4320 Cottage Ave

3,187 Sq. Ft.
$220 / Sq. Ft.
3,187
Sq. Ft.
$220
per Sq. Ft.

Description

Come see this amazing one-of-a-kind property with over 130 feet of blissful river frontage! Designed with entertaining company in mind with top-shelf materials and craftsmanship, this property harbors some of the most exciting views you can find in Midwest. The yard has been professionally landscaped, meticulously maintained, and provides scenic and tranquil vibes that you and your company will never want to stop enjoying. Huddle up around the table and grill with your friends on the patio and fire...Come see this amazing one-of-a-kind property with over 130 feet of blissful river frontage! Designed with entertaining company in mind with top-shelf materials and craftsmanship, this property harbors some of the most exciting views you can find in Midwest. The yard has been professionally landscaped, meticulously maintained, and provides scenic and tranquil vibes that you and your company will never want to stop enjoying. Huddle up around the table and grill with your friends on the patio and fire up some savory steaks in the smoker. Step inside and you'll be greeted by a traditional floorplan where nearly every room has a view of river. The kitchen is glorious and features a full suite of premium stainless steel appliances, a breakfast bar, and walk-in pantry. You'll fall in love with the abundant cherry wood cabinetry, endless granite countertops, and luscious travertine tile floors. The main level Master En-suite walks out to the pergola patio and includes a huge walk-in closet and a masterful bathroom featuring heated ceramic tile floors & towel rack, twin sink vanity, and opulent frameless steam shower. The roomy living room has built-in shelving, a gas fireplace with custom masonry surround, and more amazing views outside through the glass sliding doors that walk out to the patio. Upstairs are three more spacious bedrooms including a loft that could be used as a separate living space with direct access to the three-stall garage. Schedule your showing today and you'll discover that every day spent at this dream home will feel like a luxury vacation!
  1. Listed by Bree Ballard • Cressy & Everett - South Bend
  2. Listed by Nick Benninghoff • Cressy & Everett - South Bend

Property Details for 4320 Cottage Avenue

Style
Two Story
Architectural Style
Other
Subdivision
Twin Branch
Waterfront
Yes
Water Features
Boat Lot, Pier/Dock
Garage/Number Of Cars
3
LISTING UPDATED: 10/25/2023 07:39 PM

Property Details for 4320 Cottage Avenue

StatusSold
MLS #202331908
Days on Market23
Taxes$6,034 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1996
Lot Size0.41 AC / 18,000 SF
CountySt. Joseph County

Location

Listing Courtesy of Cressy & Everett - South Bend

Sold By RE/MAX 100

Add your commute

Building Information for 4320 Cottage Avenue

Stories-Year Built1996Building Size-Lot Size0.41 AC / 18,000 SF

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$3,915 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,412

Property Taxes

$503

HOA Dues

$0

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Property Information for 4320 Cottage Avenue

