431 Main St
Description
Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion...Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit.
Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living.
The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms.
Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access.
The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal.
Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living.
Experience coastal California at its finest -schedule your private showing today.
Listing Agent
![Erica Abbott]()
erica.abbott@compass.comP: (805)-704-3940
Property Details for 431 Main Street
Property Details for 431 Main Street
| Status | Closed |
|---|---|
| MLS # | SC25164098 |
| Days on Market | 9 |
| Taxes | - |
| HOA Fees | $114 / month |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 2004 |
| Lot Size | 0.09 AC / 3,896 SF |
| County | San Luis Obispo County |
Location
Sold By Redfin Corporation, Desiree Burgess, DRE #02156639
Virtual Tour
Building Information for 431 Main Street
Payment Calculator
$9,014 per month
30 year fixed, 6.28% Interest
$7,407
$1,493
$114
Property Information for 431 Main Street
- Pets Allowed: Call For Rules
- Financing: Conventional
- 433a Certified: No
- CFD/Mello-Roos Fee: $0
- Association Amenities: Management
- Assessments YN: No
- Assessments: None
- Community Features: Biking, Hiking, Gutters, Sidewalks
- Community: Morro Cove(780)
- Complex Name: Morro Cove
- Association Name: Morro Cove
- Association Phone: *
- Appliances: Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
- Equipment: Dishwasher, Refrigerator, Gas Stove
- Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Stone Counters
- Room Type: Den, Foyer, Kitchen, Primary Suite
- Main Level Bathrooms: 1
- Main Level Bedrooms: 1
- Eating Area: In Kitchen
- Water Heater Features: Tankless
- Water Heater Type: Tankless
- Laundry: Yes
- Laundry Features: Individual Room, Upper Level
- Fireplace Features: Living Room, Gas
- Fireplace Rooms: Gas, Living Room
- Fireplace: FP in Living Room, Gas
- Cooling: None
- Flooring Type: Tile, Wood
- Floor Coverings: Tile, Wood
- Flooring: Tile, Wood
- Window Features: Double Pane Windows
- Roof: Concrete, Tile
- Entry Location: level
- Foundation Details: Slab
- Foundation Details: Slab
- Structures: Gutters
- Structure Type: House
- Other Structures: Gutters
- Property Condition: Turnkey
- Miscellaneous: Gutters
- View Description: Bay, Harbor, Landmark, Ocean
- Pool Features: None
- Pool Description: None
- Pool: N/K
- Pool Heat: N/K
- Sign on Property: Yes
- Lot Features: 0-1 Unit/Acre
- Lease Considered: No
- Available For Lease: No
- Land Lease: No
- Land Lease Type: Fee
- Road Frontage Type: City Street
- Levels: Two
- Water: Public
- Sewer: Public Sewer
- Sewer/Septic: Public Sewer, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Electric: 220 Volts For Spa
- Water Source: Public
- Garage Spaces: 2
- Parking Garage Spaces: 2
- Carport Spaces: 0
- Attached Garage: Yes
- Builders Tract Name: Morro Cove
- Builders Tract Code: Morro Cove(780)
- Architectural Style: Contemporary, Cottage
- Residential Styles: Detached
- Residential Unit Location: No Common Walls
Property History for 431 Main Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 19, 2025 | Sold CLAW #SC25164098MR | $1,499,000 | — |
| Sep 19, 2025 | Sold CRMLS #SC25164098 | $1,499,000 | — |
| Sep 19, 2025 | Sold SDMLS #SC25164098 | $1,499,000 | — |
| Aug 5, 2025 | Pending CRMLS #SC25164098 | — | |
| Aug 4, 2025 | Sold (Public Record) Public Record #1912224213 | $1,499,000 | -2.0% / yr |
| Jul 30, 2025 | Pending SDMLS #SC25164098 | — | |
| Jul 30, 2025 | Pending CLAW #SC25164098MR | — | |
