432 Cardinal Ave

Loveland, CO 80537

$579,000
Price
4
Beds
2,634 Sq. Ft.
$220 / Sq. Ft.
2,634
Sq. Ft.
$220
per Sq. Ft.

Description

Welcome to this beautifully maintained ranch-style home in the highly desirable Songbird Meadows neighborhood - lovingly cared for by the original owners! This charming residence offers the perfect blend of comfort, function, and style with thoughtful updates throughout. Enjoy peace of mind with recent exterior paint, recent interior paint, a newer furnace and A/C, and gleaming hardwood floors on the main level. The inviting open floor plan features a spacious living room, dining area, and a large...Welcome to this beautifully maintained ranch-style home in the highly desirable Songbird Meadows neighborhood - lovingly cared for by the original owners! This charming residence offers the perfect blend of comfort, function, and style with thoughtful updates throughout. Enjoy peace of mind with recent exterior paint, recent interior paint, a newer furnace and A/C, and gleaming hardwood floors on the main level. The inviting open floor plan features a spacious living room, dining area, and a large kitchen equipped with a newer dishwasher, refrigerator, and garbage disposal - perfect for everyday living and entertaining. The home offers 4 generous bedrooms and 3 beautifully finished bathrooms, with three bedrooms conveniently located on the main floor. The fully finished basement is a true showstopper - boasting a massive family room with warm white aspen wood finishes, a built-in bar, and a pool table both included in the sale. You'll also find a massive bedroom and additional bath and abundant storage throughout the lower level. Step outside to your private backyard retreat featuring a deck, full fencing, and alley access to a 2-car attached garage that's fully drywalled and insulated. Additional highlights include an active radon mitigation system and incredible privacy. This is a rare opportunity to own a well-loved, beautifully maintained home in a peaceful community - move-in ready and waiting for its next chapter. Don't miss it!
  1. Listed by Deborah Patridge • Patridge Realty • 3036011330

Amenities

  • Air Conditioning
  • Attached Garage
  • Basement
  • Common Outdoor Space
  • Deck
  • Dishwasher
  • Disposal
  • Forced Air
LISTING UPDATED: 11/14/2025 03:32 PM

Property Details for 432 Cardinal Avenue

StatusActive
MLS #1044908
Days on Compass75
Taxes$1,829 / year
HOA Fees$560 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential-Detached
Year Built2002
Lot Size0.13 AC / 5,724 SF
CountyLarimer County

Location

Listing Courtesy of Patridge Realty, Deborah Patridge
Add your commute

Building Information for 432 Cardinal Avenue

Stories1Year Built2002Building Size-Lot Size0.13 AC / 5,724 SF

Payment Calculator

$3,060 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,861

Property Taxes

$152

HOA Dues

$47

The Payment Calculator is for illustrative purposes only.

