435 Pennsylvania Avenue

Sold 8/18/25
Sold 8/18/25
Gallery Image 1
Sold
Last Sold Price
$465,000
3 beds1,900 sqft
435 Pennsylvania Ave, St. Cloud, FL 34769
Single FamilyProperty Type
0.17 acresLot Size
1925Year Built
$245/sq ftPrice per sq ft

Description

Located on a historic-like street with walking distance to the lakefront on one end and the Historic St Cloud shopping district with movies, restaurants, & shopping on the other end. Be festive, enjoy the Christmas parade from your front porch as it passes by this home, or thank our Veterans in the Veteran's parade. This home was built circa 1925, but don't let that fool you. It's lovingly labeled "The Bunkah" for a reason. It was built by a true craftsman with an ability to sculpt concrete from...Located on a historic-like street with walking distance to the lakefront on one end and the Historic St Cloud shopping district with movies, restaurants, & shopping on the other end. Be festive, enjoy the Christmas parade from your front porch as it passes by this home, or thank our Veterans in the Veteran's parade. This home was built circa 1925, but don't let that fool you. It's lovingly labeled "The Bunkah" for a reason. It was built by a true craftsman with an ability to sculpt concrete from top to bottom with detail that you would expect from someone who truly loved their job and had a mission to make something to stand the test of time. Even the soffits are detailed in arches of concrete and incredible detail everywhere! Inside you will find 1900 square feet of living space featuring a split plan layout with 3 bedrooms & 2 baths. The living room features high soaring ceilings, gorgeous wood and concrete detail, arched ceilings and a brick fireplace. The large kitchen offers plenty of cabinets & counter space with modern appliances and conveniences you would expect in a custom home. The master bedroom has a walk in closet and a bonus room that can be used as a sitting room, office or a nursery. Master bath has a Jacuzzi tub and separate shower. The kitchen overlooks the family room or dining room area (however way you decide to occupy it) which opens up into a large screened in swimming pool area with beautiful landscaping and private fencing all the way around for a true oasis build for relaxation! Electrical 1990, Water Heater Replaced 2018, Complete Plumbing Re-pipe 2018, Roof replaced late 2022, HVAC replaced 2022, Meticulously Maintained! A must see!
  • Listed by: Minetta Garay 321.624.2009 minetta@rentownsell.com Brokerage DRE #1016085 • PROPERTY SOLUTIONS UNLIMITED INC.
Listing closed: 08/18/2025 12:00 AM • Source: MFRMLS, MLS#: S5127642

