Last Sold Price
3 beds2,361 sqft$161/sqft
432 River Rd, Loudon, TN 37774

Description

Lakefront home on main channel! Enjoy the stunning views from your 1.41 acre lakefront property at a very affordable price. Bring your own ideas to update this very well built 2,361 sf basement rancher. Three bedrooms and two full baths upstairs. Bedroom 1 has en suite bathroom. Hardwoods throughout much of the main level. Large bedrooms. Wood burning fireplace. Downstairs has been used as a mother-in-law suite in the past. Has its own kitchen, bathroom and fireplace. Also has French doors for private...Lakefront home on main channel! Enjoy the stunning views from your 1.41 acre lakefront property at a very affordable price. Bring your own ideas to update this very well built 2,361 sf basement rancher. Three bedrooms and two full baths upstairs. Bedroom 1 has en suite bathroom. Hardwoods throughout much of the main level. Large bedrooms. Wood burning fireplace. Downstairs has been used as a mother-in-law suite in the past. Has its own kitchen, bathroom and fireplace. Also has French doors for private entry but has interior stairs to the main level. Most windows on main level are newer. Roof only 8 yrs. old and gutter system only 5 yrs. old. 10' x 16' shed only 5 yrs. old. Quiet and private. Need to see the views to fully appreciate! Sold AS-IS. Buyer to verify s.f.
LISTING CLOSED: 07/06/2022 12:00 AM

  1. Listed by David Nelson • East Tennessee Real Estate

Property Details for 432 River Road

Status
MLS #
1193406
Days on Market
4
Taxes
$1,293 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Single Family / Residential
Year Built
1956
Lot Size
1.41 AC / 61,419 SF
Architectural Style
Traditional
View
Mountain View, Lake
Style Traditional
True

Recent comparable sales

Median sold price

$365,000

Avg days on market

76

Sale-to-list ratio

94.6%

Loudon, TN

9 comparable properties found

$354,000 | 6061 Huffs Ferry Road, Loudon, TN 37774
1/25
1

$354,000

Sold 09/18/25

3
Bedrooms
1,960
Square Feet
0.45
Acres
$475,000 | 306 Holt Drive, Loudon, TN 37774
1/47
2

$475,000

Sold 10/04/24

3
Bedrooms
2,252
Square Feet
0.67
Acres
$365,000 | 327 River Bend Drive, Loudon, TN 37774
1/27
3

$365,000

Sold 05/08/26

3
Bedrooms
1,990
Square Feet
0.46
Acres
a front view of a house with a garden and yard
1/40
4

$384,900

Sold 12/23/24

3
Bedrooms
2,217
Square Feet
0.17
Acres
$280,000 | 508 Wharf Street, Loudon, TN 37774
1/26
5

$280,000

Sold 05/22/25

3
Bedrooms
2,272
Square Feet
0.22
Acres
$299,900 | 523 Bobwhite Drive, Loudon, TN 37774
1/54
6

$299,900

Sold 01/21/25

3
Bedrooms
2,000
Square Feet
0.59
Acres
$325,000 | 405 Mason Lane, Loudon, TN 37774
1/39
7

$325,000

Sold 05/28/25

3
Bedrooms
2,179
Square Feet
0.44
Acres
$430,000 | 606 Mulberry Street, Loudon, TN 37774
1/48
8

$430,000

Sold 08/28/25

4
Bedrooms
2,048
Square Feet
0.36
Acres
$389,100 | 321 River Bend Drive, Loudon, TN 37774
1/34
9

$389,100

Sold 06/03/25

4
Bedrooms
2,494
Square Feet
0.36
Acres

Location

Listing Courtesy of East Tennessee Real Estate, David Nelson

Sold By Weichert REALTORS Advantage Plus, Mary-Ann Linkowski (865.850.0552)

Add your commute

Building Information for 432 River Road

Stories-Year Built1956Building Size-Lot Size1.41 AC / 61,419 SF

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$2,034 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,926

