4384 4th Isle Dr
Description
Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? Minimal impact. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT....GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA
Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? Minimal impact. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore. Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises. Now let's talk about why you're actually buying this one. You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now. The backyard is the reason people fall in love with this one. Floating dock. Seawall with cap. Fenced dog run. Huge paver side yard. Firepit. Garden area. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida. Inside — NEW ROOF (2024). New hot water heater (2025). All new kitchen appliances (2024). Dual pane windows. Tile flooring throughout. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity. The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours. Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure. This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right.
?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr
- Listed by Laura Norcross • Brokerage DRE #1071102 • MERIDIAN REAL ESTATEP: (352)-585-6317 C: (352)-585-6317 laura@lauravarner.com
Property Details for 4384 4th Isle Drive
Property Details for 4384 4th Isle Drive
| Status | Active |
|---|---|
| MLS # | W7882944 |
| Days on Market | 79 |
| Taxes | $1,020 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 1971 |
| Lot Size | 0.21 AC / 9,000 SF |
| County | Hernando County |
Location
Building Information for 4384 4th Isle Drive
Payment Calculator
$2,678 per month
30 year fixed, 6.46% Interest
$2,593
$85
$0
Know your buying power with a preapproval and custom rate in minutes
1Property Information for 4384 4th Isle Drive
- Building Area Source: Public Records
- Building Area Total: 2237.0
- Building Area Units: Square Feet
- Direction Faces: West
- Directions: West on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right.
- Elementary School: Westside Elementary-HN
- Middle Or Junior School: Fox Chapel Middle School
- High School: Weeki Wachee High School
- Mls Major Change Type: New Listing
- Major Change Type: New Listing
- Listing Service: Full Service
- Senior Community: No
- Unit Number: No
- Street Number: 4384
- Street Name: 4TH ISLE
- Street Suffix: DRIVE
- State: FL
- City: HERNANDO BEACH
- Attached Garage: Yes
- Carport: No
- Garage: Yes
- Association: No
- CDD: No
- Tax Block: 87
- Tax Book Number: 7-45
- Tax Legal Description: HERNANDO BEACH UNIT 7 BLK 87 S1/2 OF LOT 2 + LOT 3 ORB 1075 PG 112
- Tax Lot: 2
- Tax Year: 2025
- Virtual Tour URL Unbranded: https://www.propertypanorama.com/instaview/stellar/W7882944
- Additional Parcels: No
- Parcel Number: R1222316231008700030
- Total Acreage: 0 to less than 1/4
- Water Access: Canal - Saltwater, Gulf/Ocean
- Water Access: Yes
- Water Extras: Boat Ramp - Private, Seawall - Concrete
- Water Extras: Yes
- Water: Boat Ramp - Private, Seawall - Concrete
- Zoning: R1B
- Living Area: 1246
- Year Built Numeric: 1971
- Flood Zone Code: AE
- Flood Zone Date: 01-15-2021
- Flood Zone Panel: 12053C0281E
- Homestead: Yes
- New Construction: No
- Public Survey Range: 16E
- Public Survey Section: 12
- Dock YN: Yes
- Dock Description: Dock - Composite
- Dock Dimensions: 10x8
- Sewer: Public Sewer
- Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water Source: Public
- Construction Materials: Stucco, Wood Frame
- Exterior Features: Fire Pit
- Foundation Details: Slab
- Levels: One
- Pool Private: No
- Pool: None
- Pool Private: No
- Roof: Shingle
- Spa Features: Above Ground, Heated
- Spa: Yes
- Waterfront Features: Canal - Saltwater, Gulf/Ocean
- Waterfront Feet Total: 180
- Number Of Stories: 1
- Bedrooms Total: 2
- Bathrooms Full: 2
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Cooling: Central Air
- Fireplace: No
- Flooring: Tile
- Heating: Central
- Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Laundry Features: In Garage
- Living Area Source: Public Records
- Living Area Units: Square Feet
- Room Count: 5.0
- Water View: Yes
- Bathrooms Half: 0
Property History for 4384 4th Isle Drive
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Feb 16, 2026 | Listed (Active) MFRMLS #W7882944 | $515,000 | — |
| Oct 16, 2001 | Sold (Public Record) Public Record #79102474 | $145,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 02/16/2026 | Listed (Active) MFRMLS #W7882944 | $515,000 |
| 10/16/2001 | Sold (Public Record) Public Record #79102474 | $145,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 4384 4th Isle Drive
Schools near 4384 4th Isle Drive
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Charter - | K to 6 |
Rating | School | Distance |
|---|---|---|
Westside Elementary School PublicPK to 5 | ||
Fox Chapel Middle School Public6 to 8 | ||
Weeki Wachee High School Public9 to 12 | ||
GULF COAST ELEMENTARY SCHOOL-4522 CharterK to 6 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
Similar Homes
Similar Sold Homes
Explore Nearby Homes
- Bayport Homes for Sale
- Berkeley Homes for Sale
- Gulf Coast Highway Estates Homes for Sale
- North Weeki Wachee Homes for Sale
- Pine Island Homes for Sale
- Regency Oaks Homes for Sale
- River Country Estates Homes for Sale
- Weeki Wachee Acres Homes for Sale
- Weeki Wachee Gardens Homes for Sale
- Timber Pines Homes for Sale
- Weeki Wachee Woodlands Homes for Sale
- Berkeley Manor Homes for Sale
- Royal Highlands Homes for Sale
- Briar Oaks Homes for Sale
- Heritage Pines Homes for Sale
- Hernando Beach Homes for Sale
- Aripeka Homes for Sale
- Weeki Wachee Homes for Sale
- Spring Hill Homes for Sale
- Homosassa Homes for Sale
- Hudson Homes for Sale
- Lecanto Homes for Sale
- Brooksville Homes for Sale
- Crystal River Homes for Sale
- Port Richey Homes for Sale
- New Port Richey Homes for Sale
- Floral City Homes for Sale
- Beverly Hills Homes for Sale
- Inverness Homes for Sale
- Hernando Homes for Sale
- 34667 Homes for Sale
- 34614 Homes for Sale
- 34613 Homes for Sale
- 34606 Homes for Sale
- 34448 Homes for Sale
- 34679 Homes for Sale
- 34446 Homes for Sale
- 34608 Homes for Sale
- 34609 Homes for Sale
- 34669 Homes for Sale
- 34610 Homes for Sale
- 34429 Homes for Sale
- 34461 Homes for Sale
- 34601 Homes for Sale
- 34604 Homes for Sale
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of MERIDIAN REAL ESTATE, Laura Norcross
The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 04/28/2026 08:53 AM
