4384 4th Isle Dr

Hernando Beach, FL 34607

$515,000
Price
2
Beds
1,618 Sq. Ft.
$318 / Sq. Ft.
1,618
Sq. Ft.
$318
per Sq. Ft.
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Description

Gulf access in minutes | private boat ramp | 90' of waterfront | built to outlast florida! Let's talk about what actually matters in a waterfront home in Florida -- how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? Minimal impact. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT....Gulf access in minutes | private boat ramp | 90' of waterfront | built to outlast florida! Let's talk about what actually matters in a waterfront home in Florida -- how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? Minimal impact. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built -- and almost none of them are anymore. Flood insurance is currently in place at 3,800/year -- that's 316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. Now let's talk about why you're actually buying this one. You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH -- with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises -- this is your daily life now. The backyard is the reason people fall in love with this one. Floating dock. Seawall with cap. Fenced dog run. Huge paver side yard. Firepit. Garden area. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida. Inside -- NEW ROOF (2024). New hot water heater (2025). All new kitchen appliances (2024). Dual pane windows. Tile flooring throughout. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity. The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS -- use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours. Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing -- pick your adventure. This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right.

📍 4384 4th Isle Drive, Hernando Beach FL
  1. Listed by Laura Norcross • Brokerage DRE #1071102 • Meridian Real Estate
    P: (352)-234-4449 C: (352)-585-6317 laurasfloridahomes@gmail.com

Property Details for 4384 4th Isle Drive

Architectural Style
Ranch
Furnished
Unfurnished
Subdivision Name
Hernando Beach Unit 7
Waterfront Features
Canal Front
Has Waterfront
Yes
Zoning
R1B
Zoning Description
Residential
LISTING UPDATED: 06/24/2026 01:56 PM

Property Details for 4384 4th Isle Drive

StatusActive
MLS #2257939
Days on Market143
Taxes$1,020 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1971
Lot Size0.21 AC / 9,000 SF
CountyHernando County
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Location

Listing Courtesy of Meridian Real Estate, Laura Norcross
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Building Information for 4384 4th Isle Drive

Stories1Year Built1971Building Size-Lot Size0.21 AC / 9,000 SF

Payment Calculator

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$2,651 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,566

Property Taxes

$85

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4384 4th Isle Drive

Summary
Location and General Information
  • Directions: West on 50/Cortez Blvd, Straight onto Shoal Line Blvd, left on Calienta St, left on Gulf Coast Dr, left on 4th Isle Dr, property will be on the right.
  • Latitude: 28.496288
  • Longitude: -82.657084
  • Senior Community: No
  • Township: 23S
Taxes and HOA
  • Association: No
  • Parcel Number: R12 223 16 2310 0870 0030
  • Tax Annual Amount: $1,019.65
  • Tax Block: 87
  • Tax Lot: 2
  • Tax Year: 2025
School Information
  • Elementary School: Westside
  • High School: Weeki Wachee
  • Middle Or Junior School: Fox Chapel
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Garage
Property
Lot Information
  • Direction Faces: West
  • Lot Dimensions Source: Public Records
  • Lot Features: Cul-De-Sac, Waterfront
  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Size Units: Acres
  • Lot Size Square Feet: 9000.0
  • Road Surface Type: Paved
Property and Assessments
  • Building Area Total: 1618.0
  • Current Use: Residential
  • Land Lease: No
  • Living Area Source: Public Records
  • New Construction: No
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1971
Building Features
  • Construction Materials: Frame, Stucco
  • Levels: One
  • Roof: Shingle
  • Stories: 1
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Dock, Fire Pit
  • Fencing: Chain Link
  • Private Pool: No
Interior Features
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Cooling: Ceiling Fan(s), Central Air
  • Has Cooling: Yes
  • Flooring: Tile
  • Heating: Central
  • Has Heating: Yes
  • Interior Features: Ceiling Fan(s), Open Floorplan, Walk-In Closet(s)
  • Total Rooms: 5
  • Room Type: Bedroom 2, Dining Room, Kitchen, Living Room, Master Bedroom
  • Spa Features: Above Ground, Heated
  • Has Spa: Yes
Room Information
Room 1
  • Dimensions: 10.00 x 17.00
  • Length: 10.0
  • Type: Kitchen
  • Width: 17.0
Room 2
  • Dimensions: 12.00 x 15.00
  • Length: 12.0
  • Type: Master Bedroom
  • Width: 15.0
Room 3
  • Dimensions: 31.00 x 12.00
  • Length: 31.0
  • Type: Dining Room
  • Width: 12.0
Room 4
  • Dimensions: 11.00 x 14.00
  • Length: 11.0
  • Type: Bedroom 2
  • Width: 14.0
Room 5
  • Dimensions: 23.00 x 20.00
  • Length: 23.0
  • Type: Living Room
  • Width: 20.0
Room 6
  • Dimensions: 31.0 x 12.0
  • Length: 31.0
  • Type: Dining Room
  • Width: 12.0
Room 7
  • Dimensions: 23.0 x 20.0
  • Length: 23.0
  • Type: Living Room
  • Width: 20.0
Room 8
  • Dimensions: 12.0 x 15.0
  • Length: 12.0
  • Type: Master Bedroom
  • Width: 15.0
Room 9
  • Dimensions: 10.0 x 17.0
  • Length: 10.0
  • Type: Kitchen
  • Width: 17.0
Room 10
  • Dimensions: 11.0 x 14.0
  • Length: 11.0
  • Type: Bedroom 2
  • Width: 14.0

