1,370 Sq. Ft.
$280 / Sq. Ft.
1,370
Sq. Ft.
$280
per Sq. Ft.

Description

Urban Living at its Finest! Step into this renovated three-story condo in the heart of Charlotte, where style meets convenience. From the moment you walk in, you’ll love the modern finishes, open living spaces, luscious greenery views and abundant natural light. Upstairs, you’ll find the spacious primary bedroom with a walk-in closet. Outside your door, Charlotte is at your fingertips—shopping, dining, parks, and entertainment venues are all just steps away. Whether it’s a night out, a walk in the...Urban Living at its Finest! Step into this renovated three-story condo in the heart of Charlotte, where style meets convenience. From the moment you walk in, you’ll love the modern finishes, open living spaces, luscious greenery views and abundant natural light. Upstairs, you’ll find the spacious primary bedroom with a walk-in closet. Outside your door, Charlotte is at your fingertips—shopping, dining, parks, and entertainment venues are all just steps away. Whether it’s a night out, a walk in the park, or a cozy evening at home, this condo gives you the best of both worlds: city and comfort! Don’t miss your chance to live in one of Uptown's most desirable locations. This isn’t just a home—it’s a lifestyle! Ask about the 100% financing program with $20,000 in closing cost assistance!

Property Details for 431 M Street

Waterfront Features
None
View
City
Parking Features
Assigned
Subdivision Name
M Street
LISTING UPDATED: 02/05/2026 10:50 AM

Property Details for 431 M Street

StatusClosed
MLS #4295459
Days on Market89
Taxes-
HOA Fees$315 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built2006
CountyMecklenburg County

Location

Listing Courtesy of Howard Hanna Allen Tate Center City

Sold By EXP Realty LLC Mooresville

Add your commute

Building Information for 431 M Street

Building/Complex431 M StFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built2006

Payment Calculator

$2,410 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,867

Property Taxes

$228

HOA Dues

$315

The Payment Calculator is for illustrative purposes only.

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Property Information for 431 M Street

Summary
Location and General Information
  • Longitude: -80.830426
  • Latitude: 35.223005
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Cusick
  • HOA Phone: 704-544-7779
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $3,780.00
  • Tax Assessed Value: $361,233.00
  • Parcel Number: 080-101-41
  • City Taxes Paid To: Charlotte
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage Spaces: 0.0
  • Garage YN: No
  • Garage Main Level YN: No
  • Parking: Assigned Spaces: 2
Property
Lot Information
  • Above Grade Finished Area: 1370.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 446
  • Sq Ft Third: 462
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 462
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1370.0
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 32
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Land Included YN: No
  • Proposed Special Assessment Description: sellers aren't aware
  • Proposed Special Assessment: No
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Construction Materials: Brick Partial
  • Road Surface Type: Concrete, Paved
  • Entry Location MLS: Main
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Oven, Refrigerator, Washer/Dryer
  • Levels: Three
  • Cooling: Central Air, Electric
  • Heating: Heat Pump
  • Laundry Features: In Bathroom, In Unit
  • Entry Level: 1
  • Fireplace YN: No
  • Foundation Details: Slab
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Third: 1
  • Bedroom Upper: 0
  • Full Bath Main: 1
  • Full Bath Third: 1
  • Full Bath Upper: 0
  • Half Bath Main: 0
  • Half Bath Third: 0
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 7.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Third
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 3
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 4
  • Room Types: Bathroom-Full
  • Room Level: Third
Room 5
  • Room Types: Living Room
  • Room Level: Upper
Room 6
  • Room Types: Den
  • Room Level: Main
Room 7
  • Room Types: Kitchen
  • Room Level: Upper

Property History for 431 M Street

DateEvent & SourcePriceAppreciation
Feb 3, 2026

Closed (Public Record)

Public Record #1927505709

$383,000

+3.4% / yr

Feb 3, 2026

Closed

CANOPY #4295459

$383,000
Dec 18, 2025

Under Contract-Show

CANOPY #4295459

Oct 30, 2025

Price Change

CANOPY #4295459

$399,000
Sep 30, 2025

Price Change

CANOPY #4295459

$425,000
Sep 20, 2025

Listed (Active)

CANOPY #4295459

$435,000
Oct 31, 2016

Closed (Public Record)

Public Record #582299968

$280,000

+0.9% / yr

Apr 21, 2006

Closed (Public Record)

Public Record #263142729

$253,500
DateEvent & SourcePrice
02/03/2026

Closed (Public Record)

Public Record #1927505709

$383,000

+3.4% / yr

02/03/2026

Closed

CANOPY #4295459

$383,000
12/18/2025

Under Contract-Show

CANOPY #4295459

10/30/2025

Price Change

CANOPY #4295459

$399,000
09/30/2025

Price Change

CANOPY #4295459

$425,000
09/20/2025

Listed (Active)

CANOPY #4295459

$435,000
10/31/2016

Closed (Public Record)

Public Record #582299968

$280,000

+0.9% / yr

04/21/2006

Closed (Public Record)

Public Record #263142729

$253,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 431 M Street

Taxable ValueLand-Additions$361,233Total-
Tax Record2024$2,735 ($228 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,224 SqFtAbove Grade Finished SqFt1,224 SqFtStories3Lot Size165,746 SqFtStyleCondominiumYear Built2006ZoningMUDDCountyMECKLENBURGAPN08010141Fireplace TypeHas Fireplace

Schools near 431 M Street

This home is within Charlotte-Mecklenburg School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 8
Rating
School
Distance
First Ward Arts Elementary
PublicK to 5

Sedgefield Middle
Public6 to 8

Myers Park High
Public9 to 12

Piedmont Open Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna Allen Tate Center City

Based on information submitted to the MLS GRID as of 02/05/2026 10:50 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.