Summary
Location and General Information
  • Area: St. Joseph County
  • City: Mishawaka
  • Zip + 4: 3847
  • Zip Code: 46544
  • City Zoning: R1 Single Family Residential
  • State: IN
  • Township: Penn
  • Geo Latitude: 42
  • Geo Longitude: -86
  • Road Access: City
  • Inside City Limits: Yes
  • Fips Code: 18141
  • Directions To Property: Vistula to Oakland Ave to Cottage Ave, located at end of Cottage Ave.
  • Sea Wall Type: Steel
  • Location: City/Town/Suburb
  • Water Frontage: 130.0
Taxes and HOA
  • Assessed Value $: $490,700.00
  • Annual Taxes: $6,034
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2023
  • Parcel Number Id: 71-10-07-327-012.000-023
School Information
  • School District: School City of Mishawaka
  • Elementary: Twin Branch
  • Middle School: John Young
  • High School: Mishawaka
Parking
  • Garage Length: 32.0
  • Garage Width: 21.0
  • Garage: Yes
  • Off Street Parking: Yes
  • Garage Type: Attached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.41
  • Lot Dimensions: 120X150
  • Lot Number: 9
  • Below Grade Unfin Sqft: 0.0
  • Total Square Feet: 3187.0
  • Approx Lot Size Sqft: 18000.0
  • Above Grade Finished Sqft: 3187.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 0.0
  • Total Finished Sqft: 3187.0
  • Garage Square Feet: 672.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Slope, Waterfront, 0-2.9999, Water View, Waterfront-Medium Bank
Property and Assessments
  • New Construction: No
  • Year Built: 1996
  • Age: 27
  • Planned Unit Development: No
Green Features
  • Energy Efficient: Appliances, Windows
  • Enrgy Efficient Windows/Doors: Double Pane Windows, Storm Doors
Utilities
  • Cable Company: Comcast
  • Electric Company: AEP/I&M
  • Gas Company: NIPSCO
  • Water Company: Mishawaka Utility
  • Water Type: River
  • Water Access: Riverfront
  • Water Name: Saint Joseph River
  • Water Utility: City
  • Sewer: City
Interior and Exterior Features
Exterior Features
  • Amenities: 1st Bdrm En Suite, ADA Features, Alarm System-Security, Attic Pull Down Stairs, Breakfast Bar, Built-In Bookcase, Cable Available, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Crown Molding, Deck Covered, Deck Open, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Disposal, Dryer Hook Up Gas/Elec, Eat-In Kitchen, Firepit, Foyer Entry, Garage Door Opener, Guest Quarters, Irrigation System, Kitchen Island, Landscaped, Natural Woodwork, Pantry-Walk In, Patio Covered, Patio Open, Pocket Doors, Porch Covered, Range/Oven Hk Up Gas/Elec, Six Panel Doors, Split Br Floor Plan, Steam Shower, Storm Doors, Twin Sink Vanity, Wiring-Security System, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Bidet, Formal Dining Room, Main Floor Laundry, Washer Hook-Up, Custom Cabinetry, Garage Utilities
  • Driveway: Concrete
  • Exterior: Brick
  • Fence: Decorative, Full, Metal, Pet Fence
  • Outbuilding 1: None
  • Platted: Yes
  • Pool: No
  • Roof Material: Asphalt, Dimensional Shingles, Shingle
Interior Features
  • Number of Fireplaces: 1
  • Basement Material: Poured Concrete
  • Basement: No
  • Basement/Foundation: Crawl
  • Cooling: Central Air
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Tile
  • Heating/Fuel: Gas, Baseboard, Floor, Forced Air, Hot Water, Radiant, Multiple Heating Systems
  • Number of Above Grade Bedrooms: 4
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 2
  • Number of Full Baths Upper: 1
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 9
  • Total Number of Bedrooms: 4
  • Total Number of Full Baths: 3
  • Total Number of Half Baths: 0
  • Total Baths: 3
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 17.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 13.0
  • 2nd Bedroom Length: 23.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 21.0
  • 3rd Bedroom Length: 14.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 11.0
  • 4th Bedroom Length: 14.0
  • 4th Bedroom Level: Upper
  • 4th Bedroom Width: 11.0
  • Breakfast Room Length: 12.0
  • Breakfast Room Level: Main
  • Breakfast Room Width: 9.0
  • Dining Room Length: 13.0
  • Dining Room Level: Main
  • Dining Room Width: 12.0
  • Kitchen Length: 12.0
  • Kitchen Level: Main
  • Kitchen Width: 12.0
  • Laundry Level: Main
  • Living/Great Room Length: 22.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 16.0
  • Den Length: 15.0
  • Den Level: Main
  • Den Width: 13.0

Property History for 4320 Cottage Avenue

DateEvent & SourcePriceAppreciation
Feb 3, 2026

Withdrawn

Indiana Regional MLS #202543978

Oct 29, 2025

Listed (Active)

