433 Merchant Rd

Jefferson, NY 12093

$395,000
Price
4
Beds
1,650 Sq. Ft.
$239 / Sq. Ft.
1,650
Sq. Ft.
$239
per Sq. Ft.
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Description

Escape to the peace and natural beauty of Jefferson in Schoharie County, NY with this artistic country home for sale, set on a quiet paved road with little traffic and surrounded by nature. This property spans 82.1 acres with four spring-fed ponds, open meadows, and a diverse landscape of hardwood forest including sugar maple, ash, and northern black cherry, balanced by replanted pine and spruce. For over 25 years, bluebirds and tree swallows have returned each season to nest, a testament to the...Escape to the peace and natural beauty of Jefferson in Schoharie County, NY with this artistic country home for sale, set on a quiet paved road with little traffic and surrounded by nature. This property spans 82.1 acres with four spring-fed ponds, open meadows, and a diverse landscape of hardwood forest including sugar maple, ash, and northern black cherry, balanced by replanted pine and spruce. For over 25 years, bluebirds and tree swallows have returned each season to nest, a testament to the harmony and care this land has known. Outdoor recreation is available in every season, with swimming in summer, ice skating in winter, and over one mile of cross-country skiing trails winding through fields and forest. Natural springs and a small stream feed the ponds, creating a peaceful, ever-changing landscape. The property features four separate buildings, each with its own character. The main home offers large windows framing tranquil views of the pond, lawns, and surrounding trees. Inside, an open floor plan, spiral staircase, and cozy woodstove create a warm and inviting space, while a new furnace adds modern comfort. The second house, built in the early 1800s and currently used as a workshop or artist studio, showcases original hand-hewn beams and timeless craftsmanship. The passive solar greenhouse is a separate structure with a built-in Koi pond, staying warm enough for tropical plants to thrive year-round. The large storage pole barn provides abundant space for equipment, cattle, or horses. Whether you seek a full-time residence, a vacation home, or a peaceful retreat, this home in Jefferson, Schoharie County, NY captures the essence of quiet Upstate living—natural, inspiring, and filled with enduring charm.
  1. Listed by Matthew Loder • Country Boy Realty
    P: (518)-378-1235 C: (518)-378-1235 MLoderCBR@gmail.com

Property Details for 433 Merchant Road

View
Meadow, Mountain(s), Pond
Architectural Style
Contemporary, Custom
Zoning
Residential
Waterfront
No
Parking Total
10.00
LISTING UPDATED: 01/06/2026 02:23 PM

Property Details for 433 Merchant Road

StatusActive
MLS #202610187
Days on Market4
Taxes$6,602 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1982
Lot Size82.00 AC / 3,571,920 SF
CountySchoharie County