Property Taxes

$108

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 432 River Road

Summary
Location and General Information
  • City: Loudon
  • County Or Parish: Loudon County - 32
  • Directions: Hwy 11to High Street, go north on High St. High Street curves to left and turns into River Rd. House on right. Sign in yard.
  • Latitude: 35.740875
  • Longitude: -84.351867
  • MLS Area Major: Loudon County - 32
  • MLS Area Minor: Loudon County - 32
  • Postal Code: 37774
  • State Or Province: TN
  • View Mountain View: True
  • Location Tax Legal Info Area: Loudon County - 32
  • Remarks Misc Directions: Hwy 11to High Street, go north on High St. High Street curves to left and turns into River Rd. House on right. Sign in yard.
  • Amenities Available Lake: true
Parking
  • Attached Garage: Yes
  • Parking Features: Attached, Carport, Side/Rear Entry, Main Level, Off-Street Parking
  • Atchd Dtchd Type Detached: True
  • Garage Parking Attached: True
  • Garage Parking Carport: True
  • Garage Parking Main Level: True
  • Garage Parking Off-Street Parking: True
  • Garage Parking SideRear Entry: True
  • Garage Parking Carport Spaces: 1.0
Taxes and HOA Information
  • Association Fee: 0.0
  • Parcel Number: 040 048.00
  • Location Tax Legal Info Total Tax: 1293.09
  • General Property Description HOA: No
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Lot Size Area: 1.41
  • Lot Size Units: Acres
  • Lot Size Square Feet: 61419.0
  • Year Built: 1956
  • Lot Features: Lakefront, Rolling Slope
  • Building Area Total: 2361.0
  • Living Area Source: Tax Records
  • Lot Size Acres: 1.41
  • Lot Size Source: Tax Records
  • Lot Size Dimensions: 215/265 x 230/238
  • General Property Description SqFt - Main Lvl: 1711.0
  • General Property Description SqFt - Down Lvl: 650.0
  • General Property Description SqFt - 2nd Flr Lvl: 0.0
  • General Property Description SqFt - 3rd Flr Lvl: 0.0
  • General Property Description SqFt - Source: Tax Records
  • General Property Description Lot Dimensions: 215/265 x 230/238
  • General Property Description Lot Size SqFt: 61419.0
  • General Property Description Acres: 1.41
  • General Property Description Acre Source: Tax Records
  • General Property Description Site Built: Yes
  • Lot Description Lakefront: True
  • Lot Description Rolling Slope: True
Property and Assessments
  • Possession: At Closing
  • Sign On Property: Yes
  • Property Attached: No
  • Property Type Label: Single Family
  • Floor Plans Count: 0
  • Property Type: Single Family
  • Property Sub Type: Residential
  • Possession At Closing: True
Utilities
  • General Property Description Sewer: Septic Tank
  • Fuel Electric: True
  • Fuel Gas (Natural): True
  • Sewer Septic Tank: True
  • Water Public: True
Interior and Exterior Features
Exterior Features
  • Exterior Features: Windows - Aluminum, Windows - Vinyl, Patio, Porch - Covered
  • Other Structures: Storage Shed
  • Construction Materials: Brick, Shingle Shake
  • Siding Brick: True
  • Siding Shingle Shake: True
  • Outbuildings Storage Shed: True
  • Exterior Features Patio: True
  • Exterior Features Porch - Covered: True
  • Exterior Features Windows - Aluminum: True
  • Exterior Features Windows - Vinyl: True
  • Misc Features Pantry: True
Interior Features
  • Beds Total: 3
  • Baths Full: 3
  • Baths Half: 0
  • Fireplaces Total: 2
  • Fireplace: Yes
  • Bathrooms Total Integer: 3
  • Cooling Details: Yes
  • Kitchen Appliances: None
  • Fireplace Features: Brick, Wood Burning
  • Flooring: Laminate, Hardwood
  • Heating: Yes
  • Fireplace Brick: True
  • Fireplace Wood Burning: True
  • Cooling Ceiling Fan(s): True
  • Cooling Central Cooling: True
  • Floors Hardwood: True
  • Floors Laminate: True
  • Basement Finished: True
  • Basement Plumbed: True
  • Basement Slab: True
  • Basement Walkout: True
  • General Property Description Number of Bedrooms: 3
  • General Property Description Number of Rooms: 7
  • General Property Description Fireplace: Yes
  • General Property Description Number of Fireplace: 2.0
  • General Property Description Basement: Yes
  • General Property Description Bonus Room: No
  • General Property Description Extra Storage: Yes
  • Heat Central: True
  • Dining Area Living Room Dining Room: True
  • Appliances None: True
  • Other Rooms Addl Living Quarter: True
  • Other Rooms Extra Storage: True
  • Other Rooms Family Room: True
  • Other Rooms Mstr Bdrm Main Level: True
  • Misc Features WasherDryer Connect: True
Room Information
Room
  • Rooms Total: 7
Rental
Rent Information
  • General Property Description Restrictions: No
  • Tenant Expenses Cooling: Central Cooling,Ceiling Fan(s)
  • Tenant Expenses Heating: Central,Natural Gas,Electric

