Last Sold Price
2 beds1,000 sqft$197/sqft
431 Ridge St, Albemarle, NC 28001

Description

Charming Updated Home in City Limits! This 2-bedroom, 1-bath home is move-in ready and full of recent upgrades! Enjoy peace of mind with a new roof installed in 2023, along with updated flooring and a refreshed bathroom that adds modern style and comfort. Conveniently located within city limits, this home offers easy access to local shops, dining, and schools. Perfect for first-time buyers, downsizers, or investors—don’t miss this opportunity!Charming Updated Home in City Limits! This 2-bedroom, 1-bath home is move-in ready and full of recent upgrades! Enjoy peace of mind with a new roof installed in 2023, along with updated flooring and a refreshed bathroom that adds modern style and comfort. Conveniently located within city limits, this home offers easy access to local shops, dining, and schools. Perfect for first-time buyers, downsizers, or investors—don’t miss this opportunity!
LISTING CLOSED: 09/30/2025 12:00 AM

  1. Listed by Deeter Real Estate • michele.deeter@gmail.com

Property Details for 431 Ridge Street

Status
MLS #
4282915
Days on Market
20
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
1955
Lot Size
0.22 AC / 9,583 SF
Parking Features
Detached Carport
Subdivision Name
none

Location

Listing Courtesy of Deeter Real Estate

Sold By Century 21 Russ Hollins, Realtors

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Building Information for 431 Ridge Street

Stories-Year Built1955Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$1,085 per month

30 year fixed, 6.55% Interest

Principal and Interest

$999

Property Taxes

$86

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 431 Ridge Street

Summary
Location and General Information
  • Longitude: -80.179864
  • Latitude: 35.35684
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $65,864.00
  • Parcel Number: 6548-02-86-2829
  • City Taxes Paid To: Albemarle
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport Spaces: 2.0
  • Parking: Carport YN: Yes
  • Garage YN: No
  • Garage Main Level YN: No
Virtual Tour
  • Web URL: www.deeterrealestate.com
Property
Lot Information
  • Above Grade Finished Area: 1000.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1000
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Sq Ft Total Property HLA: 1000.0
  • Lot Size Dimensions: 65 x 150
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 45
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Fencing: Back Yard
  • Construction Materials: Vinyl
  • Patio And Porch Features: Deck
  • Road Surface Type: Gravel, Concrete
  • Roof: Shingle
Interior Features
  • Appliances: Dishwasher
  • Levels: One
  • Cooling: Central Air
  • Heating: Electric, Natural Gas
  • Laundry Features: Laundry Room
  • Fireplace Features: Gas Log, Living Room
  • Fireplace YN: Yes
  • Window Features: Insulated Window(s)
  • Flooring: Vinyl
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 2
  • Full Bath Main: 1
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 7.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 3
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Dining Room
  • Room Level: Main
Room 6
  • Room Types: Living Room
  • Room Level: Main
Room 7
  • Room Types: Laundry
  • Room Level: Main

Property History for 431 Ridge Street

DateEvent & SourcePriceAppreciation
Sep 30, 2025

Closed

CANOPY #4282915

$196,500
Sep 28, 2025

Closed (Public Record)

Public Record #1926059836

$196,500

+4.6% / yr

Aug 26, 2025

Under Contract-Show

CANOPY #4282915

DateEvent & SourcePrice
09/30/2025

Closed

CANOPY #4282915

$196,500
09/28/2025

Closed (Public Record)

Public Record #1926059836

$196,500

+4.6% / yr

08/26/2025

Under Contract-Show

CANOPY #4282915

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 431 Ridge Street

Taxable ValueLand$14,625Additions$77,273Total$91,898
Tax Record2025$1,029 ($86 / month)
Home Facts
Beds2Total Finished SqFt1,000 SqFtAbove Grade Finished SqFt1,000 SqFtStories1Lot Size9,148 SqFtStyleSingle Family ResidenceYear Built1955ZoningR-10CountySTANLYAPN654802862829Fireplace TypeHas Fireplace

Schools near 431 Ridge Street

This home is within Stanly County School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 13
Rating
School
Distance
East Albemarle Elementary School
PublicK to 5

Albemarle Middle School
Public6 to 8

Albemarle High School
Public9 to 12

Stanly STEM Early College
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 431 Ridge Street, Albemarle, NC 28001
$196,500
2
1,000
9,583
2
1
952
6,970
$71,000
2
2
1,328
9,583
$145,000
2
912
14,810
6,534
2
1
1,068
14,375

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Deeter Real Estate

Based on information submitted to the MLS GRID as of 10/07/2025 03:13 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.