445 Elk Lake Resort Road, Unit 122

Owenton, KY 40359

$210,000
Price
2
Beds
776 Sq. Ft.
$271 / Sq. Ft.
776
Sq. Ft.
$271
per Sq. Ft.
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Description

Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.
  1. Listed by Mindy Hearne • Ashcraft Real Estate Services
    P: (859)-802-9417 C: (859)-802-9417 mindy@ashcraftrealty.com

Property Details for 445 Elk Lake Resort Road, Unit 122

Architectural Style
Cottage
LISTING UPDATED: 05/22/2026 11:43 PM

Property Details for 445 Elk Lake Resort Road, Unit 122

StatusActive
MLS #637385
Days on Market9890
Taxes-
HOA Fees$208 / month
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1978
Lot Size-
CountyOwen County
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Location

Listing Courtesy of Ashcraft Real Estate Services
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Building Information for 445 Elk Lake Resort Road, Unit 122

Stories-Year Built1978Building Size-Lot Size-

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$1,254 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,046

Property Taxes

$0

HOA Dues

$208

The Payment Calculator is for illustrative purposes only.

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Property Information for 445 Elk Lake Resort Road, Unit 122

Summary
Location and General Information
  • Longitude: -84.758875
  • Latitude: 38.492998
  • Directions: Take KY-227 S and KY-330 E to Beach Dr/Beach Nc
  • MLSArea Major: K22 - Owen Cty
  • MLSArea Minor: K22 - Owen Cty
  • Year Built Known: Yes
  • Property Condition Disclosure: Yes
  • SIC: OW - Owenton- Owen Cty
  • Unit Number: 122
Taxes and HOA
  • Association: Yes
  • Association Fee Frequency: Annually
  • Parcel Number: 075-80-01-022.00
  • Association Fee: $2,500
  • Total Yearly Fees: $2,500.00
  • Tax Rate: 10.6
School Information
  • High School District: Owen Co Public
  • Elementary School: Owen County Elementary
  • Middle Or Junior School: Maurice Bowling Middle School
  • High School: Owen County High
Parking
  • Parking Features: Driveway
  • Attached Garage: No
Property
Lot Information
  • Lot Size Source: Realist
  • Lot Size Dimensions: 0x0x0
Property and Assessments
  • New Construction: No
  • Year Built: 1978
  • Building Area Total: 776.0
  • Property Condition: Existing Structure
  • Living Area: 776.0
  • Living Area Source: Public Records
  • Property Attached: No
Building Features
  • Levels: One
  • Structure Type: House
  • Foundation Details: Poured Concrete
  • Construction Materials: Vinyl Siding
Utilities
  • Utilities: Cable Available, Water Available
  • Sewer: Septic Tank
  • Water Source: Public
  • Electric Company: Owen Electric
  • Water Company: KAWC
Interior and Exterior Features
Interior Features
  • Bathrooms: 1
  • Appliances: Dishwasher, Convection Oven, Other, See Remarks, Electric Oven
  • Cooling: Ductless
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Window Features: Vinyl Clad Window(s)
  • Has Heating: Yes
  • Has Cooling: Yes
  • Rooms Total: 2
  • Heating: Electric
  • Fireplace Features: Brick
Exterior Features
  • Roof: Shingle
Room Information
Room 1
  • Room Features: Carpet Flooring
  • Room Type: Primary Bedroom
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Room 2
  • Room Features: Carpet Flooring
  • Room Type: Bedroom 2
  • Room Length: 10.0
  • Room Level: First
  • Room Width: 10.0
  • Room Dimensions: 10 x 10

Property History for 445 Elk Lake Resort Road, Unit 122

DateEvent & SourcePriceAppreciation
May 22, 2026

Price Change

Northern Kentucky Multiple Listing Service #637385

$210,000—
Oct 22, 2025

Listed (Active)

Northern Kentucky Multiple Listing Service #637385

$220,000—
Apr 26, 2022

Sold

Northern Kentucky Multiple Listing Service #600732

$130,000—
DateEvent & SourcePrice
05/22/2026

Price Change

Northern Kentucky Multiple Listing Service #637385

$210,000
10/22/2025

Listed (Active)

Northern Kentucky Multiple Listing Service #637385

$220,000
04/26/2022

Sold

Northern Kentucky Multiple Listing Service #600732

$130,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Schools near 445 Elk Lake Resort Road, Unit 122

This home is within Owen County School District.
Rating
School
Type
Grades
Distance
Owen County Elementary School
Public - PK to 4
Maurice Bowling Middle School
Public - 5 to 8
Owen County High School
Public - 9 to 12
Rating
School
Distance
Owen County Elementary School
PublicPK to 4

Maurice Bowling Middle School
Public5 to 8

Owen County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 445 Elk Lake Resort Road, Unit 122, Owenton, KY 40359

445 Elk Lake Resort Road, Unit 122 is a single family home for sale in Owenton, KY 40359. This property was listed for sale on October 22, 2025 by Ashcraft Real Estate Services, it's currently listed at $210,000. It has been on the market for a total of 9890 days and was last sold on April 26, 2022. This listing's school district is Owen County School District. Nearby schools include Owen County Elementary School, Maurice Bowling Middle School and Owen County High School. 445 Elk Lake Resort Road, Unit 122 is a 2-bed, 1-bath, 776 sqft single family home built in 1978.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Ashcraft Real Estate Services

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Compass and its related brokerages are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.