Property Information for 432 Cardinal Avenue

Summary
Location and General Information
  • Road Access 2: City Street, Alley
  • Longitude and Latitude: -105.05318, 40.38983
  • Latitude: 40.39
  • Longitude: -105.05
  • Elementary School District: Thompson R2-J
  • Middle Or Junior School District: Thompson R2-J
Parking
  • Garage SqFt: 484
  • Garage Type 1: Yes
  • # of Garage Spaces 1: 2
  • # of Garage Spaces 3: Yes
  • Parking Features: Garage Door Opener
Taxes and HOA Information
  • Fee Includes: Common Amenities, Management
  • Tax Information: No
  • Has HOA 2: No
  • Tax Year: 2024
  • Association Fee Frequency: Quarterly
  • Has HOA Covenants: Yes
  • HOA Transfer Fee: Yes
  • Association Name: Songbird Meadows Home Owners
  • Association Phone: 970-377-1626
  • Has Association Fee: Yes
  • Has Association Reserve: Yes
  • Tax Annual Amount: $1,829
  • Parcel Number: R1601061
Property
Lot Information
  • Lot Improvements: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Level
  • Lot Size Area: 5,724.00
  • Lot Size Units: Square Feet
  • Has Irrigation Water Rights: No
  • Has Improvements: No
  • Vegetation: Evergreen Trees, Deciduous Trees
Property and Assessments
  • Total Finished Area Source: Assessor
  • Total Finished Area Units: Square Feet
  • Living SqFt: 1367
  • Above Grade Finished Area Units: Square Feet
  • Sq Ft Apx: 1267
  • Below Grade Finished Area Units: Square Feet
  • Total Finished Area: 2584
  • Location Description 2: No
  • Are Ditches Active: No
  • Security Features: Smoke Detector(s)
  • New Construction YN: No
  • Property Styles: 1
  • Levels: One
  • Home Warranty YN: No
Utilities
  • Cooling: Yes
  • Utilities 1: No
  • Electric: Electric, City of Lovelan
  • Gas: Natural Gas, Xcel Energy
  • Sewer: City Sewer
  • Heating YN: Yes
Interior and Exterior Features
Exterior Features
  • Exterior Features: Lighting
  • Flooring: Wood Floors
Interior Features
  • ViewYN: No
  • Interior Features: Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Stain/Natural Trim, Walk-In Closet(s)
  • Laundry Features: Washer/Dryer Hookups
  • Spa YN: No
  • Window Features: Bay Window(s)
  • Inclusion 3: Partially
  • All Bedrooms Conform: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 0
  • Bathrooms Total Decimal: 3.5
  • Rough-in Bathrooms: 0
  • Three Quarters Bathrooms: 2
  • Baths Full Additional: 0
  • Baths Full Basement: 0
  • Baths Half Additional: 0
  • Baths Half Basement: 0
  • Baths Three Quarters Additional: 0
  • Baths Three Quarters Basement: 1
  • Baths Three Quarters Lower: 1
  • Baths Three Quarters Upper: 0
  • Main Level Bathrooms: 2
Living Room
  • Living Room Level: Main
  • Living Room Length: 12
  • Living Room Width: 15
  • Living Room Area: 180
  • Living Room Floor Covering: Carpet
Family Room
  • Has Family Room: No
Kitchen
  • Kitchen Level: Main
  • Kitchen Length: 12
  • Kitchen Width: 12
  • Kitchen Area: 144
  • Kitchen Floor Covering: Wood Floor
Dining Room
  • Dining Room Level: Main
  • Dining Room Length: 13
  • Dining Room Width: 9
  • Dining Room Area: 117
  • Dining Room Floor Covering: Wood Floor
Master Bedroom
  • Primary Bedroom Level: Main
  • Primary Bedroom Length: 12
  • Primary Bedroom Width: 16
  • Primary Bedroom Area: 192
  • Primary Bedroom Floor Covering: Carpet
Bedroom 2
  • Bedroom 2 Level: Main
  • Bedroom 2 Length: 11
  • Bedroom 2 Width: 10
  • Bedroom 2 Area: 110
  • Bedroom 2 Floor Covering: Carpet
Bedroom 3
  • Bedroom 3 Level: Main
  • Bedroom 3 Length: 12
  • Bedroom 3 Width: 10
  • Bedroom 3 Area: 120
  • Bedroom 3 Floor Covering: Carpet
Bedroom 4
  • Bedroom 4 Level: Basement
  • Bedroom 4 Floor Covering: Carpet
Rental
Rental Information
  • Lease Sq Ft Unit: Square Feet
  • Horse YN: No

Property History for 432 Cardinal Avenue

DateEvent & SourcePriceAppreciation
Nov 17, 2003

Sold (Public Record)

Public Record #124009687

$194,000

+155.8% / yr

Mar 13, 2002

Sold (Public Record)

Public Record #85502124

$40,000—
DateEvent & SourcePrice
11/17/2003

Sold (Public Record)

Public Record #124009687

$194,000

+155.8% / yr

03/13/2002

Sold (Public Record)

Public Record #85502124

$40,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 432 Cardinal Avenue

Taxable ValueLand$3,283Additions$30,016Total$33,299
Tax Record2024$1,829 ($152 / month)
Home Facts
Beds4Total Finished SqFt2,473 SqFtAbove Grade Finished SqFt1,393 SqFtFinished Basement SqFt1,080 SqFtStories1Lot Size5,663 SqFtStyleSingle Family ResidenceYear Built2002CountyLARIMERAPN85192-44-002

Schools near 432 Cardinal Avenue

This home is within Thompson R2-J School District.
Rating
School
Type
Grades
Distance
Winona Elementary School
Public - PK to 5
Peakview Academy At Conrad Ball
Public - 6 to 8
Mountain View High School
Public - 9 to 12
New Vision Charter School
Charter - K to 8
Rating
School
Distance
Winona Elementary School
PublicPK to 5

Peakview Academy At Conrad Ball
Public6 to 8

Mountain View High School
Public9 to 12

New Vision Charter School
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 432 Cardinal Avenue, Loveland, CO 80537

432 Cardinal Avenue is a single family home for sale in Loveland, CO 80537. This property was listed for sale on October 2, 2025 by Patridge Realty, it's currently listed at $579,000. It has been on the market for a total of 75 days and was last sold on November 17, 2003. This listing's school district is Thompson R2-J School District. Nearby schools include Winona Elementary School, Peakview Academy At Conrad Ball and Mountain View High School. 432 Cardinal Avenue is a 4-bed, 4-bath, 2,634 sqft single family home built in 2002.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Patridge Realty, Deborah Patridge

Based on information from one of the following Multiple Listing Services: REColorado, Summit MLS Inc (a wholly owned subsidiary of Summit Association of REALTORS), Pikes Peak Association of Realtors, IRES, Grand Junction Area REALTOR, CREN, Vail Board of REALTORS and Grand County Board of REALTORS . Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by REColorado, Summit MLS Inc (a wholly owned subsidiary of Summit Association of REALTORS), Pikes Peak Association of Realtors, IRES, Grand Junction Area REALTOR, CREN, Vail Board of REALTORS and Grand County Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.