435 Bernard St

2,086 Sq. Ft.
$57 / Sq. Ft.
2,086
Sq. Ft.
$57
per Sq. Ft.

Description

Calling all investors! Here is your chance to own a cash flowing duplex located in the 14621 district. The downstairs unit features 3 bedrooms, 1 bath, rented at $925 and the upstairs unit has 2 bedrooms, 1 bath $900. Both are MTM leases bringing in GOI $21,900. The property updates included for downstairs: fresh paint, new kitchen sink and counter top, HWT (2018) and new furnace. The upstairs include: fresh paint, new vanity, toilet, flooring, interior lighting and GFI outlets. In 2025 there was...Calling all investors! Here is your chance to own a cash flowing duplex located in the 14621 district. The downstairs unit features 3 bedrooms, 1 bath, rented at $925 and the upstairs unit has 2 bedrooms, 1 bath $900. Both are MTM leases bringing in GOI $21,900. The property updates included for downstairs: fresh paint, new kitchen sink and counter top, HWT (2018) and new furnace. The upstairs include: fresh paint, new vanity, toilet, flooring, interior lighting and GFI outlets. In 2025 there was a lead service water line replacement and the home comes with a service agreement with Triple OOO until 7/31/2026 which includes emergency calls for HVAC, plumbing and electrical needs. There will be group showings on Wednesday, march 25th from 5PM-6PM, Thursday, March 26th from 5PM-6PM and Saturday, March 28th from 12PM-2PM. All offers will be due on Monday, March 30th at 12PM.
  1. Listed by Deborah Kennedy • Phoenix Rising Realty Inc.
    P: (585)-230-3521 C: (585)-230-3521 prrinc2018@gmail.com

Property Details for 435 Bernard Street

Subdivision Comm Complex
St Jacobs Amd
Styles Of Residence
Duplex
On Waterfront
No
Parking Description
Parking Available, Two Or More Spaces
Nearest Cross Street
North St
LISTING UPDATED: 03/24/2026 10:17 AM

Property Details for 435 Bernard Street

StatusActive
MLS #R1667039
Days on Market3
Taxes$3,164 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential / Duplex
Year Built1905
Lot Size0.13 AC / 5,597 SF
CountyMonroe County

Location

Listing Courtesy of Phoenix Rising Realty Inc.
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Building Information for 435 Bernard Street

Stories1Residences2Year Built1905Building Size-Lot Size0.13 AC / 5,597 SF

Payment Calculator

$846 per month

30 year fixed, 6.11% Interest

Principal and Interest

$582

Property Taxes

$264

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 435 Bernard Street

Summary
Location and General Information
  • Elementary School District: Rochester
  • High School District: Rochester
  • Middle Or Junior School District: Rochester
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Rochester City-261400
  • Tax Annual Amount: $3,164.00
Property
Lot Information
  • Building Area Total: 2086.0
  • Land Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.1285
  • Lot Size Area: 0.1285
  • Lot Size Square Feet: 5597.0
  • Lot Size Units: Acres
  • Parcel Number: 261400-106-260-0003-060-000-0000
  • Road Frontage: City Street
  • Lot Number: 60
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $100,100
  • Year Built: 1905
  • Year Built Description: Existing
  • Zoning Description: Residential 2 Unit
  • Property Sub Type Additional: Duplex
Utilities
  • Electric Service: Circuit Breakers
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Copper Plumbing, Pex Plumbing
  • Exterior Features: Fence
  • Fencing: Partial
  • Foundation Description: Block
  • Patio And Porch Features: Open, Porch
  • Roof Description: Asphalt, Shingle
  • Structure Type: Duplex
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Laminate, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Laundry Features: Washer Hookup
  • Sq Ft Total: 2086.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Gross Annual Income: $21,900.00
  • Net Operating Income: $18,256.00
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expenses: $480.00
  • Operating Expense Includes: Water Sewer
  • Stories Total: 1
Rental
Rental Information
  • Rent Includes: Trash Collection, Water

Property History for 435 Bernard Street

DateEvent & SourcePriceAppreciation
Mar 24, 2026

Listed (Active)

WNYREIS #R1667039

$119,900
Jan 13, 2025

Sold (Public Record)

Public Record #1549446295

$105,000

+6.4% / yr

Jan 13, 2025

Sold

WNYREIS #R1572425

$105,000
Nov 15, 2024

Expired

WNYREIS #R1572425

Nov 9, 2024

Pending

WNYREIS #R1572425

Oct 16, 2024

Listed (Active)

WNYREIS #R1572425

$99,900
Oct 15, 2024

Expired

WNYREIS #R1567969

Sep 25, 2024

Listed (Active)

WNYREIS #R1567969

$109,900
May 31, 2019

Expired

WNYREIS #R1111717

Apr 18, 2018

Listed (Active)

WNYREIS #R1111717

$49,900
Jan 2, 2015

Sold (Public Record)

Public Record #485438202

$56,500

+11357.7% / yr

Dec 2, 2014

Sold

WNYREIS #R252914

$34,500
Nov 25, 2014

Sold (Public Record)

Public Record #483617301

$34,500
Jul 10, 2014

Pending

WNYREIS #R252914

Jul 10, 2014

Listed (Active)

WNYREIS #R252914

$34,500
DateEvent & SourcePrice
03/24/2026

Listed (Active)

WNYREIS #R1667039

$119,900
01/13/2025

Sold (Public Record)

Public Record #1549446295

$105,000

+6.4% / yr

01/13/2025

Sold

WNYREIS #R1572425

$105,000
11/15/2024

Expired

WNYREIS #R1572425

11/09/2024

Pending

WNYREIS #R1572425

10/16/2024

Listed (Active)

WNYREIS #R1572425

$99,900
10/15/2024

Expired

WNYREIS #R1567969

09/25/2024

Listed (Active)

WNYREIS #R1567969

$109,900
05/31/2019

Expired

WNYREIS #R1111717

04/18/2018

Listed (Active)

WNYREIS #R1111717

$49,900
01/02/2015

Sold (Public Record)

Public Record #485438202

$56,500

+11357.7% / yr

12/02/2014

Sold

WNYREIS #R252914

$34,500
11/25/2014

Sold (Public Record)

Public Record #483617301

$34,500
07/10/2014

Pending

WNYREIS #R252914

07/10/2014

Listed (Active)

WNYREIS #R252914

$34,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 435 Bernard Street

Taxable ValueLand$12,000Additions$88,100Total$100,100
Tax Record2024$937 ($78 / month)
Home Facts
Baths2Total Finished SqFt2,086 SqFtAbove Grade Finished SqFt2,086 SqFtStories2Lot Size5,616 SqFtStyleDuplexYear Built1905Zoning12CountyMONROEAPN261400 106.26-3-60

Schools near 435 Bernard Street

This home is within Rochester City School District.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Public - PK to 6
Public - PK to 6
Rating
School
Distance
School 45 Mary Mcleod Bethune
PublicPK to 8

Franklin Upper School
Public9 to 12

School 22 Lincoln School
PublicPK to 6

School 9 Dr Martin Luther King Jr
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

435 Bernard Street is a multi-family home for sale in Rochester, NY 14621. This property was listed for sale on March 24, 2026 by Phoenix Rising Realty Inc., it's currently listed at $119,900. It has been on the market for a total of 3 days and was last sold on January 13, 2025. This listing's school district is Rochester City School District. Nearby schools include School 45 Mary Mcleod Bethune, Franklin Upper School and School 22 Lincoln School. 435 Bernard Street is a 5-bed, 2-bath, 2,086 sqft multi-family home built in 1905.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Phoenix Rising Realty Inc.

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.