Indiana Regional MLS #202543978

$745,000
Oct 24, 2023

Sold

Indiana Regional MLS #202331908

$700,000
Oct 18, 2023

Sold (Public Record)

Public Record #1533511449

$700,000
Sep 25, 2023

Pending

Indiana Regional MLS #202331908

Sep 22, 2023

In Contract

Indiana Regional MLS #202331908

Sep 2, 2023

Listed (Active)

Indiana Regional MLS #202331908

$700,000
Jun 4, 2007

Sold

Indiana Regional MLS #664278

$450,000
Apr 23, 2007

Pending

Indiana Regional MLS #664278

Oct 23, 2006

Listed (Active)

Indiana Regional MLS #664278

$529,000
Nov 14, 2004

Expired

Indiana Regional MLS #618189

May 14, 2004

Listed (Active)

Indiana Regional MLS #618189

$379,900
May 10, 2004

Expired

Indiana Regional MLS #618020

Oct 10, 2003

Listed (Active)

Indiana Regional MLS #618020

$399,000
Sep 30, 2003

Expired

Indiana Regional MLS #617866

Jul 30, 2003

Listed (Active)

Indiana Regional MLS #617866

$432,000
Jun 30, 2003

Expired

Indiana Regional MLS #617787

Jan 31, 2003

Listed (Active)

Indiana Regional MLS #617787

$475,000
Oct 5, 2002

Expired

Indiana Regional MLS #617633

Jun 19, 2002

Listed (Active)

Indiana Regional MLS #617633

$475,000
DateEvent & SourcePrice
02/03/2026

Withdrawn

Indiana Regional MLS #202543978

10/29/2025

Listed (Active)

Indiana Regional MLS #202543978

$745,000
10/24/2023

Sold

Indiana Regional MLS #202331908

$700,000
10/18/2023

Sold (Public Record)

Public Record #1533511449

$700,000
09/25/2023

Pending

Indiana Regional MLS #202331908

09/22/2023

In Contract

Indiana Regional MLS #202331908

09/02/2023

Listed (Active)

Indiana Regional MLS #202331908

$700,000
06/04/2007

Sold

Indiana Regional MLS #664278

$450,000
04/23/2007

Pending

Indiana Regional MLS #664278

10/23/2006

Listed (Active)

Indiana Regional MLS #664278

$529,000
11/14/2004

Expired

Indiana Regional MLS #618189

05/14/2004

Listed (Active)

Indiana Regional MLS #618189

$379,900
05/10/2004

Expired

Indiana Regional MLS #618020

10/10/2003

Listed (Active)

Indiana Regional MLS #618020

$399,000
09/30/2003

Expired

Indiana Regional MLS #617866

07/30/2003

Listed (Active)

Indiana Regional MLS #617866

$432,000
06/30/2003

Expired

Indiana Regional MLS #617787

01/31/2003

Listed (Active)

Indiana Regional MLS #617787

$475,000
10/05/2002

Expired

Indiana Regional MLS #617633

06/19/2002

Listed (Active)

Indiana Regional MLS #617633

$475,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4320 Cottage Avenue

Taxable ValueLand$77,100Additions$441,900Total$519,000
Tax Record2024$12,136 ($1,011 / month)
Home Facts
Beds4Baths2.5Total Finished SqFt3,187 SqFtAbove Grade Finished SqFt3,187 SqFtStories2Lot Size18,000 SqFtStyleSingle Family ResidenceYear Built1996CountyST. JOSEPHAPN71-10-07-327-012.000-023Fireplace TypeHas Fireplace

Schools near 4320 Cottage Avenue

This home is within School City Of Mishawaka.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Twin Branch Elementary School
PublicK to 6

John J Young Middle School
Public7 to 8

Mishawaka High School
Public9 to 12

Joint Service Campus Program
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Cressy & Everett - South Bend

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.