432 Gardys Ln

960 Sq. Ft.
$526 / Sq. Ft.
960
Sq. Ft.
$526
per Sq. Ft.

Description

Welcome to this cute and cozy 2-bedroom, 1-bath home offering 960 square feet of living space in the heart of Callao. Recently updated and featuring hardwood floors throughout, this home is both stylish and low-maintenance. The charming kitchen opens flows into the dining and spacious living area, creating a functional and comfortable layout. The covered front porch, along with a flat backyard and deck, provides the perfect setting for relaxing evenings or entertaining friends and family. Additionally,...Welcome to this cute and cozy 2-bedroom, 1-bath home offering 960 square feet of living space in the heart of Callao. Recently updated and featuring hardwood floors throughout, this home is both stylish and low-maintenance. The charming kitchen opens flows into the dining and spacious living area, creating a functional and comfortable layout. The covered front porch, along with a flat backyard and deck, provides the perfect setting for relaxing evenings or entertaining friends and family. Additionally, this home offers an extra room which could be utilized an office or flex space Conveniently located near Coles Point Marina, the Rappahannock River, and Callao Waterfront Park, you’ll enjoy easy access to boating, fishing, kayaking, and waterfront dining. A short drive takes you to nearby Reedville, Warsaw, and Heathsville, offering charming shops, restaurants, farmers markets, and seasonal events throughout Virginia’s Northern Neck. Whether you’re searching for a starter home, weekend retreat, primary residence, or investment opportunity, this home offers a simplistic lifestyle in a welcoming small-town setting. Your Northern Neck getaway awaits
  1. Listed by Brittany Zywusko • Brokerage DRE #0226031692 • King George Realty
    P: (301)-751-9552 C: (301)-751-9552 bmzywusko@gmail.com

Property Details for 432 Gardys Lane

Architectural Style
Ranch
Subdivision Name
None
Waterfront
No
LISTING UPDATED: 02/21/2026 07:26 AM

Property Details for 432 Gardys Lane

StatusClosed
MLS #2601496
Days on Market3
Taxes$466 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1986
Lot Size0.66 AC / 28,749 SF
CountyNorthumberland County

Location

Listing Courtesy of King George Realty, Brittany Zywusko

Sold By Samson Properties, Coy E Whitman Jr.

Add your commute

Building Information for 432 Gardys Lane

Stories1Year Built1986Building Size-Lot Size0.66 AC / 28,749 SF

Payment Calculator

$2,500 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,461

Property Taxes

$39

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 432 Gardys Lane

Summary
Location and General Information
  • City: Callao
  • City Region: None
  • County Or Parish: Northumberland
  • Latitude: 37.993683
  • Longitude: -76.609444
  • Postal City: Callao
  • Postal Code: 22435
  • Postal Code Plus4: 2811
  • State Or Province: VA
  • Unparsed Address: 432 Gardys Ln
Taxes and HOA Information
  • Parcel Number: 7-0-1-0-60-A
  • Tax Annual Amount: $466.20
  • Tax Assessed Value: $63,000.00
  • Tax Legal Description: FOREST LAND #202402160
  • Tax Year: 2025
School Information
  • Elementary School: Northumberland
  • High School: Northumberland
  • Middle Or Junior School: Northumberland
Parking
  • Garage: No
Property
Lot Information
  • Above Grade Finished Area: 960.0
  • Below Grade Finished Area: 0.0
  • Building Area Source: Assessor
  • Living Area: 960.00
  • Living Area Source: Assessor
  • Lot Size Acres: 0.66
  • Lot Size Area: 0.66
  • Lot Size Units: Acres
  • Stories: 1
  • Stories Total: 1
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1986
  • Year Built Details: Actual
  • Development Name: None
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Pool Features: None
  • Roof: Shingle
Interior Features
  • Appliances: Electric Water Heater
  • Basement: No
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • BathsTotal: 1.0
  • Room and Floor: Full Bath-First
  • Room List: Full Bath
  • Cooling: Central Air, Electric
  • Cooling: Yes
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Levels: One
  • Patio And Porch Features: Deck, Front Porch
  • Rooms Total: 5
Room Information
Room 1
  • Room Type 1: Full Bath
  • Room Description 1: Tub & Shower
  • Room Level 1: First
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 432 Gardys Lane

DateEvent & SourcePriceAppreciation
Feb 20, 2026

Price Change

CVRMLS #2601496

$209,000
Feb 20, 2026

Sold

CVRMLS #2601496

$505,000
Jan 19, 2026

Pending

CVRMLS #2601496

Jan 17, 2026

Listed (Active)

CVRMLS #2601496

$215,000
DateEvent & SourcePrice
02/20/2026

Price Change

CVRMLS #2601496

$209,000
02/20/2026

Sold

CVRMLS #2601496

$505,000
01/19/2026

Pending

CVRMLS #2601496

01/17/2026

Listed (Active)

CVRMLS #2601496

$215,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 432 Gardys Lane

Taxable ValueLand$11,900Additions$51,100Total$63,000
Tax Record2025$466 ($39 / month)
Home Facts
Beds0Lot Size28,750 SqFtStyleSingle Family ResidenceCountyNORTHUMBERLANDAPN7-(1)--60-A

Schools near 432 Gardys Lane

This home is within Northumberland County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Northumberland Elementary School
PublicPK to 5

Northumberland Middle School
Public6 to 8

Northumberland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of King George Realty, Brittany Zywusko

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.