430 Olive St

2,400 Sq. Ft.
$677 / Sq. Ft.
2,400
Sq. Ft.
$677
per Sq. Ft.

Description

Coastal Retreat Backing Up to Cerrito Peak – Ocean Views & Prime Location! Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views. Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer’s patio—ideal...Coastal Retreat Backing Up to Cerrito Peak – Ocean Views & Prime Location! Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views. Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer’s patio—ideal for soaking in sunsets or hosting guests. The kitchen features granite countertops, while wood and ceramic tile flooring runs throughout the home. Two of the bathrooms include oversized Jacuzzi tubs, and the home is enhanced by ceiling fans and abundant lighting, both indoors and out. Just a short walk to the Embarcadero and downtown Morro Bay, this home delivers coastal living at its finest, with nature as your backyard and the ocean as your view. Possibly lock off top floor which has a separate entry for separate guest quarters or rent. Additionally, the owner live in lower 2 levels which includes the family room, kitchen, living room, full bath and large patio on 2nd level and ground floor master suite, 1 full bathroom and also a 3/4 bath and laundry area.
  1. Listed by Lorraine Sterkel • DRE #00648760 • Brokerage DRE #00648760 • Horizon Realty & Property Mgt • 805-440-6853

Property Details for 430 Olive Street

View
Coastline, Ocean, Panoramic
Parking Spaces Total
2
Private Pool
No
Cooling Type
Ductless, Electric
Total Units
1.0
Building Type
Detached
Lot Size Source
Assessor
Living Area
2400
LISTING UPDATED: 01/21/2026 03:26 AM

Property Details for 430 Olive Street

StatusClosed
MLS #SC25107871
Days on Market205
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1956
Lot Size0.21 AC / 8,948 SF
CountySan Luis Obispo County

Location

Listing Courtesy of Horizon Realty & Property Mgt, Lorraine Sterkel, DRE #00648760

Sold By Horizon Realty & Property Mgt, Lorraine Sterkel, DRE #00648760

Add your commute

Building Information for 430 Olive Street

Stories3Year Built1956Building Size-Lot Size0.21 AC / 8,948 SF

Payment Calculator

$8,238 per month

30 year fixed, 6.15% Interest

Principal and Interest

$7,915

Property Taxes

$323

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 430 Olive Street

Income / Expense / Tax Details
Income Details
  • Financing: Cash To New Loan
Tax / Assessment Info
  • Tax Block: J
  • Tax Census Tract: 106.02
  • Tax Lot: 9
Community / Development
Community / Development
  • Accessibility Features: None
  • Disability Access: None
  • Assessments YN: Yes
  • Assessments: Sewer Assessments
  • Community Features: Gutters, Suburban
  • Community: Morro Heights (810)
Property / Structure Info
Interior Features
  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
  • Equipment: Dishwasher, Disposal, Microwave, Refrigerator, Electric Range
  • Interior Features: Balcony, Bar, Beamed Ceilings, Block Walls, Built-in Features, Ceiling Fan(s), Granite Counters, High Ceilings, Open Floorplan, Track Lighting, Wet Bar
  • Room Type: Walk-In Closet
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Room Bathroom Features: Bathtub, Low Flow Toilet(s), Shower, Shower in Tub, Double Sinks in Primary Bath, Granite Counters, Jetted Tub, Main Floor Full Bath, Privacy toilet door, Remodeled, Separate tub and shower, Walk-in shower
  • Bedroom Features: WalkInCloset
  • Room Kitchen Features: Granite Counters, Kitchen Island, Kitchen Open to Family Room, Remodeled Kitchen, Self-closing cabinet doors
  • Eating Area: Breakfast Counter / Bar, In Family Room
  • Laundry: Yes
  • Laundry Features: Gas Dryer Hookup, Inside, Washer Hookup
  • Laundry Location: Gas, Washer Hookup
  • Laundry Utilities: Gas, Washer Hookup
  • Fireplace Features: Family Room
  • Fireplace Rooms: Family Room
  • Fireplace: FP in Family Room
  • Cooling: Ductless, Electric
  • Heating Type: Ductless, Electric
  • Heat Source: Electric
  • Heating: Ductless, Electric
  • Flooring Type: Carpet, Stone, Wood
  • Floor Coverings: Carpet, Stone, Wood
  • Flooring: Carpet, Stone, Wood
Exterior Features
  • Door Features: Sliding Doors
  • Window Features: Double Pane Windows
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Security: Carbon Monoxide Detectors
  • Construction Materials: Block, Stucco
  • Exterior Construction: Block, Stucco
  • Exterior: Block, Stucco
  • Entry Location: 2 nd level
  • Foundation Details: Slab
  • Foundation Details: Slab
  • Structures: Gutters, Suburban
  • Structure Type: House
  • Other Structures: Gutters, Suburban
  • Property Condition: Building Permit, Updated/Remodeled
  • Miscellaneous: Gutters, Suburban
  • View Description: Coastline, Ocean, Panoramic
  • Patio: Yes
  • Patio And Porch Features: Concrete, Patio Open
  • Pool Features: None
  • Pool Description: None
  • Pool: N/K
  • Pool Heat: N/K
  • Spa Features: Bath
Land/Lot Info
  • Sign on Property: Yes
  • Lot Features: 0-1 Unit/Acre
  • Lease Considered: No
  • Available For Lease: No
  • Land Lease: No
  • Land Lease Type: Fee
  • Road Surface Type: Paved
  • Road Frontage Type: City Street
  • Levels: Three Or More
  • Water: Public
  • Sewer: Public Sewer, Sewer Assessments
  • Sewer/Septic: Public Sewer, Sewer Assessments, Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Electric: Electricity - On Property
  • Water Source: Public
Parking Info
  • Number Remotes: 2
  • Garage Spaces: 2
  • Parking: Yes
  • Parking Garage: Door Opener, Driveway, Driveway - Combination, Garage, Garage - 2 Car
  • Parking Non-Garage: Garage, Garage - Two Door, Garage Door Opener
  • Parking Garage Spaces: 2
  • Parking Garage: Garage, Garage - Two Door, Garage Door Opener
  • Carport Spaces: 0
  • Attached Garage: No
  • Parking Features: Driveway, Asphalt, Driveway - Combination, Concrete, Paved, Driveway Up Slope From Street, Garage, Garage Faces Front, Garage - Two Door, Garage Door Opener
Property / Structure Info
  • Builders Tract Name: Morro Heights
  • Builders Tract Code: Morro Heights (810)
  • Residential Styles: Detached
  • Residential Unit Location: No Common Walls

