435 Main St

$224,900
Price
1,577 Sq. Ft.
$143 / Sq. Ft.
1,577
Sq. Ft.
$143
per Sq. Ft.

Description

Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture . 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to offer. Replacement windows, metal roof, freshly painted in neutral colors ready for you finishing touches. Listing Broker is part owner of this property.Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture . 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to offer. Replacement windows, metal roof, freshly painted in neutral colors ready for you finishing touches. Listing Broker is part owner of this property.
  1. Listed by Jo Aline Bordinger - SFRS • Bordinger Realty, LLC
    P: (607)-432-9173 C: (607)-434-2566 jbordinger@bordingerrealty.com

Property Details for 435 Main Street

Styles Of Residence
Two Story
On Waterfront
No
Parking Description
Detached, Garage
Nearest Cross Street
Fifth Street
LISTING UPDATED: 10/29/2025 05:28 PM

Property Details for 435 Main Street

StatusActive
MLS #R1641499
Days on Market94
Taxes$4,805 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1900
Lot Size0.25 AC / 10,890 SF
CountyOtsego County

Location

Listing Courtesy of Bordinger Realty, LLC
Add your commute

Building Information for 435 Main Street

Stories2Year Built1900Building Size-Lot Size0.25 AC / 10,890 SF

Payment Calculator

$1,497 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,096

Property Taxes

$400

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 435 Main Street

Summary
Location and General Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 1.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Oneonta-City-361200
  • Tax Annual Amount: $4,805.00
Property
Lot Information
  • Additional Parcels Description: 361200-288-019-0001-049-000-0000
  • Building Area Total: 1577.0
  • Land Features: Irregular Lot, Near Public Transit, Residential Lot, Wooded
  • Num Of Acres: 0.45
  • Lot Size Area: 0.45
  • Lot Size Square Feet: 10890.0
  • Lot Size Units: Acres
  • Parcel Number: 361200-288-019-0001-048-000-0000
  • Road Frontage: City Street
  • Lot Number: 48
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $124,500
  • Year Built: 1900
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Aluminum Siding, Frame, Wood Siding, Pex Plumbing
  • Exterior Features: Blacktop Driveway, Enclosed Porch, Porch
  • Fencing: Pet Fence
  • Foundation Description: Stone
  • Roof Description: Metal
Interior Features
  • Appliances: Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
  • Basement Description: Full, Walk Out Access
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • HVAC Type: Window Units
  • Cooling YN: Yes
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Luxury Vinyl, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Entrance Foyer, Great Room, Kitchen Island, Living Dining Room, Programmable Thermostat
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 1577.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 8
  • Window Features: Thermal Windows
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 435 Main Street

DateEvent & SourcePriceAppreciation
Oct 29, 2025

Price Change

WNYREIS #R1641499

$224,900
Oct 4, 2025

Listed (Active)

WNYREIS #R1641499

$249,000
DateEvent & SourcePrice
10/29/2025

Price Change

WNYREIS #R1641499

$224,900
10/04/2025

Listed (Active)

WNYREIS #R1641499

$249,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 435 Main Street

Taxable ValueLand$19,000Additions$102,000Total$121,000
Tax Record2024$4,362 ($364 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,515 SqFtAbove Grade Finished SqFt1,515 SqFtStories2Lot Size8,712 SqFtStyleSingle Family ResidenceYear Built1900Year Renovated1946Zoning220CountyOTSEGOAPN361200 288.19-1-49

Schools near 435 Main Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 6 to 12
Public - K to 5
Rating
School
Distance
Valleyview Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public6 to 12

Riverside Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

435 Main Street is a single family home for sale in Oneonta, NY 13820. This property was listed for sale on October 4, 2025 by Bordinger Realty, LLC, it's currently listed at $224,900. This listing's school district is Oneonta City School District. Nearby schools include Valleyview Elementary School, Oneonta Middle School and Oneonta Senior High School. 435 Main Street is a 3-bed, 2-bath, 1,577 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Bordinger Realty, LLC

©2026 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.