44 Cumberland St

Ocean Isle Beach, NC 28469

$1,390,000
Price
5
Beds
2,880 Sq. Ft.
$483 / Sq. Ft.
2,880
Sq. Ft.
$483
per Sq. Ft.
mls-DJI_20251017091843_0855_Dx
LR
LR2
LR3
LR4
LR5
DR
DR2
DR3
Kitchen
Kitchen2
Kitchen3
Kitchen4
Kitchen5
Kitchen6
Deck-2nd Floor
DeckA-2nd Floor
Deck-1st Floor
DeckA-1st Floor
Spiral Staircase-1st Floor
Drone 858
mls-DJI_20251017092339_0866_D copy
mls-DJI_20251017092256_0865_D copy
mls-DJI_20251017092115_0861_D copy
mls-DJI_20251017092131_0862_D copy
BR5-2nd Floor
BR5A-2nd Floor
Bath4-2nd Floor
Bath4A-2nd Floor
Bath4B-2nd Floor
BR1-1st Floor
BR1A-1st Floor
Bath1-1st Floor
BR3-1st Floor
BR3A-1st Floor
Bath3-1st Floor
BR4-1st Floor
BR4A-1st Floor
BR2-1st Floor
BR2A-1st Floor
Bath2-1st Floor
Foyer
Bath-Half
Outdoor Shower

Description

This beautifully custom-built 5-bedroom, 4.5-bath deep water canal home offers the perfect blend of luxury, comfort, and functionality, just moments from the Intracoastal Waterway entrance. Boaters will love the private boat dock, making it easy to launch right from your backyard. Designed with a reverse floor plan, this home is all about the views. Enjoy spectacular sunrises and sunsets from the multiple expansive front and rear decks, including screened-in canal-side decks on both levels that provide...This beautifully custom-built 5-bedroom, 4.5-bath deep water canal home offers the perfect blend of luxury, comfort, and functionality, just moments from the Intracoastal Waterway entrance. Boaters will love the private boat dock, making it easy to launch right from your backyard. Designed with a reverse floor plan, this home is all about the views. Enjoy spectacular sunrises and sunsets from the multiple expansive front and rear decks, including screened-in canal-side decks on both levels that provide the perfect space to unwind or entertain while overlooking the water. A spiral staircase connects the canal side decks for easy access and added charm. Inside, the heart of the home is the open-concept living and dining area, anchored by a cozy gas log fireplace and soaring raised beaded board vaulted ceiling that fills the space with coastal character and light. The completely remodeled kitchen (February 2025) features all-new cabinetry, countertops, backsplash, a sleek stainless steel farm sink, and a reverse osmosis water filtration system servicing both the sink and refrigerator. Each of the five spacious bedrooms opens onto a deck, giving every guest or family member their own peaceful outdoor retreat. The primary suite is a true sanctuary, offering dual closets and a spa-inspired bath with a garden tub and walk-in shower. This home is also equipped with a 3-stop elevator for convenience and accessibility and a fortified roof installed in August 2025, providing added peace of mind with enhanced protection against severe weather. The fortified roof also reduces the cost of your insurance! Whether you're searching for a full-time residence or an extraordinary coastal getaway, this thoughtfully designed waterfront home checks every box!
  1. Listed by Frances Warner Real Estate Group • Brokerage DRE #C9314 • Coldwell Banker Sea Coast Advantage
    P: (910)-233-7030 C: (910)-233-7030 FrancesWarnerRealtor@gmail.com

Property Details for 44 Cumberland Street

Subdivision Name
Not In Subdivision
View
Canal, ICW, Water
Waterfront
Yes
Waterfront Features
Bulkhead, Canal Front
Zoning
AE
LISTING UPDATED: 01/26/2026 08:43 PM

Property Details for 44 Cumberland Street

StatusActive
MLS #100537196
Days on Market112
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2004
Lot Size0.13 AC / 5,663 SF
CountyBrunswick County

