440 Swan Pond Cir Rd

Harriman, TN 37748

$399,000
Price
3
Beds
1,100 Sq. Ft.
$363 / Sq. Ft.
1,100
Sq. Ft.
$363
per Sq. Ft.
Get preapproved with Rocket Mortgage1
SwanPondFront2
FrontView 440 swan pond
Aerial 4 Swan Pond
AerialViewTaxMap
ViewfromTheShorelineSwanPond
Aerial LakeView Swan Pond
Aerial Lake View Left of the property to
Aerial Looking right of the property
Cleared Kitchen SP Cir
KitchenCleared SP
Living Room SP
Main Lvl Bedroom #2 SP
Main Lvl Bedroom #1 SP
Bathroom
Basement BR3 v2 SP
Basement BR3 v1 SP
Basement FamRM

Description

Discover an exceptional riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home, both currently leased and generating income. The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access....Discover an exceptional riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home, both currently leased and generating income. The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access. The single-wide provides additional rental potential and is ready for updating and repairs. With gentle topography, generous shoreline, and flexible use options, this property invites vision. Build your dream riverfront home while living in the cottage, create a multi-generational retreat, or explore dividing the lot to maximize value. Whether you're seeking a personal getaway, an investment property, or a long-term development opportunity, 440 Swan Pond Circle delivers unmatched versatility on the water. This property is part of an estate and will be sold as-is with no warranty.
  1. Listed by Debby Hill • BHHS Dean-Smith Realty
  2. Listed by Artie Hill • BHHS Dean-Smith Realty

Property Details for 440 Swan Pond Cir Road

Architectural Style
Cottage
View
Wooded, Lake
Style Cottage
True
LISTING UPDATED: 06/20/2026 06:27 PM

Property Details for 440 Swan Pond Cir Road

StatusActive
MLS #1345410
Days on Market24
Taxes$708 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeSingle Family / Single Family Residence
Year Built1976
Lot Size1.28 AC / 55,756 SF
CountyRoane County
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Location

Listing Courtesy of BHHS Dean-Smith Realty, Debby Hill; BHHS Dean-Smith Realty, Artie Hill (865.414.4702)
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Building Information for 440 Swan Pond Cir Road

Stories-Year Built1976Building Size-Lot Size1.28 AC / 55,756 SF

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$2,047 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,988

Property Taxes

$59

HOA Dues

$0

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Property Information for 440 Swan Pond Cir Road