Recent comparable sales

Median sold price

$410,000

Avg days on market

20

Sale-to-list ratio

96.6%

St. Cloud, FL

9 comparable properties found

a view of a white house next to a yard with plants and trees
1/2
1

$410,000

Sold 04/23/26

3
Bedrooms
1,989
Square Feet
0.29
Acres

300 Minnesota Avenue, St. Cloud, FL 34769

$415,000 | 425 Wisconsin Avenue, St. Cloud, FL 34769
1/2
2

$415,000

Sold 05/21/26

3
Bedrooms
1,726
Square Feet
0.34
Acres

425 Wisconsin Avenue, St. Cloud, FL 34769

a front view of a house with a garden
1/2
3

$417,000

Sold 03/02/26

3
Bedrooms
1,739
Square Feet
0.34
Acres

206 Maryland Avenue, St. Cloud, FL 34769

a front view of house with yard and trees around
1/31
4

$399,999

Sold 08/17/26

3
Bedrooms
1,759
Square Feet
0.34
Acres

306 Missouri Avenue, St. Cloud, FL 34769

$439,500 | 625 Eastern Avenue, St. Cloud, FL 34769
1/2
5

$439,500

Sold 10/04/24

3
Bedrooms
2,100
Square Feet
0.69
Acres

625 Eastern Avenue, St. Cloud, FL 34769

a view of a white house with a swimming pool and a yard
1/2
6

$400,000

Sold 05/07/25

3
Bedrooms
1,635
Square Feet
0.34
Acres

337 Ohio Avenue, St. Cloud, FL 34769

$379,900 | 106 Augusta Circle, St. Cloud, FL 34769
1/2
7

$379,900

Sold 12/20/24

3
Bedrooms
1,764
Square Feet
0.18
Acres

106 Augusta Circle, St. Cloud, FL 34769

$359,900 | 410 Pennsylvania Avenue, St. Cloud, FL 34769
1/2
8

$359,900

Sold 12/17/24

3
Bedrooms
2,053
Square Feet
0.26
Acres

410 Pennsylvania Avenue, St. Cloud, FL 34769

$439,999 | Undisclosed Address, St. Cloud, FL 34769
1/2
9

$439,999

Sold 07/10/25

3
Bedrooms
1,891
Square Feet
0.17
Acres

Undisclosed Address, St. Cloud, FL 34769

Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of PROPERTY SOLUTIONS UNLIMITED INC., Minetta Garay

Sold By AGENT TRUST REALTY CORPORATION, Maigualida Palacios, LLC

Add your commute

Payment Calculator

Get preapproved with Rocket Mortgage1

$2,617 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,403

Property Taxes

$214

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 435 Pennsylvania Avenue

Property Details
  • Taxes: $2,571 / year
  • MLS Type: Residential / Single Family Residence
  • County: Osceola County
  • Architectural Style: Bungalow
  • Subdivision Name: ST CLOUD 2ND TOWN OF
  • Township: 26S
  • Waterfront: No
Building Information
  • Stories: 1
  • Year Built: 1925
  • Lot Size: 0.17 AC / 7,492 SF
Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 1984.0
  • Building Area Units: Square Feet
  • Direction Faces: West
  • Directions: EAST LAKE TOHO LAKEFRONT, TURN SOUTH ONTO PENNSYLVANIA AVE, HOME IS ON THE CORNER OF 5TH AND PENNSYLVANIA AVE
  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle Or Junior School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 435
  • Street Name: PENNSYLVANIA
  • Street Suffix: AVENUE
  • State: FL
  • City: ST CLOUD
Parking
  • Carport: No
  • Garage: No
  • Parking Features: Curb Parking, Driveway, On Street
Taxes and HOA Information
  • Association: No
  • CDD: No
  • Condo Land Included: No
  • Tax Block: 373
  • Tax Book Number: B-61
  • Tax Legal Description: LAKE FRONT ADDN PB B PG 61/62 BLK 373 S 50 FT LOT 6 2/26/30
  • Tax Lot: 6
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Historic District, City Lot, Sidewalk
  • Lot Size Dimensions: 50 x 150
  • Parcel Number: 012630000103730060
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: SR1A
  • Living Area: 1900
  • Property Info: Corner Unit
  • Lot Dimensions: 50 x 150
Property and Assessments
  • Year Built Numeric: 1925
  • Flood Zone Code: X
  • Flood Zone Date: 08-24-2021
  • Home Warranty: No
  • Homestead: Yes
  • New Construction: No
  • Property Condition: Completed
  • Public Survey Range: 30E
  • Public Survey Section: 1
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected
  • Water Source: None
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete
  • Exterior Features: French Doors, Lighting, Private Mailbox, Sidewalk, Storage
  • Fencing: Fenced, Vinyl
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Enclosed, Front Porch
  • Pool Features: Auto Cleaner, Chlorine Free, Deck, Gunite, In Ground, Lighting, Salt Water, Screen Enclosure, Self Cleaning, Tile
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Spa Features: In Ground
  • Spa: No
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Attic, Family Room, Formal Dining Room Separate, Formal Living Room Separate
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Flooring: Ceramic Tile
  • Heating: Central, Heat Pump
  • Interior Features: Attic Ventilator, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 10.0
  • Water View: No
  • Window Features: Shades, Tinted Windows
  • Bathrooms Half: 0

Property History for 435 Pennsylvania Avenue

DateEvent & SourcePriceAppreciation
Aug 18, 2025

Sold (Public Record)

Public Record #1909942621

$465,000

+9.4% / yr

Aug 18, 2025

Sold

MFRMLS #S5127642

$465,000—
Jul 8, 2025

Pending

MFRMLS #S5127642

—
DateEvent & SourcePrice
08/18/2025

Sold (Public Record)

