44 Elm St

Oneonta, NY 13820

$238,900
Price
5
Beds
2,247 Sq. Ft.
$106 / Sq. Ft.
2,247
Sq. Ft.
$106
per Sq. Ft.
AI staged photo
AI staged photo

Description

Easily get your steps in, or sit on your rocker on the front porch! Leave the car at home and walk your child to preschool, then keep walking to Huntington Library, downtown, coffee, the post office or Wilber Park. Around the corner is the local deli and the bus stop to the colleges. Your fully fenced yard has wonderful perennials with lots of room for the gardener in you to come out and play. And when it’s time to be inside, this home is well-insulated and blessed with lots of natural light and...Easily get your steps in, or sit on your rocker on the front porch! Leave the car at home and walk your child to preschool, then keep walking to Huntington Library, downtown, coffee, the post office or Wilber Park. Around the corner is the local deli and the bus stop to the colleges. Your fully fenced yard has wonderful perennials with lots of room for the gardener in you to come out and play. And when it’s time to be inside, this home is well-insulated and blessed with lots of natural light and gorgeous details in the woodwork surrounding you - frenchdoors, bay window, wood floors & trim, gorgeous old light fixtures, even an original spiral staircase in the entryway. There is a first floor bedroom and full bath and four more bedrooms and 2 more full baths upstairs. AND IMAGINE what you can do with your huge 2 story barn with attached 4 bay garage! What a treasure to have all this space for your cars, toys and hobbies! This CENTER CITY Beauty, between Walnut and Center Streets, is filled with historic charm yet ready for your modern touches. Bring the whole family and make it your own!
  1. Listed by Elizabeth A. Shultis GRI • Benson Agency Real Estate LLC
    P: (607)-432-4391 C: (607)-434-5972 betsy.shultis@bensonre.com

Property Details for 44 Elm Street

Styles Of Residence
Victorian
On Waterfront
No
Parking Description
Detached, Garage
Nearest Cross Street
Center Street
LISTING UPDATED: 01/14/2026 09:47 AM

Property Details for 44 Elm Street

StatusActive
MLS #R1642190
Days on Market100
Taxes$6,365 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1880
Lot Size0.22 AC / 9,583 SF
CountyOtsego County

Location

Listing Courtesy of Benson Agency Real Estate LLC
Add your commute

Building Information for 44 Elm Street

Stories2Year Built1880Building Size-Lot Size0.22 AC / 9,583 SF

Payment Calculator

$1,695 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,164

Property Taxes

$530

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 44 Elm Street

Summary
Location and General Information
  • Elementary School District: Oneonta
  • High School District: Oneonta
  • Middle Or Junior School District: Oneonta
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Attached Garage YN: No
  • Garage Spaces per Apt: 2.00
  • Garage YN: Yes
Taxes and HOA Information
  • Area NYSWIS Code: Oneonta-City-361200
  • Tax Annual Amount: $6,365.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 2247.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.22
  • Lot Size Area: 0.22
  • Lot Size Square Feet: 9583.0
  • Lot Size Units: Acres
  • Parcel Number: 288.18-4-37
  • Road Frontage: City Street
  • Lot Number: 37
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $168,000
  • Year Built: 1880
  • Year Built Description: Existing
Utilities
  • Sewer Description: Connected
  • Utilities Available: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Attic Crawl Hatchways Insulated, Blown In Insulation, Frame, Wood Siding
  • Exterior Features: Fully Fenced, Gravel Driveway, Private Yard, See Remarks
  • Fencing: Full
  • Foundation Description: Stone
  • Patio And Porch Features: Covered, Porch
  • Roof Description: Asphalt
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Washer
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Varies, Vinyl
  • Heating: Oil, Forced Air
  • Heating YN: Yes
  • Interior Features: Den, Separate Formal Dining Room, Entrance Foyer, Separate Formal Living Room, Library, Second Kitchen, Bedroom On Main Level
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 2247.0
  • Main Level Bathrooms: 1
  • Num Bedrooms 1 St Floor: 1
  • Num Of Rooms: 11
  • Window Features: Storm Windows, Thermal Windows
Room 1
  • Room Level: First
  • Room Type: Living Room
Room 2
  • Room Level: First
  • Room Type: Laundry
Room 3
  • Room Level: Second
  • Room Type: Kitchen
Room 4
  • Room Level: First
  • Room Type: Kitchen
Room 5
  • Room Level: First
  • Room Type: Foyer
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 44 Elm Street

DateEvent & SourcePriceAppreciation
Oct 6, 2025

Listed (Active)

WNYREIS #R1642190

$238,900—
DateEvent & SourcePrice
10/06/2025

Listed (Active)

WNYREIS #R1642190

$238,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 44 Elm Street

Taxable ValueLand$20,400Additions$147,600Total$168,000
Tax Record2024$4,705 ($392 / month)
Home Facts
Beds3Baths3Total Finished SqFt2,247 SqFtAbove Grade Finished SqFt2,247 SqFtStories2Lot Size9,583 SqFtStyleSingle Family ResidenceYear Built1880Year Renovated1965Zoning140CountyOTSEGOAPN361200 288.18-4-37

Schools near 44 Elm Street

This home is within Oneonta City School District.
Rating
School
Type
Grades
Distance
Greater Plains Elementary School
Public - K to 5
Oneonta Middle School
Public - 6 to 8
Oneonta Senior High School
Public - 6 to 12
Riverside Elementary School
Public - K to 5
Rating
School
Distance
Greater Plains Elementary School
PublicK to 5

Oneonta Middle School
Public6 to 8

Oneonta Senior High School
Public6 to 12

Riverside Elementary School
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 44 Elm Street, Oneonta, NY 13820

44 Elm Street is a single family home for sale in Oneonta, NY 13820. This property was listed for sale on October 6, 2025 by Benson Agency Real Estate LLC, it's currently listed at $238,900. This listing's school district is Oneonta City School District. Nearby schools include Greater Plains Elementary School, Oneonta Middle School and Oneonta Senior High School. 44 Elm Street is a 5-bed, 3-bath, 2,247 sqft single family home built in 1880.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Benson Agency Real Estate LLC

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