Property History for 432 River Road

DateEvent & SourcePriceAppreciation
Jul 6, 2022

Closed (Public Record)

Public Record #1493456426

$379,000
Jul 6, 2022

Closed

KAARMLS #1193406

$379,000
Jun 4, 2022

Contract - Not Showing

KAARMLS #1193406

DateEvent & SourcePrice
07/06/2022

Closed (Public Record)

Public Record #1493456426

$379,000
07/06/2022

Closed

KAARMLS #1193406

$379,000
06/04/2022

Contract - Not Showing

KAARMLS #1193406

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 432 River Road

Taxable ValueLand$11,725Additions$37,675Total$49,400
Tax Record2025$1,462 ($122 / month)
Home Facts
Beds0Total Finished SqFt3,155 SqFtAbove Grade Finished SqFt2,361 SqFtFinished Basement SqFt794 SqFtStories1Lot Size61,420 SqFtStyleSingle Family ResidenceYear Built1956Year Renovated1996ZoningR-1-SCountyLOUDONAPN040 04800Fireplace TypeHas Fireplace

Schools near 432 River Road

This home is within Loudon County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Loudon Elementary School
PublicPK to 5

Ft Loudoun Middle School
Public6 to 8

Loudon High School
Public9 to 12

Steekee Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 37774

$299,000 | 561 Robinson Drive, Loudon, TN 37774
1/33
New

$299,000

3
Bedrooms
2,020
Square Feet
0.7
Acres
$620,000 | 208 Chota Landing View, Loudon, TN 37774
1/23
New

$620,000

3
Bedrooms
2,190
Square Feet
0.01
Acres
$350,000 | 139 Linden Lane, Loudon, TN 37774
1/13
New

$350,000

2
Bedrooms
1,465
Square Feet
0.04
Acres
$700,000 | 1495 Matlock Bend Road East, Loudon, TN 37774
1/44
Virtual TourNew

$700,000

3
Bedrooms
2,618
Square Feet
1.17
Acres
$705,000 | 107 Amohi Way, Loudon, TN 37774
New

$705,000

3
Bedrooms
2,150
Square Feet
0.35
Acres
$859,900 | 894 Black Bear Circle, Loudon, TN 37774
1/16
New

$859,900

4
Bedrooms
2,434
Square Feet
0.17
Acres
$999,000 | 410 Catoosa Lane, Loudon, TN 37774
1/60

$999,000

4
Bedrooms
5,013
Square Feet
0.48
Acres
$2,350,000 | 7475 Pine Grove Providence Road, Loudon, TN 37774
1/60
Coming Soon - No Showings

$2,350,000

4
Bedrooms
4,427
Square Feet
16.03
Acres
$523,900 | 258 Chatuga Way, Loudon, TN 37774
1/48

$523,900

3
Bedrooms
1,688
Square Feet
0.32
Acres

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 432 River Road, Loudon, TN 37774
$379,000
3
2,361
61,419
$310,000
4
3,000
125,017
3
3
2,050
37,462
2
2,170
74,923
2
2,527
121,968
3
2,173
113,256

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of East Tennessee Real Estate, David Nelson

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 04/01/2024 09:45 AM