Public Record #1909942621

$465,000

+9.4% / yr

08/18/2025

Sold

MFRMLS #S5127642

$465,000
07/08/2025

Pending

MFRMLS #S5127642

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 435 Pennsylvania Avenue

Taxable ValueLand-Additions-Total-
Tax Record2025$2,671 ($223 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,900 SqFtAbove Grade Finished SqFt1,900 SqFtStories1Lot Size7,405 SqFtStyleSingle Family ResidenceYear Built1925Year Renovated1990ZoningSR1ACountyOSCEOLAAPN012630000103730060Fireplace TypeHas Fireplace

Schools near 435 Pennsylvania Avenue

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Michigan Avenue Elementary School
Public - PK to 5
St. Cloud Middle School
Public - 6 to 8
St. Cloud High School
Public - 9 to 12
Osceola Virtual Instruction (Course Offerings)
Public - 6 to 12
Rating
School
Distance
Michigan Avenue Elementary School
PublicPK to 5

St. Cloud Middle School
Public6 to 8

St. Cloud High School
Public9 to 12

Osceola Virtual Instruction (Course Offerings)
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 34769

$290,000 | 802 Massachusetts Avenue, St. Cloud, FL 34769
1/29
Open: 9/18 09:00AM - 07:00PMNew

$290,000

3
Bedrooms
1,060
Square Feet
0.17
Acres

802 Massachusetts Avenue, St. Cloud, FL 34769

$419,900 | 2124 Continental Street, St. Cloud, FL 34769
1/47

$419,900

4
Bedrooms
2,219
Square Feet
0.21
Acres

2124 Continental Street, St. Cloud, FL 34769

$345,000 | 2570 Wadeview Loop, St. Cloud, FL 34769
1/4
Coming Soon

$345,000

3
Bedrooms
1,479
Square Feet
0.17
Acres

2570 Wadeview Loop, St. Cloud, FL 34769

$240,000 | 2919 Prince Oak Court, St. Cloud, FL 34769
1/11

$240,000

3
Bedrooms
1,126
Square Feet
0.04
Acres

2919 Prince Oak Court, St. Cloud, FL 34769

$335,000 | 801 Chris Court, St. Cloud, FL 34769
1/16

$335,000

3
Bedrooms
1,739
Square Feet
0.23
Acres

801 Chris Court, St. Cloud, FL 34769

$259,990 | 2310 Lakota Lane, St. Cloud, FL 34769
1/35

$259,990

3
Bedrooms
1,358
Square Feet
0.19
Acres

2310 Lakota Lane, St. Cloud, FL 34769

$430,000 | 401 Chancellor Court, St. Cloud, FL 34769
1/30

$430,000

3
Bedrooms
1,901
Square Feet
0.19
Acres

401 Chancellor Court, St. Cloud, FL 34769

$495,000 | 4327 Rummell Road, St. Cloud, FL 34769
1/11

$495,000

2
Bedrooms
1,008
Square Feet
0.68
Acres

4327 Rummell Road, St. Cloud, FL 34769

$339,990 | 2540 Starry Point, St. Cloud, FL 34769

$339,990

4
Bedrooms
2,032
Square Feet
0.07
Acres

2540 Starry Point, St. Cloud, FL 34769

Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 435 Pennsylvania Avenue, St. Cloud, FL 34769
$465,000
3
1,900
7,492
501 Pennsylvania Avenue, St. Cloud, FL 34769
$85,500
2
1,480
7,405
431 Pennsylvania Avenue, St. Cloud, FL 34769
–
–
1
1,769
14,810
507 Pennsylvania Avenue, St. Cloud, FL 34769
$175,000
2
920
7,500
438 Pennsylvania Avenue, St. Cloud, FL 34769
$155,000
3
2,136
7,492
434 Pennsylvania Avenue, St. Cloud, FL 34769
$320,000
3
1,468
7,405

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of PROPERTY SOLUTIONS UNLIMITED INC., Minetta Garay

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 08/19/2025 09:11 AM