| Jul 21, 2025 | Listed (Active) SDMLS #SC25164098 | $1,499,000 | — |
| Jul 21, 2025 | Listed (Active) CLAW #SC25164098MR | $1,499,000 | — |
| Jul 21, 2025 | Listed (Active) CRMLS #SC25164098 | $1,499,000 | — |
| May 17, 2023 | Sold CLAW #SC23063604MR | $1,569,000 | — |
| May 17, 2023 | Sold SDMLS #SC23063604 | $1,569,000 | — |
| May 17, 2023 | Sold CRMLS #SC23063604 | $1,569,000 | — |
| May 3, 2023 | Sold (Public Record) Public Record #1511302195 | $1,569,000 | +7.9% / yr |
| Apr 27, 2023 | Pending CRMLS #SC23063604 | — | |
| Apr 26, 2023 | Pending SDMLS #SC23063604 | — | |
| Apr 26, 2023 | Pending CLAW #SC23063604MR | — | |
| Apr 17, 2023 | Listed (Active) CRMLS #SC23063604 | $1,569,000 | — |
| Apr 16, 2023 | Listed (Active) CLAW #SC23063604MR | $1,569,000 | — |
| Apr 16, 2023 | Listed (Active) SDMLS #SC23063604 | $1,569,000 | — |
| Jun 4, 2014 | Permanently Off Market NSBCMLS #1038872 | $795,000 | — |
| Jun 4, 2014 | Sold CRMLS #SC1038872 | $790,000 | — |
| Jun 4, 2014 | Sold CLAW #SC1038872MR | $790,000 | — |
| Jun 1, 2014 | Expired CRMLS #SC1038872 | — | |
| May 8, 2014 | Sold (Public Record) Public Record #416317485 | $790,000 | -2.1% / yr |
| Apr 27, 2014 | Pending CRMLS #SC1038872 | — | |
| Apr 27, 2014 | Pending CLAW #SC1038872MR | — | |
| Nov 4, 2013 | Listed (Active) CRMLS #SC1038872 | $795,000 | — |
| Nov 4, 2013 | Listed (Active) CLAW #SC1038872MR | $795,000 | — |
| Nov 4, 2013 | Listed (Active) NSBCMLS #1038872 | $795,000 | — |
| Aug 27, 2013 | Expired CRMLS #SC189446 | $795,000 | — |
| Aug 26, 2013 | Expired CLAW #SC189446MR | — | |
| Aug 26, 2013 | Permanently Off Market NSBCMLS #189446 | $795,000 | — |
| Aug 26, 2012 | Listed (Active) CLAW #SC189446MR | $839,000 | — |
| Aug 26, 2012 | Listed (Active) CRMLS #SC189446 | $839,000 | — |
| Aug 26, 2012 | Listed (Active) NSBCMLS #189446 | $839,000 | — |
| Dec 10, 2010 | Permanently Off Market NSBCMLS #164112 | $849,500 | — |
| Dec 10, 2010 | Permanently Off Market CLAW #PR164112MR | — | |
| Dec 10, 2010 | Permanently Off Market CRMLS #PR164112 | $849,500 | — |
| Mar 25, 2010 | Listed (Active) CLAW #PR164112MR | $849,500 | — |
| Mar 25, 2010 | Listed (Active) CRMLS #PR164112 | $849,500 | — |
| Mar 25, 2010 | Listed (Active) NSBCMLS #164112 | $975,000 | — |
| Nov 18, 2008 | Permanently Off Market NSBCMLS #142612 | $1,079,000 | — |
| Nov 18, 2008 | Permanently Off Market CLAW #PR142612MR | — | |
| Nov 18, 2008 | Permanently Off Market CRMLS #PR142612 | $1,079,000 | — |
| Apr 30, 2008 | Listed (Active) CLAW #PR142612MR | $1,079,000 | — |
| Apr 30, 2008 | Listed (Active) CRMLS #PR142612 | $1,079,000 | — |
| Apr 30, 2008 | Listed (Active) NSBCMLS #142612 | $1,099,000 | — |
| Dec 28, 2005 | Sold (Public Record) Public Record #171980538 | $940,000 | — |
| Dec 28, 2005 | Sold NSBCMLS #106835 | $939,990 | — |
| Dec 28, 2005 | Sold CRMLS #PI106835 | $939,990 | — |
| Dec 28, 2005 | Sold CLAW #PI106835MR | $939,990 | — |
| Sep 26, 2005 | Pending CRMLS #PI106835 | — | |
| Sep 26, 2005 | Pending CLAW #PI106835MR | — | |
| Sep 26, 2005 | Pending NSBCMLS #106835 | — | |
| Sep 13, 2005 | Listed (Active) CLAW #PI106835MR | $939,990 | — |
| Sep 13, 2005 | Listed (Active) NSBCMLS #106835 | $939,990 | — |
| Sep 13, 2005 | Listed (Active) CRMLS #PI106835 | $939,990 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/19/2025 | Sold CLAW #SC25164098MR | $1,499,000 |
| 09/19/2025 | Sold CRMLS #SC25164098 | $1,499,000 |
| 09/19/2025 | Sold SDMLS #SC25164098 | $1,499,000 |
| 08/05/2025 | Pending CRMLS #SC25164098 | — |
| 08/04/2025 | Sold (Public Record) Public Record #1912224213 | $1,499,000 -2.0% / yr |
| 07/30/2025 | Pending SDMLS #SC25164098 | — |
| 07/30/2025 | Pending CLAW #SC25164098MR | — |
