Sold
Last Sold Price
3 beds1,540 sqft

435 Main St, Oneonta, NY 13820

Single FamilyProperty Type
0.45 acresLot Size
1900Year Built
$136/sq ftPrice per sq ft
1 carParking Spaces

Description

Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture. All replacement windows by Madison Window, all new floors on first floor, 2 bedrooms upstairs with Luxury Vinyl, Freshly painted with Benjamin Moore in neutral color inside and out. Updated electric and plumbing. 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to...Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture. All replacement windows by Madison Window, all new floors on first floor, 2 bedrooms upstairs with Luxury Vinyl, Freshly painted with Benjamin Moore in neutral color inside and out. Updated electric and plumbing. 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to offer. Great double lot offers a garden area, perhaps play ground, outdoor living space with possible firepit, fruit trees and bushes....you decide.... Just add your personal touches for your decorating style. Home has Amish Barn large enough for single car garage. Just add front apron for easy access. Listing Broker is part owner of this property. Home has been family owned for over 70 years.
  • Listed by: Jo Aline Bordinger - SFRS 607.434.2566 jbordinger@bordingerrealty.com • Bordinger Realty, LLC
Listing closed: 07/22/2026 12:00 AM • Source: New York State Alliance of MLSs (Buffalo), MLS#: R1641499
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Location

Listing Courtesy of Bordinger Realty, LLC

Sold By Bordinger Realty, LLC

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Payment Calculator

$1,522 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,121

Property Taxes

$400

HOA Dues

$0

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Property Information for 435 Main Street

Property Details

  • Taxes: $4,805 / year
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Two Story
  • Has Waterfront: No

Building Information

  • Stories: 2
  • Year Built: 1900
  • Lot Size: 0.45 AC / 19,602 SF

Summary

Location and General Information
  • Cross Street: Fifth Street
  • Directions: Main street East past hospital . Home on left #435.
  • Latitude: 42.458451
  • Longitude: -75.049638
  • MLS Area Major: Oneonta-City-361200
  • Has Senior Community: No
  • Township: Not Applicable
Taxes and HOA
  • Additional Parcels Description: 361200-288-019-0001-049-000-0000
  • Parcel Number: 361200-288-019-0001-048-000-0000
  • Tax Annual Amount: $4,805.00
  • Tax Assessed Value: 124500
School Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0
  • Has Garage: Yes
  • Parking Features: Detached, Garage

Property

Lot Information
  • Lot Features: Irregular Lot, Near Public Transit, Residential Lot, Wooded
  • Lot Size Acres: 0.45
  • Lot Size Area: 0.45
  • Lot Size Units: Acres
  • Lot Size Dimensions: 156X81
  • Lot Size Square Feet: 10890.0
  • Road Frontage Type: City Street
Property and Assessments
  • Building Area Source: Appraiser
  • Building Area Total: 1540.0
  • Living Area: 1540.0
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Year Built Details: Existing
  • Attic: Scuttle
Building Features
  • Construction Materials: Aluminum Siding, Frame, Wood Siding, Pex Plumbing
  • Foundation Details: Stone
  • Levels: Two
Utilities
  • Sewer: Connected
  • Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Interior and Exterior Features

Interior Features
  • Appliances: Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
  • Basement: Full, Walk Out Access
  • Has Basement: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Cooling: Window Units
  • Has Cooling: Yes
  • Has Fireplace: No
  • Flooring: Carpet, Luxury Vinyl, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Has Heating: Yes
  • Interior Features: Ceiling Fans, Entrance Foyer, Great Room, Kitchen Island, Living Dining Room, Programmable Thermostat
  • Laundry Features: Main Level
  • Main Level Bathrooms: 1
  • Rooms Total: 8
  • Window Features: Thermal Windows
Exterior Features
  • Exterior Features: Blacktop Driveway, Enclosed Porch, Porch
  • Fencing: Pet Fence
  • Roof: Metal
  • Stories: 2
  • Stories Total: 2

Multi Family

Multi Family Information
  • Number Of Units Total: 0

Property History for 435 Main Street

DateEvent & SourcePriceAppreciation
Jul 22, 2026

Sold

WNYREIS #R1641499

$210,000—
Jul 22, 2026

Sold

New York State Alliance of MLSs (Buffalo) #R1641499

$210,000—
Apr 6, 2026

Pending

WNYREIS #R1641499

—
DateEvent & SourcePrice
07/22/2026

Sold

WNYREIS #R1641499

$210,000
07/22/2026

Sold

New York State Alliance of MLSs (Buffalo) #R1641499

$210,000
04/06/2026

Pending

WNYREIS #R1641499

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 435 Main Street

Taxable Value

Land

$3,500

Additions

-
Total$3,500

Tax Record

2026

$135 ($11 / month)

Home Facts

Beds

0

Lot Size

10,890 SqFt

Style

Residential

Zoning

120

County

OTSEGO

APN

361200 288.19-1-48

Schools near 435 Main Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 5
Rating
School
Distance
Greater Plains Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public9 to 12

Riverside Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Bordinger Realty, LLC

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Compass and its related brokerages, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Compass and its related brokerages shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.