Property History for 430 Olive Street

DateEvent & SourcePriceAppreciation
Jan 20, 2026

Sold

CLAW #SC25107871MR

$1,624,000—
Jan 20, 2026

Sold

CRMLS #SC25107871

$1,624,000—
Jan 20, 2026

Sold

SDMLS #SC25107871

$1,624,000—
Jan 1, 2026

Pending

CRMLS #SC25107871

—
Dec 6, 2025

Pending

SDMLS #SC25107871

—
Dec 6, 2025

Pending

CLAW #SC25107871MR

—
Dec 6, 2025

Pending - Continue to Show

SDMLS #SC25107871

—
Dec 6, 2025

Pending - Continue to Show

CLAW #SC25107871MR

—
Dec 6, 2025

Pending - Continue to Show

CRMLS #SC25107871

—
Aug 1, 2025

Price Change

CLAW #SC25107871MR

$1,849,000—
Aug 1, 2025

Price Change

CRMLS #SC25107871

$1,849,000—
Aug 1, 2025

Price Change

SDMLS #SC25107871

$1,849,000—
Jun 23, 2025

Price Change

CLAW #SC25107871MR

$1,899,000—
Jun 23, 2025

Price Change

CRMLS #SC25107871

$1,899,000—
May 15, 2025

Listed (Active)

CLAW #SC25107871MR

$2,169,000—
May 15, 2025

Listed (Active)

SDMLS #SC25107871

$2,169,000—
May 15, 2025

Listed (Active)

CRMLS #SC25107871

$2,169,000—
DateEvent & SourcePrice
01/20/2026

Sold

CLAW #SC25107871MR

$1,624,000
01/20/2026

Sold

CRMLS #SC25107871

$1,624,000
01/20/2026

Sold

SDMLS #SC25107871

$1,624,000
01/01/2026

Pending

CRMLS #SC25107871

—
12/06/2025

Pending

SDMLS #SC25107871

—
12/06/2025

Pending

CLAW #SC25107871MR

—
12/06/2025

Pending - Continue to Show

SDMLS #SC25107871

—
12/06/2025

Pending - Continue to Show

CLAW #SC25107871MR

—
12/06/2025

Pending - Continue to Show

CRMLS #SC25107871

—
08/01/2025

Price Change

CLAW #SC25107871MR

$1,849,000
08/01/2025

Price Change

CRMLS #SC25107871

$1,849,000
08/01/2025

Price Change

SDMLS #SC25107871

$1,849,000
06/23/2025

Price Change

CLAW #SC25107871MR

$1,899,000
06/23/2025

Price Change

CRMLS #SC25107871

$1,899,000
05/15/2025

Listed (Active)

CLAW #SC25107871MR

$2,169,000
05/15/2025

Listed (Active)

SDMLS #SC25107871

$2,169,000
05/15/2025

Listed (Active)

CRMLS #SC25107871

$2,169,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 430 Olive Street

Taxable ValueLand$64,658Additions$287,441Total$352,099
Tax Record2025$3,881 ($323 / month)
Home Facts
Beds2Total Finished SqFt1,599 SqFtAbove Grade Finished SqFt1,599 SqFtLot Size8,948 SqFtStyleSingle Family ResidenceYear Built1956ZoningR2CountySAN LUIS OBISPOAPN066-222-074

Schools near 430 Olive Street

This home is within San Luis Coastal Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 6
Rating
School
Distance
Del Mar Elementary School
PublicK to 5

Los Osos Middle School
Public6 to 8

Morro Bay High School
Public9 to 12

Pacheco Elementary School
PublicK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Horizon Realty & Property Mgt, Lorraine Sterkel, DRE #00648760

Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.