| 07/21/2025 | Listed (Active) SDMLS #SC25164098 | $1,499,000 |
| 07/21/2025 | Listed (Active) CLAW #SC25164098MR | $1,499,000 |
| 07/21/2025 | Listed (Active) CRMLS #SC25164098 | $1,499,000 |
| 05/17/2023 | Sold CLAW #SC23063604MR | $1,569,000 |
| 05/17/2023 | Sold SDMLS #SC23063604 | $1,569,000 |
| 05/17/2023 | Sold CRMLS #SC23063604 | $1,569,000 |
| 05/03/2023 | Sold (Public Record) Public Record #1511302195 | $1,569,000 +7.9% / yr |
| 04/27/2023 | Pending CRMLS #SC23063604 | — |
| 04/26/2023 | Pending SDMLS #SC23063604 | — |
| 04/26/2023 | Pending CLAW #SC23063604MR | — |
| 04/17/2023 | Listed (Active) CRMLS #SC23063604 | $1,569,000 |
| 04/16/2023 | Listed (Active) CLAW #SC23063604MR | $1,569,000 |
| 04/16/2023 | Listed (Active) SDMLS #SC23063604 | $1,569,000 |
| 06/04/2014 | Permanently Off Market NSBCMLS #1038872 | $795,000 |
| 06/04/2014 | Sold CRMLS #SC1038872 | $790,000 |
| 06/04/2014 | Sold CLAW #SC1038872MR | $790,000 |
| 06/01/2014 | Expired CRMLS #SC1038872 | — |
| 05/08/2014 | Sold (Public Record) Public Record #416317485 | $790,000 -2.1% / yr |
| 04/27/2014 | Pending CRMLS #SC1038872 | — |
| 04/27/2014 | Pending CLAW #SC1038872MR | — |
| 11/04/2013 | Listed (Active) CRMLS #SC1038872 | $795,000 |
| 11/04/2013 | Listed (Active) CLAW #SC1038872MR | $795,000 |
| 11/04/2013 | Listed (Active) NSBCMLS #1038872 | $795,000 |
| 08/27/2013 | Expired CRMLS #SC189446 | $795,000 |
| 08/26/2013 | Expired CLAW #SC189446MR | — |
| 08/26/2013 | Permanently Off Market NSBCMLS #189446 | $795,000 |
| 08/26/2012 | Listed (Active) CLAW #SC189446MR | $839,000 |
| 08/26/2012 | Listed (Active) CRMLS #SC189446 | $839,000 |
| 08/26/2012 | Listed (Active) NSBCMLS #189446 | $839,000 |
| 12/10/2010 | Permanently Off Market NSBCMLS #164112 | $849,500 |
| 12/10/2010 | Permanently Off Market CLAW #PR164112MR | — |
| 12/10/2010 | Permanently Off Market CRMLS #PR164112 | $849,500 |
| 03/25/2010 | Listed (Active) CLAW #PR164112MR | $849,500 |
| 03/25/2010 | Listed (Active) CRMLS #PR164112 | $849,500 |
| 03/25/2010 | Listed (Active) NSBCMLS #164112 | $975,000 |
| 11/18/2008 | Permanently Off Market NSBCMLS #142612 | $1,079,000 |
| 11/18/2008 | Permanently Off Market CLAW #PR142612MR | — |
| 11/18/2008 | Permanently Off Market CRMLS #PR142612 | $1,079,000 |
| 04/30/2008 | Listed (Active) CLAW #PR142612MR | $1,079,000 |
| 04/30/2008 | Listed (Active) CRMLS #PR142612 | $1,079,000 |
| 04/30/2008 | Listed (Active) NSBCMLS #142612 | $1,099,000 |
| 12/28/2005 | Sold (Public Record) Public Record #171980538 | $940,000 |
| 12/28/2005 | Sold NSBCMLS #106835 | $939,990 |
| 12/28/2005 | Sold CRMLS #PI106835 | $939,990 |
| 12/28/2005 | Sold CLAW #PI106835MR | $939,990 |
| 09/26/2005 | Pending CRMLS #PI106835 | — |
| 09/26/2005 | Pending CLAW #PI106835MR | — |
| 09/26/2005 | Pending NSBCMLS #106835 | — |
| 09/13/2005 | Listed (Active) CLAW #PI106835MR | $939,990 |
| 09/13/2005 | Listed (Active) NSBCMLS #106835 | $939,990 |
| 09/13/2005 | Listed (Active) CRMLS #PI106835 | $939,990 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 431 Main Street
Schools near 431 Main Street
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | K to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | K to 6 |
Rating | School | Distance |
|---|---|---|
Del Mar Elementary School PublicK to 5 | ||
Los Osos Middle School Public6 to 8 | ||
Morro Bay High School Public9 to 12 | ||
Pacheco Elementary School PublicK to 6 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of Compass, Erica Abbott, DRE #01731537
Based on information from one of the following Multiple Listing Services: Santa Barbara MLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Santa Barbara MLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.