Summary
Location and General Information
  • City: Harriman
  • County Or Parish: Roane County - 31
  • Directions: Take I-40 E and Broadway of America to Swan Pond Rd/Swan Pond Circle Rd
  • Latitude: 35.92288
  • Longitude: -84.496066
  • MLS Area Major: Roane County - 31
  • MLS Area Minor: Roane County - 31
  • Postal Code: 37748
  • State Or Province: TN
  • View Lake: True
  • View Wooded: True
  • Location Tax Legal Info Area: Roane County - 31
  • Remarks Misc Directions: Take I-40 E and Broadway of America to Swan Pond Rd/Swan Pond Circle Rd
  • Amenities Available Lake: true
  • Topography Level: True
Parking
  • Atchd Dtchd Type Detached: True
  • Garage Parking Garage Spaces: 0.0
Taxes and HOA Information
  • Association Fee: 0.0
  • Parcel Number: 027 176.00
  • Location Tax Legal Info Total Tax: 707.76
  • General Property Description HOA: No
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Building Area Source: Owner
  • Lot Size Area: 1.28
  • Lot Size Units: Acres
  • Lot Size Square Feet: 55756.8
  • Year Built: 1976
  • Lot Features: Lake/Water Access, River, Waterfront, Wooded, Irregular Lot, Level, Rolling Slope
  • Building Area Total: 1100.0
  • Lot Size Acres: 1.28
  • Lot Size Source: Tax Records
  • General Property Description SqFt - Main Lvl: 550.0
  • General Property Description SqFt - Down Lvl: 550.0
  • General Property Description SqFt - 2nd Flr Lvl: 0.0
  • General Property Description SqFt - 3rd Flr Lvl: 0.0
  • General Property Description SqFt - Source: Owner
  • General Property Description Acres: 1.28
  • General Property Description Acre Source: Tax Records
  • General Property Description Site Built: Yes
  • Lot Description Irregular Lot: True
  • Lot Description Lakefront: True
  • Lot Description Level: True
  • Lot Description River: True
  • Lot Description Waterfront Access: True
  • Lot Description Wooded: True
  • Lot Description Rolling Slope: True
Property and Assessments
  • Possession: At Closing
  • Property Attached: No
  • Property Type Label: Single Family
  • Floor Plans Count: 0
  • Property Type: Single Family
  • Property Sub Type: Single Family Residence
  • Possession At Closing: True
Utilities
  • General Property Description Sewer: Septic Tank
  • Fuel Electric: True
  • Sewer Septic Tank: True
  • Water Public: True
Interior and Exterior Features
Exterior Features
  • Construction Materials: Cement, Block
  • Siding Cement: True
  • Exterior Features Deck: True
Interior Features
  • Beds Total: 3
  • Baths Full: 1
  • Baths Half: 0
  • Cooling: Central Cooling
  • Fireplaces Total: 0
  • Fireplace: No
  • Bathrooms Total Integer: 1
  • Cooling Details: Yes
  • Kitchen Appliances: Range
  • Basement: Yes
  • Heating Details: Central, Electric
  • Fireplace Features: None
  • Flooring: Other, Carpet, Vinyl
  • Heating: Yes
  • Heating Central: Yes
  • Fireplace None: True
  • Cooling Central Cooling: True
  • Floors Carpet: True
  • Floors Vinyl: True
  • Basement Finished: True
  • Basement Walkout: True
  • General Property Description Number of Bedrooms: 3
  • General Property Description Number of Rooms: 6
  • General Property Description Fireplace: No
  • General Property Description Number of Fireplace: 0.0
  • General Property Description Basement: Yes
  • General Property Description Bonus Room: No
  • General Property Description Extra Storage: Yes
  • Heat Central: True
  • Dining Area Eat-in Kitchen: True
  • Appliances Range: True
  • Other Rooms Basement Rec Room: True
  • Other Rooms Family Room: True
  • Other Rooms Laundry Utility: True
  • Other Rooms Mstr Bdrm Main Level: True
  • Misc Features WasherDryer Connect: True
Room Information
Room
  • Rooms Total: 6
Rental
Rent Information
  • Contract Info Occupancy: Either
  • General Property Description Restrictions: No
  • Tenant Expenses Cooling: Central Cooling
  • Tenant Expenses Heating: Central,Electric

Property History for 440 Swan Pond Cir Road

DateEvent & SourcePriceAppreciation
Jun 20, 2026

Listed (Active)

KAARMLS #1345410

$399,000—
DateEvent & SourcePrice
06/20/2026

Listed (Active)

KAARMLS #1345410

$399,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 440 Swan Pond Cir Road

Taxable ValueLand$25,000Additions$22,225Total$47,225
Tax Record2025$708 ($59 / month)
Home Facts
Beds0Total Finished SqFt640 SqFtAbove Grade Finished SqFt640 SqFtUnfinished Basement SqFt640 SqFtStories1Lot Size55,757 SqFtStyleSingle Family ResidenceYear Built1976Year Renovated1985CountyROANEAPN027 17600

Schools near 440 Swan Pond Cir Road

This home is within Roane County School District.
Rating
School
Type
Grades
Distance
Kingston Elementary School
Public - PK to 5
Midtown Elementary School
Public - PK to 5
Midway Elementary School
Public - PK to 5
Bowers Elementary School
Public - PK to 5
Rating
School
Distance
Kingston Elementary School
PublicPK to 5

Midtown Elementary School
PublicPK to 5

Midway Elementary School
PublicPK to 5

Bowers Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 440 Swan Pond Cir Road, Harriman, TN 37748

440 Swan Pond Cir Road is a single family home for sale in Harriman, TN 37748. This property was listed for sale on June 20, 2026 by BHHS Dean-Smith Realty, it's currently listed at $399,000. This listing's school district is Roane County School District. Nearby schools include Kingston Elementary School, Midtown Elementary School and Midway Elementary School. 440 Swan Pond Cir Road is a 3-bed, 1-bath, 1,100 sqft single family home built in 1976.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of BHHS Dean-Smith Realty, Debby Hill; BHHS Dean-Smith Realty, Artie Hill (865.414.4702)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 06/20/2026 06:27 PM