439 Bluff Rd

Big Sandy, TN 38221

$525,000
Price
2
Beds
1,969 Sq. Ft.
$267 / Sq. Ft.
1,969
Sq. Ft.
$267
per Sq. Ft.
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Active Under Contract
Active Under Contract
a front view of a house with a garden
a view of a house with a backyard and a large tree
a living room with furniture and a large window
a kitchen with kitchen island a sink appliances and cabinets
a view of a dining room with furniture and wooden floor
a bedroom with furniture and a large window
a bedroom with a bed and a dresser next to a window
a bathroom with a sink vanity and a mirror
a living room with furniture and a floor to ceiling window
a bedroom with two beds and a large clock on the wall
a bedroom with furniture and a window
a bathroom with a granite countertop sink toilet and shower
a view of a house with backyard and chairs
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a view of lake from a yard
a street view covered with snow
a vase of flowers sitting on a table
a view of with a wine shelf
a view of a tree in a garden
a backyard of a house with a yard and outdoor seating
a view of a garden with an outdoor space
a view of a garden with plants
a view of a garden
an aerial view of ocean and trees
a view of an ocean and beach
view of an ocean beach
a view of a garden
a small yard with flowers and tree
a picture of car parked next to a lake

Description

Water Views! Water Access! Kentucky Lake! Two houses! Two lots! One price! The million-dollar water vistas from this home on the bluff are spectacular. The main house 1532 sq ft boasts scenery of the water from every room, including the owner’s retreat with tongue & groove cathedral ceilings, the living room with gas fireplace, cathedral ceilings, built-in book cases and high niche shelves, the open dining room with cathedral ceilings, the gourmet kitchen has custom cabinets in maple finish, and...Water Views! Water Access! Kentucky Lake! Two houses! Two lots! One price! The million-dollar water vistas from this home on the bluff are spectacular. The main house 1532 sq ft boasts scenery of the water from every room, including the owner’s retreat with tongue & groove cathedral ceilings, the living room with gas fireplace, cathedral ceilings, built-in book cases and high niche shelves, the open dining room with cathedral ceilings, the gourmet kitchen has custom cabinets in maple finish, and the private 23x13 Florida room with windows galore and white tongue & groove cathedral ceilings. The Florida room which can be used as sleeping quarters has black-out blinds on each window & a black-out curtain on the doors. The Florida room easily accommodates two twin or one double bed, a living area with TV and a secondary dining area for friendly gather. The owner's retreat has two walk-in closets, two vanities, and an elegant tile shower for two to enjoy. The half bathroom is conveniently located and houses the laundry closet. For easy cleaning, luxury vinyl floors are throughout the home and the owner’s retreat has plush carpet and beautiful tile bathroom floors. In addition, there is a private detached 437 sq ft guest house with a comfortable living room, a quiet bedroom, and a full bathroom. The separate detached oversized 40x36 three car tandem garage fits cars, boats, campers, toys & tools and has an enclosed 21x10 heated & cooled office with storage. The 2 lots total 1.20 acres. This bird lover's paradise has White Pelicans, Eagles & Egrets living in the backyard foliage and soothing waters. The views include miles of TWRA land and nearby land of the National Wildlife Refuge overseen by the U. S. Fish and Wildlife Services. Lot #22 septic system is approved for 1 bedroom, and lot #23 is approved for 3 bedrooms. For a dock permit, the new owner may apply to the TVA for a section 26a permit. Most furnishings convey making this turn key home ready for your pleasure.
  1. Listed by Jennifer van Nelson • Benchmark Realty, LLC
    P: (615)-293-8323 C: (615)-293-8323 JennifervanNelson@gmail.com

Property Details for 439 Bluff Road

Architectural Style
Ranch
Pets Allowed
Yes
Subdivision Name
Harbor Town South
View
Bluff, River, Water
Waterfron Features
Lake Front, River Front, Summer Access, Year Round Access
Waterfront
Yes
LISTING UPDATED: 01/25/2026 04:43 PM

Property Details for 439 Bluff Road

StatusActive Under Contract
MLS #3001081
Days on Market60
Taxes$912 / year
HOA Fees$25 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1987
Lot Size1.20 AC / 52,272 SF
CountyBenton County
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Location

Listing Courtesy of Benchmark Realty, LLC, Jennifer van Nelson (615.293.8323)
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Building Information for 439 Bluff Road

Stories1Year Built1987Building Size-Lot Size1.20 AC / 52,272 SF

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$2,626 per month

30 year fixed, 6.11% Interest

Principal and Interest

$2,548

Property Taxes

$76

HOA Dues

$2

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Property Information for 439 Bluff Road

Summary
Location and General Information
  • Directions: I-40 exit US 641 N, Right TN 69 A, Right Front Street, Left 2nd Street, Right Leek Creek Road, Left New Hope Road, Left Bluff Road
  • Elementary School: Big Sandy School
  • High School: Camden Central High School
  • Levels: One
  • Living Area Source: Appraiser
  • Living Area Units: Square Feet
  • Middle Or Junior School: Big Sandy School
  • Mlg Can View: Yes
  • Topography: Private,Rolling Slope,Views
Parking
  • Garage Spaces: 3.00
  • Parking Features: Garage Door Opener, Detached
  • Parking Total: 3.00
Taxes and HOA Information
  • Condo Coop Association YN: Yes
  • Tax Lot: 22&23
Property
Building Information
  • Above Grade Finished Area Source: Appraiser
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area Source: Appraiser
  • Below Grade Finished Area Units: Square Feet
  • Building Area Source: Appraiser
  • Building Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
Lot Information
  • Lot Features: Private, Rolling Slope, Views
  • Lot Size Source: Assessor
  • Lot Size Units: Acres
  • Parcel Number: 025I A 05500 000
  • Lot Size Area: 1.2
Property and Assessments
  • Construction Materials: Hardboard Siding
  • Documents Count: 5
  • New Construction: No
  • Possession: Close Of Escrow
  • Property Attached: No
  • Security Features: Security System, Smoke Detector(s)
  • Senior Community: No
  • Stories: 1
  • Year Built Details: Existing
Utilities
  • Basement: Crawl Space
  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Central
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Water Available
  • Water Source: Private
Interior and Exterior Features
Interior Features
  • Appliances: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Fireplace Features: Living Room
  • Fireplaces Total: 1
  • Fireplace: Yes
Bedroom Information
  • Main Level Beds: 2
Exterior Features
  • Attached Garage: No
  • Covered Spaces: 3.00
  • Exterior Features: Dock Permit
  • Garage: Yes
  • Patio And Porch Features: Porch, Covered
  • Pool Private: No
  • Roof: Metal
  • View YN: Yes
Room Information
Room 1
  • Room Dimensions: 16x13
  • Room Features: Suite
  • Room Type: Bedroom 1
Room 2
  • Room Dimensions: 12x10
  • Room Features: Bath
  • Room Type: Bedroom 2
Room 3
  • Room Features: Double Vanity
  • Room Type: Master Bathroom
Room 4
  • Room Dimensions: 19x13
  • Room Features: Separate
  • Room Type: Den
Room 5
  • Room Dimensions: 16x13
  • Room Features: Formal
  • Room Type: Dining Room
Room 6
  • Room Features: Pantry
  • Room Type: Kitchen
Room 7
  • Room Dimensions: 27x13
  • Room Features: Great Room
  • Room Type: Living Room
Room 8
  • Room Dimensions: 23x13
  • Room Features: Florida Room
  • Room Type: Other Room 2

Property History for 439 Bluff Road

DateEvent & SourcePriceAppreciation
Jan 25, 2026

Contract - Showing

REALTRACS #3001081

—
Nov 24, 2025

Active - Not Showing

REALTRACS #3001081

$525,000—
Sep 25, 2025

Listed (Active)

REALTRACS #3001081

$525,000—
Jun 29, 2007

Closed (Public Record)

Public Record #1132483473

$166,000—
DateEvent & SourcePrice
01/25/2026

Contract - Showing

REALTRACS #3001081

—
11/24/2025

Active - Not Showing

REALTRACS #3001081

$525,000
09/25/2025

Listed (Active)

REALTRACS #3001081

$525,000
06/29/2007

Closed (Public Record)

Public Record #1132483473

$166,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 439 Bluff Road

Taxable ValueLand$14,400Additions$6,500Total$20,900
Tax Record2025$357 ($30 / month)
Home Facts
Beds0Lot Size26,572 SqFtStyleSingle Family ResidenceCountyBENTONAPN025I A 05400

Schools near 439 Bluff Road

This home is within Benton County School District.
Rating
School
Type
Grades
Distance
Big Sandy School
Public - K to 12
Benton County Career / Technical Center
Public - 9 to 12
Landmark Christian Academy
Private - K to 12
Rating
School
Distance
Big Sandy School
PublicK to 12

Benton County Career / Technical Center
Public9 to 12

Landmark Christian Academy
PrivateK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Benchmark Realty, LLC, Jennifer van Nelson (615.293.8323)

Based on information submitted to the MLS GRID as of 01/25/2026 04:43 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.