Location

Listing Courtesy of Coldwell Banker Sea Coast Advantage
Add your commute

Building Information for 44 Cumberland Street

Stories2Year Built2004Building Size-Lot Size0.13 AC / 5,663 SF

Payment Calculator

$7,182 per month

30 year fixed, 6.15% Interest

Principal and Interest

$6,775

Property Taxes

$407

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 44 Cumberland Street

Summary
Location and General Information
  • Island Or Mainland: Island
  • In City Limits: Yes
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: Cross the OIB bridge and turn left onto East Second St. Turn left onto Cumberland St. House is on the right.
  • Latitude: 34
  • Longitude: -78
  • Road Frontage Type: Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: None
  • Association: No
  • Parcel Number: 244oq052
  • Tax Book Number: H
  • Tax Legal Description: L-52 Canal 2 S-A&B Oib Plat H/374
  • Tax Map Number: 374
  • Tax Assessed Value: $1,252,990
  • Tax Year: 2024
School Information
  • Elementary School: Union
  • High School: West Brunswick
  • High School District: Brunswick County Schools
  • Middle Or Junior School: Shallotte Middle
Parking
  • Detached Garage Spaces: 0.0
  • Attached Garage Spaces: 2.0
  • Attached Garage: No
  • Carport Spaces: 0.0
  • Garage Spaces: 2.0
  • Parking Total: 2.0
  • Parking Features: Off Street, On Site
Property
Lot Information
  • Living Area Range: 2800 - 2999
  • Building Area Total: 2880.0
  • Frontage Type: Canal Front
  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Square Feet: 5663.0
  • Lot Features: Boat Dock, Bulkhead
  • Lot Size Dimensions: 49x113x50x114
  • Lot Size Units: Acres
  • Living Area: 2880.0
  • Living Area Units: Square Feet
  • Structure Type: Wood Frame
Property and Assessments
  • Deed Book: 4191
  • Deed Page: 355.0
  • Floor Plans Count: 0
  • New Construction: No
  • Possession: Close Of Escrow, At Closing
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Videos Change Timestamp: 10-20-2025 08:51:36 PM
  • Year Built: 2004
  • Permitted Use: Public
Utilities
  • Sewer Provider: Municipal Sewer
  • Fuel Tank Owned Or Leased: Leased
  • Electric Provider: Brunswick Electric
  • Fuel Vendor Contact Name And Contact: RD White
  • Fuel Tank Above Or Below Ground: Below Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes
  • Fuel Type Lessor Name And Contact: RD White
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Finish: Wood Siding
  • Construction Materials: Wood Siding
  • Exterior Features: Outdoor Shower, Irrigation System
  • Fencing: Partial
  • Foundation Details: Other, Pilings
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Screened
  • Pool Features: None
  • Roof: Shingle
  • Stories: 2
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 5.0
  • Bathrooms Total Notational: 4.1
  • Pool Spa Features: None
  • Heating System Fuel Source: Electric
  • Water Heater: Electric
  • Master Bedroom Level: Primary Living Area
  • Appliances: Mini Refrigerator, Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 5
  • Bedrooms Total: 5
  • Cooling: Central Air
  • Cooling: Yes
  • Fireplace: Yes
  • Fireplace Features: Gas Log
  • Flooring: Tile, Wood
  • Heating: Yes
  • Heating: Fireplace(s), Electric, Heat Pump
  • Interior Features: Vaulted Ceiling(s), Entrance Foyer, Ceiling Fan(s), Elevator, Furnished, Reverse Floor Plan, Walk-in Shower, Blinds/Shades, Gas Log
  • Laundry Features: Laundry Closet
  • Levels: Two
  • Room Type: Living Room, Dining Room, Dining Area, Master Bedroom, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4
  • Rooms Total: 7
Room Information
Room 1
  • Room Level: First
  • Room Type: Kitchen
Room 2
  • Room Level: Second
  • Room Type: Bedroom 1
Room 3
  • Room Level: First
  • Room Type: Master Bedroom
Room 4
  • Room Level: First
  • Room Type: Dining Room
Room 5
  • Room Level: Second
  • Room Type: Bedroom 4
Room 6
  • Room Level: First
  • Room Type: Living Room
Room 7
  • Room Level: Second
  • Room Type: Bedroom 2
Room 8
  • Room Level: Second
  • Room Type: Bedroom 3
Multi Family
Multi Family Information
  • Furnished: Furnished
Income & Expenses
  • Operating Expense: $.00
Agent
Sale and Listing
  • Sold Exclusive: No

