44 Union St

Cortland, NY 13045

$235,000
Price
8
Beds
2,684 Sq. Ft.
$88 / Sq. Ft.
2,684
Sq. Ft.
$88
per Sq. Ft.
1st floor Unit
1st floor Unit
1st floor unit
1st floor unit
1st floor unit
2nd floor 1 bedroom Unit
2nd floor 1 bedroom unit
2nd floor 1 bedroom unit
2nd floor 1 bedroom unit
2nd floor 1 bedroom unit
2nd floor 1 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit
2nd floor 3 bedroom unit

Description

Well-maintained triplex located in the heart of Cortland, New York, offering a strong opportunity for both investors and owner-occupants. This multi-family property features three separate units, each with its own living space, providing consistent rental income potential. Conveniently situated near downtown Cortland, SUNY Cortland, shopping, dining, and public transportation. The property offers ample off-street parking and a manageable layout ideal for long-term tenants. Whether you’re looking...Well-maintained triplex located in the heart of Cortland, New York, offering a strong opportunity for both investors and owner-occupants. This multi-family property features three separate units, each with its own living space, providing consistent rental income potential. Conveniently situated near downtown Cortland, SUNY Cortland, shopping, dining, and public transportation. The property offers ample off-street parking and a manageable layout ideal for long-term tenants. Whether you’re looking to expand your investment portfolio or live in one unit while renting the others, this triplex presents a versatile and desirable option in a growing rental market. Some updates include new roof December 2024, new natural gas floor heater in upper 3 bedroom unit, mini splits in 1 bedroom upper unit serviced and cleaned, and new pressure tank.
  1. Listed by Donna Standish • Yaman Real Estate
    P: (607)-753-9644 C: (607)-745-2469 dstandish@yaman.com

Property Details for 44 Union Street

Subdivision Comm Complex
Cortland
Styles Of Residence
Triplex
On Waterfront
No
Parking Description
Gravel, Two Or More Spaces, Unpaved
Nearest Cross Street
Owego
LISTING UPDATED: 01/12/2026 12:34 PM

Property Details for 44 Union Street

StatusActive
MLS #S1657340
Days on Market8
Taxes$7,453 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1870
Lot Size0.11 AC / 4,744 SF
CountyCortland County

Location

Listing Courtesy of Yaman Real Estate
Add your commute

Building Information for 44 Union Street

Stories2Residences3Year Built1870Building Size-Lot Size0.11 AC / 4,744 SF

Payment Calculator

$1,766 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,145

Property Taxes

$621

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 44 Union Street

Summary
Location and General Information
  • Elementary School District: Cortland
  • High School District: Cortland
  • Middle Or Junior School District: Cortland
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Cortland-110200
  • Tax Annual Amount: $7,453.00
Property
Lot Information
  • Building Area Total: 2684.0
  • Land Features: Irregular Lot, Residential Lot
  • Num Of Acres: 0.1089
  • Lot Size Area: 0.1089
  • Lot Size Square Feet: 4744.0
  • Lot Size Units: Acres
  • Parcel Number: 110200-086-073-0002-021-000-0000
  • Road Frontage: City Street
  • Lot Number: 21
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $200,000
  • Year Built: 1870
  • Year Built Description: Existing
  • Zoning Description: Other - See Remarks
Utilities
  • Electric Service: Circuit Breakers
  • Num Of Electric Meters: 4
  • Num Of Gas Meters: 3
  • Sewer Description: Connected
  • Utilities Available: High Speed Internet Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stone, Wood Siding
  • Foundation Description: Stone
  • Roof Description: Membrane, Rubber
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Dirt Floor, Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 8
  • HVAC Type: Other, See Remarks
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Luxury Vinyl, Varies, Vinyl
  • Heating: Gas, Other, See Remarks, Forced Air
  • Heating YN: Yes
  • Levels: Two
  • Sq Ft Total: 2684.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 3
  • Number Of Units Total: 3
  • Operating Expense Includes: Insurance, Licenses, Maintenance Structure, Maintenance, Professional Management, Snow Removal
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $975.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Features: Oven/ Range,Refrigerator,Living Room
  • Unit Type Total Rent: $975.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 975
Unit 2
  • Unit Type Actual Rent: $1,100.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 3
  • Features: Oven/ Range,Refrigerator,Living Room
  • Unit Type Total Rent: $1,100.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1100
Unit 3
  • Unit Type Actual Rent: $1,300.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 4
  • Features: Dryer,Oven/ Range,Refrigerator,Washer,Dining Area With Living Room,Laundry-In Unit
  • Unit Type Total Rent: $1,300.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 1300
Rental
Rental Information
  • Rent Includes: Common Area Maintenance, Gardener, Snow Removal, Trash Collection, Water

Property History for 44 Union Street

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Listed (Active)

WNYREIS #S1657340

$235,000—
Aug 15, 2024

Sold (Public Record)

Public Record #1539590483

$212,500

+7.4% / yr

Apr 2, 2021

Sold (Public Record)

Public Record #1456964628

$167,000—
Apr 2, 2021

Sold

WNYREIS #S1315608

$167,000—
Apr 2, 2021

Sold (Public Record)

Public Record #1457269279

$167,000—
Mar 31, 2021

Sold (Public Record)

Public Record #694761075

$167,000—
Jan 24, 2021

Pending

WNYREIS #S1315608

—
Jan 18, 2021

Listed (Active)

WNYREIS #S1315608

$169,000—
DateEvent & SourcePrice
01/09/2026

Listed (Active)

WNYREIS #S1657340

$235,000
08/15/2024

Sold (Public Record)

Public Record #1539590483

$212,500

+7.4% / yr

04/02/2021

Sold (Public Record)

Public Record #1456964628

$167,000
04/02/2021

Sold

WNYREIS #S1315608

$167,000
04/02/2021

Sold (Public Record)

Public Record #1457269279

$167,000
03/31/2021

Sold (Public Record)

Public Record #694761075

$167,000
01/24/2021

Pending

WNYREIS #S1315608

—
01/18/2021

Listed (Active)

WNYREIS #S1315608

$169,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 44 Union Street

Taxable ValueLand$12,000Additions$188,000Total$200,000
Tax Record2024$4,818 ($402 / month)
Home Facts
Baths3Total Finished SqFt2,684 SqFtAbove Grade Finished SqFt2,684 SqFtStories2Lot Size4,750 SqFtStyleTriplexYear Built1870Zoning03 - MULTI-FACountyCORTLANDAPN110200 86.73-02-21.000

Schools near 44 Union Street

This home is within Cortland City School District.
Rating
School
Type
Grades
Distance
Randall School
Public - 5 to 6
Cortland Junior High School
Public - 7 to 8
Cortland Junior Senior High School
Public - 9 to 12
St Mary's School
Private - PK to 6
Rating
School
Distance
Randall School
Public5 to 6

Cortland Junior High School
Public7 to 8

Cortland Junior Senior High School
Public9 to 12

St Mary's School
PrivatePK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 44 Union Street, Cortland, NY 13045

44 Union Street is a multi-family home for sale in Cortland, NY 13045. This property was listed for sale on January 9, 2026 by Yaman Real Estate, it's currently listed at $235,000. It has been on the market for a total of 8 days and was last sold on August 15, 2024. This listing's school district is Cortland City School District. Nearby schools include Randall School, Cortland Junior High School and Cortland Junior Senior High School. 44 Union Street is a 8-bed, 3-bath, 2,684 sqft multi-family home built in 1870.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Yaman Real Estate

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.