Property History for 4384 4th Isle Drive

DateEvent & SourcePriceAppreciation
Feb 16, 2026

Listed (Active)

MFRMLS #W7882944

$515,000—
Feb 12, 2026

Listed (Active)

Hernando County Association of REALTORS #2257939

$515,000—
Oct 16, 2001

Sold (Public Record)

Public Record #79102474

$145,000—
DateEvent & SourcePrice
02/16/2026

Listed (Active)

MFRMLS #W7882944

$515,000
02/12/2026

Listed (Active)

Hernando County Association of REALTORS #2257939

$515,000
10/16/2001

Sold (Public Record)

Public Record #79102474

$145,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4384 4th Isle Drive

Taxable ValueLand-Additions-Total-
Tax Record2025$556 ($46 / month)
Home Facts
Beds2Total Finished SqFt1,246 SqFtAbove Grade Finished SqFt1,246 SqFtStories1Lot Size8,712 SqFtStyleSingle Family ResidenceYear Built1971Year Renovated1990CountyHERNANDOAPNR12-223-16-2310-0870-0030

Schools near 4384 4th Isle Drive

This home is within Hernando.
Rating
School
Type
Grades
Distance
Westside Elementary School
Public - PK to 5
Fox Chapel Middle School
Public - 6 to 8
Weeki Wachee High School
Public - 9 to 12
GULF COAST ELEMENTARY SCHOOL-4522
Charter - K to 6
Rating
School
Distance
Westside Elementary School
PublicPK to 5

Fox Chapel Middle School
Public6 to 8

Weeki Wachee High School
Public9 to 12

GULF COAST ELEMENTARY SCHOOL-4522
CharterK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4384 4th Isle Drive, Hernando Beach, FL 34607

4384 4th Isle Drive is a single family home for sale in Hernando Beach, FL 34607. This property was listed for sale on February 12, 2026 by Meridian Real Estate, it's currently listed at $515,000. It has been on the market for a total of 143 days and was last sold on October 16, 2001. This listing's school district is Hernando. Nearby schools include Westside Elementary School, Fox Chapel Middle School and Weeki Wachee High School. 4384 4th Isle Drive is a 2-bed, 2-bath, 1,618 sqft single family home built in 1971.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Meridian Real Estate, Laura Norcross

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange of the Hernando County Association of REALTORS®. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2026 Hernando County Association of REALTORS®. All rights reserved.