Property History for 44 Cumberland Street

DateEvent & SourcePriceAppreciation
Jan 16, 2026

Price Change

NCRMLS #100537196

$1,390,000—
Jan 8, 2026

Price Change

NCRMLS #100537196

$1,425,000—
Oct 21, 2025

Price Change

NCRMLS #100537196

$1,475,000—
Oct 20, 2025

Price Change

NCRMLS #100537196

$1,425,000—
Oct 20, 2025

Price Change

NCRMLS #100537196

$1,390,000—
Oct 20, 2025

Listed (Active)

NCRMLS #100537196

$1,475,000—
May 15, 2019

Sold

NCRMLS #100147619

$772,000—
May 8, 2019

Sold (Public Record)

Public Record #644830164

$772,000—
Apr 10, 2019

Pending

NCRMLS #100147619

—
Jan 26, 2019

Listed (Active)

NCRMLS #100147619

$790,000—
Dec 20, 2018

Expired

NCRMLS #100099786

$790,000—
Feb 7, 2018

Listed (Active)

NCRMLS #100099786

$790,000—
Jun 2, 2015

Expired

NCRMLS #20684089

$799,000—
Jun 19, 2014

Listed (Active)

NCRMLS #20684089

$799,900—
DateEvent & SourcePrice
01/16/2026

Price Change

NCRMLS #100537196

$1,390,000
01/08/2026

Price Change

NCRMLS #100537196

$1,425,000
10/21/2025

Price Change

NCRMLS #100537196

$1,475,000
10/20/2025

Price Change

NCRMLS #100537196

$1,425,000
10/20/2025

Price Change

NCRMLS #100537196

$1,390,000
10/20/2025

Listed (Active)

NCRMLS #100537196

$1,475,000
05/15/2019

Sold

NCRMLS #100147619

$772,000
05/08/2019

Sold (Public Record)

Public Record #644830164

$772,000
04/10/2019

Pending

NCRMLS #100147619

—
01/26/2019

Listed (Active)

NCRMLS #100147619

$790,000
12/20/2018

Expired

NCRMLS #100099786

$790,000
02/07/2018

Listed (Active)

NCRMLS #100099786

$790,000
06/02/2015

Expired

NCRMLS #20684089

$799,000
06/19/2014

Listed (Active)

NCRMLS #20684089

$799,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 44 Cumberland Street

Taxable ValueLand$500,000Additions$752,990Total$1,252,990
Tax Record2024$4,885 ($407 / month)
Home Facts
Beds5Baths4.5Total Finished SqFt3,360 SqFtAbove Grade Finished SqFt3,360 SqFtStories2StyleSingle Family ResidenceYear Built2004Year Renovated2007ZoningR1CountyBRUNSWICKAPN244OQ052Fireplace TypeHas Fireplace

Schools near 44 Cumberland Street

This home is within Brunswick County School District.
Rating
School
Type
Grades
Distance
Union Elementary
Public - K to 5
Shallotte Middle
Public - 6 to 8
West Brunswick High
Public - 9 to 12
The Center of Applied Sciences and Technology (COAST)
Public - 6 to 12
Rating
School
Distance
Union Elementary
PublicK to 5

Shallotte Middle
Public6 to 8

West Brunswick High
Public9 to 12

The Center of Applied Sciences and Technology (COAST)
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 44 Cumberland Street, Ocean Isle Beach, NC 28469

44 Cumberland Street is a single family home for sale in Ocean Isle Beach, NC 28469. This property was listed for sale on October 20, 2025 by Coldwell Banker Sea Coast Advantage, it's currently listed at $1,390,000. It has been on the market for a total of 112 days and was last sold on May 15, 2019. This listing's school district is Brunswick County School District. Nearby schools include Union Elementary, Shallotte Middle and West Brunswick High. 44 Cumberland Street is a 5-bed, 5-bath, 2,880 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Sea Coast Advantage

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 01/26/2026 08:43 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS