441 NE Kettle St

Oak Harbor, WA 98277

$4,200,000
Price
32
Beds
16
Baths
13,200 Sq. Ft.
$318 / Sq. Ft.
13,200
Sq. Ft.
$318
per Sq. Ft.
New
New
Listing provided courtesy of Acorn Properties, Inc

Description

Investor Alert for this incredible opportunity. This 16 unit Oak Harbor multi-family property is located in the heart of Oak Harbor with a superior rental history. Fully leased complex, low vacancy rate due to quality of construction with the location being close to grocery stores, restaurants, downtown shopping & NAS Whidbey. All units have been updated, new roofs installed August 2025. 4 individual 4-plex units featuring two bedroom 1 bath units with full size washers and dryers in each unit. Lower...Investor Alert for this incredible opportunity. This 16 unit Oak Harbor multi-family property is located in the heart of Oak Harbor with a superior rental history. Fully leased complex, low vacancy rate due to quality of construction with the location being close to grocery stores, restaurants, downtown shopping & NAS Whidbey. All units have been updated, new roofs installed August 2025. 4 individual 4-plex units featuring two bedroom 1 bath units with full size washers and dryers in each unit. Lower units have attached decks and upper units have balconies. Mature landscaping with beautiful trees and hedges and low maintenance grounds professionally landscaped. Ample parking spaces for residents and guests as well as street parking. Explore your next investment opportunity today!
  1. Listed by Erin Paiz Neilon • Acorn Properties, Inc
  2. Listed by Terri Neilon • Acorn Properties, Inc

Property Details for 441 Northeast Kettle Street

Community Name
Oak Harbor
School District
Oak Harbor
View
Territorial
Total Covered Parking
0
Entry Date
01-21-2026
Energy Source
Electric
Sewer
Sewer Connected
LISTING UPDATED: 01/21/2026 09:13 PM

Property Details for 441 Northeast Kettle Street

StatusActive
MLS #2469249
Days on Market1
Cumulative Days on Market1
Taxes$28,331 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential Income
Year Built1991
Lot Size0.56 AC / 24,184 SF
CountyIsland County

Location

Listing Courtesy of Acorn Properties, Inc
Add your commute

Building Information for 441 Northeast Kettle Street

Stories2Residences16Year Built1991Building Size-Lot Size0.56 AC / 24,184 SF

Payment Calculator

$22,831 per month

30 year fixed, 6.15% Interest

Principal and Interest

$20,470

Property Taxes

$2,361

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 441 Northeast Kettle Street

Summary
Location and General Information
  • Style: 56 - 10+ Units
  • Site Features: Cable TV, Deck, High Speed Internet
  • Area: 813 - North Whidbey Island
  • Block: 00
  • Elementary School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify
  • High School: Oak Harbor High
  • Effective Year Built Source: Public Records
  • Directions: From SR 20, turn east onto NE 7th Ave, turn right onto NE Kettle St, turn right into 441 NE Kettle St.
  • Leased Items: None
  • Property Sub Type: MULT
  • View: Yes
  • Waterfront: No
Taxes and HOA Information
  • Tax Year: 2025
Parking
  • Garage Spaces: 0.0
  • Number of Carport Spaces: 0.0
  • Carport: No
  • Open Parking: No
Virtual Tour
Interior and Exterior Features
Bathroom Information
  • Full Baths Upper: 0
  • Three Quarter Baths Upper: 0
  • Half Baths Upper: 0
  • Main Level Bathrooms: 0
Bedroom Information
  • Bedrooms Upper: 0
Interior Features
  • Fireplaces Total: 0
  • Floor Covering: Laminate, Carpet
  • Cooling: No
  • Cooling: None
  • Fireplace: No
  • Heating: Yes
  • Heating: Baseboard
  • FIRPTA: No
Exterior Features
  • Exterior: Cement Planked
  • Roof: Composition
Property
Utilities
  • Water Source: Public
  • Water/Sewer/Garbage: 25928.99
  • Power Company: Puget Sound Energy
  • Sewer Company: City of Oak Harbor
  • Water Company: City of Oak Harbor
  • Power Production Type: Electric
Property and Assessments
  • New Construction YN: No
  • Zoning Jurisdiction: City
  • Foundation: Poured Concrete
  • Zoning Remarks: Multi-Family,Residential
  • First Right Of Refusal: false
  • Possible Use: Multi-Family, Residential
  • MLS Square Footage Source: ICAO
  • Preliminary Title Ordered: Yes
  • Senior Community: No
  • Special Listing Conditions: None
  • Year Built Effective: 1998
  • Photos Count: 40
Lot Information
  • Lot Details: Curbs, Paved, Sidewalk
  • Lot Number: 01A-D, 02E-H, 03I-L, 04M-P
  • Lot Size Source: ICAO
  • Parcel Number Free Text: S7591000001A0
  • Building Condition: Very Good
  • Calculated Square Footage: 13200
  • Structure Type: Multi Family
  • Square Footage Finished: 0
  • Square Footage Unfinished: 0
  • Building Area Total: 13200.0
  • Building Area Units: Square Feet
  • Property Type: Residential Income
  • Elevation Units: Feet
  • Irrigation Water Rights: No
Multi Family
Building Details
  • Total Uncovered Parking: 28
  • Number of Stories in Building: 2
  • Vacancy Rate: 0
  • Number Of Units Total: 16
  • Units Below Grade: false
  • Units In Building Total: 16
Financing / Income and Expenses
  • Electric Expense: $1,962
  • Total Expenses: 109524.42
  • Gross Adjusted Income: 292189
  • Gross Rent Multiplier: 14.38
  • Gross Scheduled Income: $300,834
  • Insurance Expense: $11,742
  • Net Operating Income: $182,665
  • Other Expenses: $41,560
  • Total Monthly Income: 27450
  • Fuel Expense: $0
Unit 1
  • Name Unit 1: A101
  • Washer/Dryer Unit 1: true
  • Range/Oven Unit 1: true
  • Refrigerator Unit 1: true
  • Dishwasher Unit 1: true
  • Square Feet Unit 1: 827
  • Rent Unit 1: $1,650.00
  • Bedrooms Unit 1: 2
  • Fireplaces Unit 1: 0
  • Bathrooms Unit 1: 1
Unit 2
  • Name Unit 2: A102
  • Washer/Dryer Unit 2: true
  • Range/Oven Unit 2: true
  • Refrigerator Unit 2: true
  • Dishwasher Unit 2: true
  • Square Feet Unit 2: 827
  • Rent Unit 2: $1,600.00
  • Bedrooms Unit 2: 2
  • Fireplaces Unit 2: 0
  • Bathrooms Unit 2: 1
Unit 3
  • Name Unit 3: A201
  • Washer/Dryer Unit 3: true
  • Range/Oven Unit 3: true
  • Refrigerator Unit 3: true
  • Dishwasher Unit 3: true
  • Square Feet Unit 3: 823
  • Rent Unit 3: $1,600.00
  • Bedrooms Unit 3: 2
  • Fireplaces Unit 3: 0
  • Bathrooms Unit 3: 1
Unit 4
  • Name Unit 4: A202
  • Washer/Dryer Unit 4: true
  • Range/Oven Unit 4: true
  • Refrigerator Unit 4: true
  • Dishwasher Unit 4: true
  • Square Feet Unit 4: 823
  • Rent Unit 4: $1,550.00
  • Bedrooms Unit 4: 2
  • Fireplaces Unit 4: 0
  • Bathrooms Unit 4: 1
Unit 5
  • Name Unit 5: B101
  • Washer/Dryer Unit 5: true
  • Range/Oven Unit 5: true
  • Refrigerator Unit 5: true
  • Dishwasher Unit 5: true
  • Square Feet Unit 5: 827
  • Rent Unit 5: $1,550.00
  • Bedrooms Unit 5: 2
  • Fireplaces Unit 5: 0
  • Bathrooms Unit 5: 1
Unit 6
  • Name Unit 6: B102
  • Washer/Dryer Unit 6: true
  • Range/Oven Unit 6: true
  • Refrigerator Unit 6: true
  • Dishwasher Unit 6: true
  • Square Feet Unit 6: 827
  • Rent Unit 6: $1,550.00
  • Bedrooms Unit 6: 2
  • Fireplaces Unit 6: 0
  • Bathrooms Unit 6: 1
Unit 7
  • Name Unit 7: B201
  • Washer/Dryer Unit 7: true
  • Range/Oven Unit 7: true
  • Refrigerator Unit 7: true
  • Dishwasher Unit 7: true
  • Square Feet Unit 7: 827
  • Rent Unit 7: $1,600.00
  • Bedrooms Unit 7: 2
  • Fireplaces Unit 7: 0
  • Bathrooms Unit 7: 1
Unit 8
  • Name Unit 8: B202
  • Washer/Dryer Unit 8: true
  • Range/Oven Unit 8: true
  • Refrigerator Unit 8: true
  • Dishwasher Unit 8: true
  • Square Feet Unit 8: 827
  • Rent Unit 8: $1,550.00
  • Bedrooms Unit 8: 2
  • Fireplaces Unit 8: 0
  • Bathrooms Unit 8: 1
Unit 9
  • Name Unit 9: C101
  • Washer/Dryer Unit 9: true
  • Range/Oven Unit 9: true
  • Refrigerator Unit 9: true
  • Dishwasher Unit 9: true
  • Square Feet Unit 9: 827
  • Rent Unit 9: $1,600.00
  • Bedrooms Unit 9: 2
  • Fireplaces Unit 9: 0
  • Bathrooms Unit 9: 1
Unit 10
  • Name Unit 10: C102
  • Washer/Dryer Unit 10: true
  • Range/Oven Unit 10: true
  • Refrigerator Unit 10: true
  • Dishwasher Unit 10: true
  • Square Feet Unit 10: 827
  • Rent Unit 10: $1,550.00
  • Bedrooms Unit 10: 2
  • Fireplaces Unit 10: 0
  • Bathrooms Unit 10: 1
Unit 11
  • Name Unit 11: C201
  • Washer/Dryer Unit 11: true
  • Range/Oven Unit 11: true
  • Refrigerator Unit 11: true
  • Dishwasher Unit 11: true
  • Square Feet Unit 11: 827
  • Rent Unit 11: $1,550.00
  • Bedrooms Unit 11: 2
  • Fireplaces Unit 11: 0
  • Bathrooms Unit 11: 1
Unit 12
  • Name Unit 12: C202
  • Washer/Dryer Unit 12: true
  • Range/Oven Unit 12: true
  • Refrigerator Unit 12: true
  • Dishwasher Unit 12: true
  • Square Feet Unit 12: 827
  • Rent Unit 12: $1,600.00
  • Bedrooms Unit 12: 2
  • Fireplaces Unit 12: 0
  • Bathrooms Unit 12: 1
Unit 13
  • Name Unit 13: D101
  • Washer/Dryer Unit 13: true
  • Range/Oven Unit 13: true
  • Refrigerator Unit 13: true
  • Dishwasher Unit 13: true
  • Square Feet Unit 13: 827
  • Rent Unit 13: $1,500.00
  • Bedrooms Unit 13: 2
  • Fireplaces Unit 13: 0
  • Bathrooms Unit 13: 1
Unit 14
  • Name Unit 14: D102
  • Washer/Dryer Unit 14: true
  • Range/Oven Unit 14: true
  • Refrigerator Unit 14: true
  • Dishwasher Unit 14: false
  • Square Feet Unit 14: 827
  • Rent Unit 14: $1,400.00
  • Bedrooms Unit 14: 2
  • Fireplaces Unit 14: 0
  • Bathrooms Unit 14: 1
Unit 15
  • Name Unit 15: D201
  • Washer/Dryer Unit 15: true
  • Range/Oven Unit 15: true
  • Refrigerator Unit 15: true
  • Dishwasher Unit 15: true
  • Square Feet Unit 15: 827
  • Rent Unit 15: $1,550.00
  • Bedrooms Unit 15: 2
  • Fireplaces Unit 15: 0
  • Bathrooms Unit 15: 1
Unit 16
  • Name Unit 16: D202
  • Washer/Dryer Unit 16: true
  • Range/Oven Unit 16: true
  • Refrigerator Unit 16: true
  • Dishwasher Unit 16: true
  • Square Feet Unit 16: 827
  • Rent Unit 16: $1,650.00
  • Bedrooms Unit 16: 2
  • Fireplaces Unit 16: 0
  • Bathrooms Unit 16: 1
Rental
Rent Information
  • Occupant Type: Tenant
  • Leasable Area: 13200.0

Property History for 441 Northeast Kettle Street

DateEvent & SourcePriceAppreciation
Jan 21, 2026

Listed (Active)

NWMLS #2469249

$4,200,000—
Aug 8, 2016

Sold

NWMLS #935969

$1,565,000—
Jun 21, 2016

Pending

NWMLS #935969

—
Jun 6, 2016

Listed (Active)

NWMLS #935969

$1,590,000—
DateEvent & SourcePrice
01/21/2026

Listed (Active)

NWMLS #2469249

$4,200,000
08/08/2016

Sold

NWMLS #935969

$1,565,000
06/21/2016

Pending

NWMLS #935969

—
06/06/2016

Listed (Active)

NWMLS #935969

$1,590,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 441 Northeast Kettle Street

Taxable ValueLand$85,000Additions$75,169Total$160,169
Tax Record2020$1,743 ($145 / month)
Home Facts
Beds2Total Finished SqFt827 SqFtAbove Ground SqFt827 SqFtStories1Lot Size1,532 SqFtStyleCondominiumYear Built1991Year Renovated1994CountyISLANDAPNS7591000004N0

Schools near 441 Northeast Kettle Street

This home is within Oak Harbor School District.
Rating
School
Type
Grades
Distance
Oak Harbor Elementary School
Public - PK to 4
North Whidbey Middle School
Public - 7 to 8
Oak Harbor High School
Public - 9 to 12
HomeConnection
Public - K to 12
Rating
School
Distance
Oak Harbor Elementary School
PublicPK to 4

North Whidbey Middle School
Public7 to 8

Oak Harbor High School
Public9 to 12

HomeConnection
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 441 Northeast Kettle Street, Oak Harbor, WA 98277

441 Northeast Kettle Street is a multi-family home for sale in Oak Harbor, WA 98277. This property was listed for sale on January 21, 2026 by Acorn Properties, Inc, it's currently listed at $4,200,000. It has been on the market for a total of 1 days and was last sold on August 8, 2016. This listing's school district is Oak Harbor School District. Nearby schools include Oak Harbor Elementary School, North Whidbey Middle School and Oak Harbor High School. 441 Northeast Kettle Street is a 32-bed, 16-bath, 13,200 sqft multi-family home built in 1991.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Acorn Properties, Inc

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/22/2026 01:26 AM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.