Sold
Last Sold Price
3 beds2,021 sqft

436 Elm Spg Rd, St. Cloud, FL 34771

Single FamilyProperty Type
0.14 acresLot Size
2026Year Built
$201/sq ftPrice per sq ft
$96/yrHOA Fees
2 carsParking Spaces

Description

Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage...Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. Closing cost assistance is available with use of Builder’s affiliated lender . DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
  • Listed by: Bill Maltbie 813.819.5255 billjr@harespeed.com Brokerage DRE #1068515 • MALTBIE REALTY GROUP
Listing closed: 09/10/2026 12:00 AM • Source: MFRMLS, MLS#: W7881173
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Location

Listing Courtesy of MALTBIE REALTY GROUP, Bill Maltbie

Sold By THE EXPERTS TEAM REALTY INC, Carlos Vazquez

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Payment Calculator

$2,610 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,173

Property Taxes

$429

HOA Dues

$8

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Property Information for 436 Elm Spg Road

Property Details

  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Florida
  • Subdivision Name: THE CROSSINGS
  • Township: 25
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished

Building Information

  • Year Built: 2026
  • Lot Size: 0.14 AC / 6,021 SF

Summary

Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2600.0
  • Building Area Units: Square Feet
  • Community Features: Dog Park
  • Direction Faces: East
  • Directions: From downtown Orlando take 408 East to 417 South, take Narcoossee Rd. Exit, head South on Narcoossee until Jones Rd. Take a Right and continue until you see The Crossings on the Left.
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Limited Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 436
  • Street Name: ELM SPRING
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 19x21
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Includes: Maintenance Grounds, Recreational Facilities
  • Association Fee Requirement: Required
  • Association Name: RYAN HOMES
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: Leash Law.
  • Tax Block: 00
  • Tax Book Number: 36/95-109
  • Tax Legal Description: CROSSINGS PH 2 PB 36 PGS 95-109 LOT 450
  • Tax Lot: 450
  • Tax Other Annual Assessment Amt: $2,844
  • Tax Year: 2026
Virtual Tour

Property

Lot Information
  • Additional Parcels: No
  • Lot Features: Sidewalk
  • Lot Size Dimensions: 50 x 120
  • Parcel Number: 222531368200014500
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: 00
  • Living Area: 2021
  • Lot Dimensions: 50 x 120
Property and Assessments
  • Year Built Numeric: 2026
  • Association Amenities: Clubhouse, Playground, Pool
  • Flood Zone Code: X
  • Home Warranty: Yes
  • Homestead: Yes
  • New Construction: Yes
  • Projected Completion Date: 09-30-2026 12:00:00 AM
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 31
  • Public Survey Section: 22
Utilities
  • Green Energy Efficient: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Public, Street Lights, Underground Utilities
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Builder License Number: CBC1257565
  • Builder Model: PANAMA
  • Builder Name: RYAN HOMES
  • Construction Materials: Block, Stucco, Wood Frame
  • Exterior Features: Irrigation System, Lighting, Sliding Doors
  • Foundation Details: Slab
  • Green Landscaping: Fl. Friendly/Native Landscape
  • Levels: One
  • Patio And Porch Features: Covered, Patio
  • Pool Features: In Ground, Outside Bath Access
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Additional Rooms: Bonus Room, Inside Utility
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Ceramic Tile, Concrete
  • Green Indoor Air Quality: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Heating: Central
  • Interior Features: Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Inside
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 11.0
  • Water View: No
  • Window Features: ENERGY STAR Qualified Windows
  • Bathrooms Half: 0

Rental

Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 436 Elm Spg Road

DateEvent & SourcePriceAppreciation
Sep 10, 2026

Sold (Public Record)

Public Record #1949277614

$407,000—
Sep 10, 2026

Sold

MFRMLS #W7881173

$406,975—
Apr 2, 2026

Price Change

MFRMLS #W7881173

$408,570—
DateEvent & SourcePrice
09/10/2026

Sold (Public Record)

Public Record #1949277614

$407,000
09/10/2026

Sold

MFRMLS #W7881173

$406,975
04/02/2026

Price Change

MFRMLS #W7881173

$408,570

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 436 Elm Spg Road

Taxable Value

Land

$11,200

Additions

-
Total$11,200

Tax Record

2025

$5,148 ($429 / month)

Home Facts

Beds

0

Lot Size

6,098 SqFt

Style

Miscellaneous Vacant Land

County

OSCEOLA

APN

22-25-31-3682-0001-4500

Schools near 436 Elm Spg Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 436 Elm Spg Road, St. Cloud, FL 34771
$406,975
3
2,021
6,021
$125,000
–
–
–
6,098
–
–
–
–
6,098
$493,900
5
4
3,018
6,098
$426,765
3
2,021
6,098
$441,965
4
2,409
6,098

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of MALTBIE REALTY GROUP, Bill Maltbie

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 09/10/2026 01:46 PM