feel with fresh neutral walls, newer-style flooring, a spacious living area, kitchen with existing appliances, full bathroom, and laundry area. Both units feature their own entrances and covered front porches. Whether you're looking to live in one unit while generating rental income from the other or add a two-family property to your investment portfolio, 430 Loder offers flexibility and opportunity.
11 days on Market
Last updated: 10/02/2026 04:45 PM • Source: Greater Binghamton Association of REALTORS, MLS#: 338130
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Location

Listing Courtesy of EXIT REALTY HOMEWARD BOUND
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Payment Calculator

$1,075 per month

30 year fixed, 7.03% Interest

Principal and Interest

$747

Property Taxes

$328

HOA Dues

$0

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Property Information for 430 Loder Street

Property Details

  • Taxes: $3,932 / year
  • MLS Type: Residential Income / Duplex
  • County: Tioga County
  • Architectural Style: Duplex
  • Zoning: 2 family

Building Information

  • Residences: 2
  • Year Built: 1900
  • Lot Size: 0.10 AC / 4,356 SF

Summary

Location and General Information
  • City: Waverly
  • County Or Parish: Tioga
  • Directions: From NY-17: Take Exit 60 toward Waverly. Follow NY-34/NY-17C into Waverly, then turn onto Loder Street. Continue to 430 Loder Street, which will be on the right.
  • Postal City: Waverly
  • Township: Waverly
  • State Or Province: NY
  • MLS Area Major: Area 12
  • Postal Code: 14892
  • Zoning Description: 2 family
Taxes and HOA Information
  • Parcel Number: 492001-166-019-0001-031-000-0000
  • Tax Annual Amount: $3,932.01
  • Tax Assessed Value: $41,500.00
  • Tax Book Number: 166.19-1-31
School Information
  • Elementary School: Lincoln Street
  • Elementary School District: Waverly
  • High School District: Waverly
  • Middle Or Junior School District: Waverly
Parking
  • Garage Spaces: .00
  • Garage: No
  • Parking Features: None

Property

Lot Information
  • Above Grade Finished Area: 2126.0
  • Living Area: 2126.0
  • Lot Features: Level
  • Lot Size Area: 0.1
  • Lot Size Dimensions: 40x94
  • Lot Size Units: Acres
Property and Assessments
  • Sign On Property: Yes
  • Year Built: 1900
  • Property Sub Type: Duplex
  • Property SubType Additional: Duplex
  • Property Type: ResidentialIncome
  • Construction Materials: AluminumSiding
Utilities
  • Sewer: PublicSewer
  • Utilities: CableAvailable
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Foundation Details: Basement
  • Structure Type: Duplex
Interior Features
  • Appliances: GasWaterHeater
  • Basement: Partial
  • Cooling: No
  • Cooling: None
  • Flooring: Vinyl
  • Heating: ForcedAir
  • Heating: Yes
  • Bathrooms Full: 2
  • Bedrooms Total: 4

Room Information

Room 1
  • HumanModified: No
Room 2
  • HumanModified: No

Mobile Home

Mobile/Manufactured Home
  • Human Modified: Yes

Multi Family

Multi-Family Information
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Number Of Units Total: 2
Income & Expenses Information
  • Fuel Expense: $.00
  • Insurance Expense: $1,500.00
  • Electric Expense: $.00
Unit 1
  • Actual Rent: $975.00
  • Baths Total: 1
  • Beds Total: 2
  • Total Rent: $975.00
Unit 2
  • Actual Rent: $.00
  • Baths Total: 1
  • Beds Total: 2
  • Total Rent: $.00

Property History for 430 Loder Street

DateEvent & SourcePriceAppreciation
Sep 28, 2026

Listed (Active)

Greater Binghamton Association of REALTORS #338130

$140,000—
Sep 28, 2018

Sold (Public Record)

Public Record #1300344522

$88,000

+8.5% / yr

Jan 5, 2011

Sold (Public Record)

Public Record #1256370004

$47,000—
DateEvent & SourcePrice
09/28/2026

Listed (Active)

Greater Binghamton Association of REALTORS #338130

$140,000
09/28/2018

Sold (Public Record)

Public Record #1300344522

$88,000

+8.5% / yr

01/05/2011

Sold (Public Record)

Public Record #1256370004

$47,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

430 Loder Street

Baths

2

Total Finished SqFt

2,126 SqFt

Above Grade Finished SqFt

2,126 SqFt

Stories

2

Lot Size

4,356 SqFt

Style

Duplex

Schools near 430 Loder Street

This home is within Waverly Central School District.
Rating
School
Type
Grades
Distance
Public - 1 to 4
Public - 5 to 8
Public - 9 to 12
Private - PK to 6
Rating
School
Distance
Elm Street Elementary School
Public1 to 4

Waverly Middle School
Public5 to 8

Waverly High School
Public9 to 12

Epiphany School
PrivatePK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

430 Loder Street is a multi-family home for sale in Waverly, NY 14892. This property was listed for sale on September 28, 2026 by EXIT REALTY HOMEWARD BOUND, it's currently listed at $140,000. It has been on the market for a total of 11 days and was last sold on September 28, 2018. This listing's school district is Waverly Central School District. Nearby schools include Elm Street Elementary School, Waverly Middle School and Waverly High School. 430 Loder Street is a 4-bed, 2-bath, 2,126 sqft multi-family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXIT REALTY HOMEWARD BOUND

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.