Location

Listing Courtesy of Country Boy Realty
Add your commute

Building Information for 433 Merchant Road

Stories-Year Built1982Building Size-Lot Size82.00 AC / 3,571,920 SF

Payment Calculator

$2,475 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,925

Property Taxes

$550

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 433 Merchant Road

Summary
Location and General Information
  • Postal City: Jefferson
  • Directions: From Main Street Cobleskill, Straight onto NY-10S/NY7 W/w Main Street, Left onto NY-10S, Left onto Wharton Hollow Rd, Right onto Enid Rd, Right onto E. Jefferson Rd/W. Kill Rd, turn Right onto Merchant Road, home is .5 miles down the road on the right.
  • MLS Area Major: Jefferson
  • City: Jefferson
  • State Or Province: NY
  • Postal Code: 12093
  • County Or Parish: Schoharie
  • Latitude: 42.51
  • Longitude: -74.59
  • MLS Area Minor: Jefferson
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 4
  • Tax Block: 27
  • Parcel Number: 433600 145.-4-27
  • Tax Annual Amount: $6,602.00
Parking
  • GarageSpaces: 3.00
  • Attached Garage: No
School Information
  • School District: Jefferson
  • Elementary School District: Jefferson
  • Middle Or Junior School District: Jefferson
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: Residential,Single Family Residence
  • Property Type Label: Residential
Lot Information
  • Lot Features: Secluded, Road Frontage, Views, Landscaped
  • Year Built: 1982
  • Lot Size Dimensions: 1294X2132
  • New Construction: No
  • Above Grade Finished Area: 1650.0
  • Above Grade Finished Area Source: CRS
  • Below Grade Finished Area: 0.0
  • Below Grade Finished Area Source: CRS
  • Lot Size Acres: 82.0
  • Lot Size Area: 82.0
  • Lot Size Units: Acres
  • Lot Size Square Feet: 3571920.0
Building Information
  • Building Area Total: 1650.0
  • Living Area: 1650.0
Utilities
  • Utilities: Cable Available
Interior and Exterior Features
Exterior Features
  • Other Structures: Greenhouse, Workshop, Barn(s), Garage(s)
  • Exterior Features: Barn
  • Senior Community: No
Interior Features
  • Interior Features: Separate Formal Living Room, Country Kitchen
  • Heating: Forced Air, Oil
  • Roof: Metal, Shingle, Asphalt
  • Flooring: Wood
  • Electric: 200+ Amp Service
  • Basement: Slab
  • Construction Materials: Wood Siding
  • Cooling: None
  • Foundation Details: Slab
  • Cooling: No
  • Heating: Yes
  • Stories: 3
  • Stories Total: 3
  • Fireplace: Yes
  • Appliances: Dishwasher, Freezer, Gas Water Heater, Range, Refrigerator
  • Fireplace Features: Wood Burning Stove
  • Fireplaces Total: 1
  • Dining Room Type : Combined DRLR: Yes
Room Information
Room Information
  • Rooms Total: 13
  • Room Type: Living Room, Kitchen, Dining Room, Full Bathroom, Utility Room, Sun Room, Half Bathroom, Family Room, Bedroom, Other
Bathrooms
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 1.50
  • Bathrooms Total Notational: 1.10
  • Bedrooms Total: 4
  • Bathrooms Full: 1
  • Bathrooms Half: 1
Kitchen
  • Kitchen Features : Country Kitchen: Yes
Room 1
  • RoomType: Living Room
  • RoomLevel: First
Room 2
  • RoomType: Kitchen
  • RoomLevel: First
Room 3
  • RoomType: Dining Room
  • RoomLevel: First
  • RoomDescription: Dining Area
Room 4
  • RoomType: Full Bathroom
  • RoomLevel: First
Room 5
  • RoomType: Utility Room
  • RoomLevel: First
Room 6
  • RoomType: Sun Room
  • RoomLevel: First
Room 7
  • RoomType: Half Bathroom
  • RoomLevel: Second
Room 8
  • RoomType: Family Room
  • RoomLevel: Second
Room 9
  • RoomType: Bedroom
  • RoomLevel: Second
Room 10
  • RoomType: Bedroom
  • RoomLevel: Second
Room 11
  • RoomType: Bedroom
  • RoomLevel: Third
  • RoomDescription: Sitting Room
Room 12
  • RoomType: Other
  • RoomLevel: Third
  • RoomDescription: Bonus Room
Room 13
  • RoomType: Bedroom
  • RoomLevel: Third
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
Unit Information
Unit 1
  • Unit Detail : Kitchen: True

Property History for 433 Merchant Road

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

HVCR MLS #20260095

$395,000—
Jan 7, 2026

Listed (Active)

WNYREIS #R1656852

$395,000—
Jan 6, 2026

Listed (Active)

GLOBAL MLS #202610187

$395,000—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

HVCR MLS #20260095

$395,000
01/07/2026

Listed (Active)

WNYREIS #R1656852

$395,000
01/06/2026

Listed (Active)

GLOBAL MLS #202610187

$395,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 433 Merchant Road

Taxable ValueLand$50,550Additions$59,800Total$110,350
Tax Record2024$6,443 ($537 / month)
Home Facts
Beds2Baths2Total Finished SqFt1,163 SqFtAbove Grade Finished SqFt1,163 SqFtStories1Lot Size3,576,276 SqFtStyleMiscellaneous ResidentialYear Built1800CountySCHOHARIEAPN433600 145.-4-27

Schools near 433 Merchant Road

This home is within Jefferson Central School District.
Rating
School
Type
Grades
Distance
Jefferson Central School
Public - PK to 12
Rating
School
Distance
Jefferson Central School
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 433 Merchant Road, Jefferson, NY 12093

433 Merchant Road is a single family home for sale in Jefferson, NY 12093. This property was listed for sale on January 6, 2026 by Country Boy Realty, it's currently listed at $395,000. This listing's school district is Jefferson Central School District. Nearby schools include Jefferson Central School. 433 Merchant Road is a 4-bed, 2-bath, 1,650 sqft single family home built in 1982.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Country Boy Realty

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